Best Pay Anyone Apps

77+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our pay anyone list covers 77+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay Anyone Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tendy: The Pay-Anyone AppTendy: The Pay-Anyone AppFree4.5★ (55)NoNoSep 2026
2Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoSep 2026
3PayyPayyFree4.1★ (35)NoNoAug 2026
4Zappa PayZappa PayFreeNoNoMay 2026
5Beeline - Get paid nowBeeline - Get paid nowFree4.5★ (2)NoNoAug 2026
6Readies PayReadies PayFreeNoNoJun 2026
7PayMate - Pay your matesPayMate - Pay your matesFreeNoNoMay 2026
8ErcasPayErcasPayFreeYesNoMay 2026

Top Picks for Pay Anyone

Tendy: The Pay-Anyone App#1

Tendy: The Pay-Anyone App by Tendy, Inc.

Pay easily. Cash out anywhere.
Editor's Choice
💰 Finance
4.5(55 ratings)
Free
Tendy: The Pay-Anyone App screenshot 1
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Tendy: The Pay-Anyone App screenshot 3
Tendy: The Pay-Anyone App screenshot 4
Tendy: The Pay-Anyone App screenshot 5
Tendy: The Pay-Anyone App screenshot 6

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

Chime® – Mobile Banking#2

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Strong Contender
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#9in Finance
Chime® – Mobile Banking screenshot 1
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Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions
Payy#3

Payy by Polybase Labs

Payy anyone, anywhere
Worth Considering
💰 Finance
4.1(35 ratings)
Free
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Payy screenshot 6

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

More Pay Anyone apps to explore

FAQ about Pay Anyone

What are the best pay anyone apps for iPhone?
Tendy: The Pay-Anyone App tops our pay anyone apps ranking as of September 2026, with a 4.5-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top pay anyone apps we rank are free to download, including Tendy: The Pay-Anyone App and Chime® – Mobile Banking.
Tendy: The Pay-Anyone App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 77+ pay anyone apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Tendy allows you to send money to anyone, even if they use a different payment app. Your recipient can then instantly cash out their funds to popular services like Venmo, PayPal, Cash App, or Zelle without needing to download Tendy themselves.
You can pay someone in person by showing them a QR code, or send a secure payment link via message or direct message. The recipient will receive the money directly into their preferred payment app.

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