Best P2P Lending App

188+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated June 2026

Looking for free p2p lending app apps? 20 of our 188+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for P2P Lending App

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(37K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Lenme: Investing and Borrowing#3

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Worth Considering
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#14in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking

More P2P Lending App apps to explore

4
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

A fast, revolving line of credit app for small businesses with a new design and features for better user experience. Access detailed payment information and upcoming debits conveniently. Update now for easy and fast access to funds on-the-go.

💰 Finance
(2.4K)
5
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
6
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This application is a peer-to-peer lending platform that offers secured collateral loans. Borrowers set repayment terms and provide collateral, while lenders secure the collateral until the loan is repaid. Unlike traditional loan apps, Loanr eliminates the need for collection agencies by having lenders hold onto the collateral until repayment.

💼 Business
(45)
7
The Blender Platform
The Blender Platform
The Blender Platform
Power to Your Wallet.
Free

This platform allows users to lend and borrow money through a blockchain-powered credit system, where borrowers create credit lines with set interest rates and lenders can choose who to lend to. By creating a credit line, borrowers can access funds and must repay them with interest, while lenders can earn returns and reclaim their contributions if needed.

💰 Finance
(31)
8
Community P2P
Community P2P
Community P2P
by Community P2P SAL
Free
💰 Finance
(0)
9
TribeCredit
TribeCredit
TribeCredit
Build & empower your network
Free

Build your network to unlock interest-free loans for you and your community, empowered by donors and nonprofit partners. Join the movement to grow your tribe, access credit when needed, and make a positive impact by supporting others.

💰 Finance
(5)
10
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
TAP & GO to PAY & SHARE
Free

This private peer-to-peer payment app allows users to make instant, anonymous cash payments with a simple tap of their phone, eliminating the need to exchange information or use QR codes. With this app, users can also easily share social media profiles, websites, and digital business cards by tapping their phone to another device.

💰 Finance
(16)
11
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
12
SoBo: Something Borrowed
SoBo: Something Borrowed
SoBo: Something Borrowed
Borrow. Lend. Keep track.
Free
🌟 Lifestyle
(1)
13
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

This peer-to-peer lending platform connects lenders with creditworthy borrowers, offering a secure way to earn higher returns on investments. By lending money online, you can diversify your risk and benefit from a paperless KYC process, rigorous borrower screening, and end-to-end recovery support.

💰 Finance
(0)
14
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

This application allows users to send, spend, save, and invest money easily. With features like instant money transfers, discounts on everyday spending, free tax filing, early paycheck access, and simple bitcoin investing, it provides a convenient and comprehensive financial solution for users. Consider downloading this app for seamless financial management.

💰 Finance
(8.5M)
15
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

An application that allows you to lend as little as $25 to financially underserved individuals worldwide, empowering them to start businesses, pay for education, invest in equipment, and more. Join a community of millions supporting borrowers in over 90 countries, creating a ripple effect of positive impact. Loan on Kiva for a powerful way to create economic and social good.

🌐 Social Networking
(2.3K)
16
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
17
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(107)
18
LendingClub: Banking and More
LendingClub: Banking and More
LendingClub: Banking and More
Get more from your money
Free

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

💰 Finance
(7.8K)
19
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

💰 Finance
(3.2K)
20
The Lending Hub
The Lending Hub
The Lending Hub
Crowd Lending platform in KSA
Free
💰 Finance
(1)