Best P2P Lending App

230+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Looking for free p2p lending app? 20 of our 230+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top P2P Lending App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
2Lendee AppLendee AppFree3.3★ (101)NoNoAug 2026
3Lendbox | P2P LendingLendbox | P2P LendingFreeNoNoMay 2026
4TribeCreditTribeCreditFree4.2★ (5)NoNoJun 2026
5LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoAug 2026
6Community P2PCommunity P2PFreeNoNoJul 2026
7Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesAug 2026
8P2Vest - Loan & Insurance AppP2Vest - Loan & Insurance AppFree3.6★ (165)NoNoJul 2026

Top Picks for P2P Lending App

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Lendee App#2

Lendee App by Lendee App

Strong Contender
💰 Finance
3.3(101 ratings)
Free
Lendee App screenshot 1
Lendee App screenshot 2
Lendee App screenshot 3
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Lendee App screenshot 6

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

More P2P Lending App apps to explore

4
TribeCredit
TribeCredit
TribeCredit
Build & empower your network
Free

Build your network to unlock interest-free loans for yourself and your community. Connect with friends to increase borrowing limits and get personalized suggestions. Securely borrow, repay over 12 months, and track your impact.

Build and grow your networkUnlock interest-free loansPersonalized friend suggestions
💰 Finance
(5)
free
5
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Track lent itemsTrack lent moneySet item reminders
💰 Finance
(614)
free
6
Community P2P
Community P2P
Community P2P
by Community P2P SAL
Free
💰 Finance
(0)
7
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
8
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
9
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
10
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
11
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
BE$TOW: Private P2P Payments
TAP & GO to PAY & SHARE
Free

Facilitate private peer-to-peer payments and information sharing with a simple tap. This patented technology allows for anonymous transactions and instant digital content exchange without needing recipient details or QR codes.

Private peer-to-peer paymentsAnonymous transactionsTap-to-pay functionality
💰 Finance
(16)
free
12
The Blender Platform
The Blender Platform
The Blender Platform
Power to Your Wallet.
Free

This app facilitates peer-to-peer lending and borrowing using blockchain technology. Users can create credit lines, set interest rates, and assess borrower credibility. Funds are managed through a virtual wallet with interest accruing upon withdrawal.

Create custom credit linesSet interest rates and payment termsAssess borrower credibility with statistics
💰 Finance
(31)
free with in-app purchases
13
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
14
SoBo: Something Borrowed
SoBo: Something Borrowed
SoBo: Something Borrowed
Borrow. Lend. Keep track.
Free

Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.

Permanent loan ledgerAutomatic return remindersIn-app chat for loans
🌟 Lifestyle
(1)
free
15
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
16
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
🔧 Utilities
(0)
17
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
🌐 Social Networking
(2.4K)
free with in-app purchases
18
IndiaMoneyMart - P2P Lending
IndiaMoneyMart - P2P Lending
IndiaMoneyMart - P2P Lending
by Fair Vinimay Services Pvt Ltd
Free

This platform connects creditworthy small businesses seeking loans with lenders looking for attractive returns. It offers a secure, regulated marketplace with meticulous borrower evaluation and direct on-ground assessment to facilitate P2P lending.

Connects lenders and borrowersRBI Registered NBFC-P2PDirect on-ground borrower assessment
💰 Finance
(1)
free
19
Shelter Lending Services
Shelter Lending Services
Shelter Lending Services
by Newrez LLC
Free

Manage your loan application and existing loan through a secure mobile portal. Track application status, upload documents, eSign, and view account details and statements. Schedule payments easily.

Check loan application statusSecurely upload documentsView task list for application
💼 Business
(2)
free
20
BLender Finance
BLender Finance
BLender Finance
The new way to Finance
Free
💰 Finance
(0)

FAQ about P2P Lending App

What is the best p2p lending app for iPhone?
SoLo Funds: Lend & Borrow tops our p2p lending app ranking as of August 2026, with a 4.4-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top p2p lending app we rank are free to download, including SoLo Funds: Lend & Borrow and Lendee App.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 230+ p2p lending app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.