Best Pay Anyone Apps

84+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our pay anyone list covers 84+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay Anyone Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tendy: The Pay-Anyone AppTendy: The Pay-Anyone AppFree4.5★ (55)NoNoSep 2026
2PayyPayyFree4.1★ (35)NoNoAug 2026
3Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoOct 2026
4Zappa PayZappa PayFree—NoNoMay 2026
5Readies PayReadies PayFree—NoNoJun 2026
6PayMate - Pay your matesPayMate - Pay your matesFree—NoNoMay 2026
7Pay Link CardPay Link CardFree5.0★ (1)NoNoOct 2026
8SpondulaSpondulaFree—NoNoSep 2026

Top Picks for Pay Anyone

Tendy: The Pay-Anyone App#1

Tendy: The Pay-Anyone App by Tendy, Inc.

Pay easily. Cash out anywhere.
Editor's Choice
💰 Finance
4.5(55 ratings)
Free
Tendy: The Pay-Anyone App screenshot 1
Tendy: The Pay-Anyone App screenshot 2
Tendy: The Pay-Anyone App screenshot 3
Tendy: The Pay-Anyone App screenshot 4
Tendy: The Pay-Anyone App screenshot 5
Tendy: The Pay-Anyone App screenshot 6

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

Payy#2

Payy by Polybase Labs

Payy anyone, anywhere
Strong Contender
💰 Finance
4.1(35 ratings)
Free
Payy screenshot 1
Payy screenshot 2
Payy screenshot 3
Payy screenshot 4
Payy screenshot 5
Payy screenshot 6

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

Chime® – Mobile Banking#3

Chime® – Mobile Banking by Chime Financial, Inc.

Credit, Cash back, Savings
Worth Considering
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#7in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature
  • 💳 Spot me feature
  • 💳 Referral program
  • 🏧 Fee-free ATM access
  • 🤝 Helpful customer service

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
  • 💰 Fees for cash deposits
  • 🤔 Unclear account closure policies
  • 🔒 Security concerns with unauthorized transactions

More Pay Anyone apps to explore

FAQ about Pay Anyone

What are the best pay anyone apps for iPhone?
Tendy: The Pay-Anyone App tops our pay anyone apps ranking as of October 2026, with a 4.5-star average from 55 App Store ratings, and it's free to download.
Yes — 20 of the top pay anyone apps we rank are free to download, including Tendy: The Pay-Anyone App and Payy.
Tendy: The Pay-Anyone App has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 84+ pay anyone apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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