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Best P2P Payment Service Apps

5+ iOS apps curated and reviewed

4.6 avg rating
5 free apps
Updated September 2026

Cash App is the household name in p2p payment service, but it's far from the only option. We track 5+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top P2P Payment Service Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cash AppCash AppFree4.8★ (8.7M)NoNoOct 2026
2MyNafaMyNafaFree4.0★ (16)NoNoSep 2026
3SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoOct 2026
4Airmoney AppAirmoney AppFree5.0★ (7)NoNoSep 2026
5VALÚVALÚFree—NoNoMay 2026

Top Picks for P2P Payment Service

Cash App#1

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Editor's Choice
💰 Finance
4.8😞(8.7M ratings)
Free
#6in Finance
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
MyNafa#2

MyNafa by Nafa

MyNafa Wallet
Strong Contender
💰 Finance
4.0(16 ratings)
Free
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Send and receive money globally, with a focus on transfers across Africa. Supports cash pickup, bank deposits, and wallet-to-wallet transfers. Link your bank account for seamless fund movement and pay bills or airtime.

SIKACASH+#3

SIKACASH+ by Nafa

Worth Considering
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
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Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support

More P2P Payment Service apps to explore

FAQ about P2P Payment Service

What are the best p2p payment service apps for iPhone?
Cash App tops our p2p payment service apps ranking as of September 2026, with a 4.8-star average from 8.7M App Store ratings, and it's free to download.
Yes — 5 of the top p2p payment service apps we rank are free to download, including Cash App and MyNafa.
Cash App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 5+ p2p payment service apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.