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Best P2P Lending App

247+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Looking for free p2p lending app? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top P2P Lending App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1TribeCreditTribeCreditFree4.3★ (6)NoNoAug 2026
2SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoSep 2026
3Lendee AppLendee AppFree3.2★ (105)NoNoAug 2026
4Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (84K)YesYesSep 2026
5Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026
6LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026
7LoanrLoanrFree3.0★ (45)NoNoAug 2026
8Per Annum: P2P Lending & MorePer Annum: P2P Lending & MoreFree4.0★ (1)NoNoAug 2026

Top Picks for P2P Lending App

TribeCredit#1

TribeCredit by TribeCredit Corp

Empower your community
Editor's Choice
💰 Finance
4.3(6 ratings)
Free
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Build your network to unlock interest-free loans for yourself and your community. Connect with friends to increase borrowing limits and get personalized suggestions. Securely borrow, repay over 12 months, and track your impact.

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(40K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction
Lendee App#3

Lendee App by Lendee App

Worth Considering
💰 Finance
3.2(105 ratings)
Free
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Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

More P2P Lending App apps to explore

FAQ about P2P Lending App

What is the best p2p lending app for iPhone?
TribeCredit tops our p2p lending app ranking as of September 2026, with a 4.3-star average from 6 App Store ratings, and it's free to download.
Yes — 20 of the top p2p lending app we rank are free to download, including TribeCredit and SoLo Funds: Lend & Borrow.
TribeCredit has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ p2p lending app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
TribeCredit is a software platform that partners with nonprofits to expand access to interest-free financial aid. It allows users to build a network to unlock borrowing limits and empower their community.
Yes, TribeCredit uses identity-verified borrowing to prevent fraud and partners with Stripe for secure transactions. Users can also report and block others if needed.