Best Pay Anyone Apps

72+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our pay anyone list covers 72+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay Anyone Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tendy: The Pay-Anyone AppTendy: The Pay-Anyone AppFree4.5★ (52)NoNoAug 2026
2Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.5M)YesNoAug 2026
3PayyPayyFree4.2★ (34)NoNoJul 2026
4Tap to Pay, POS System・TofuTap to Pay, POS System・TofuFree4.8★ (361)NoYesJul 2026
5PayMate - Pay your matesPayMate - Pay your matesFreeNoNoMay 2026
6HesabPayHesabPayFree4.6★ (866)NoNoAug 2026
7ChatGPTChatGPTFree4.8★ (9.2M)YesYesAug 2026
8ScanPay - Payments & InvoicingScanPay - Payments & InvoicingFree4.7★ (423)NoYesAug 2026

Top Picks for Pay Anyone

Tendy: The Pay-Anyone App#1

Tendy: The Pay-Anyone App by Tendy, Inc.

Pay easily. Cash out anywhere.
Editor's Choice
💰 Finance
4.5(52 ratings)
Free
Tendy: The Pay-Anyone App screenshot 1
Tendy: The Pay-Anyone App screenshot 2
Tendy: The Pay-Anyone App screenshot 3
Tendy: The Pay-Anyone App screenshot 4
Tendy: The Pay-Anyone App screenshot 5
Tendy: The Pay-Anyone App screenshot 6

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

Chime® – Mobile Banking#2

Chime® – Mobile Banking by Chime Financial, Inc.

The #1 Choice for Banking
Strong Contender
💰 Finance
4.8😊(1.5M ratings)
FreeAds
#6in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
Payy#3

Payy by Polybase Labs

Payy anyone, anywhere
Worth Considering
💰 Finance
4.2(34 ratings)
Free
Payy screenshot 1
Payy screenshot 2
Payy screenshot 3
Payy screenshot 4
Payy screenshot 5
Payy screenshot 6

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

More Pay Anyone apps to explore

4
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
5
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
6
HesabPay
HesabPay
HesabPay
Pay anyone, anywhere, anytime!
Free

This app provides a secure digital wallet for instant financial transactions. It allows for seamless money transfers from various channels, bill payments, mobile top-ups, and worldwide cash withdrawals. It's accessible via a mobile app and USSD for feature phones.

Instant money transfers from 20+ channelsBill payments for utilities and internetMobile top-up services
💰 Finance
(866)
free
7
ChatGPT
ChatGPT
ChatGPT
Your everyday AI assistant
Free

This app provides access to advanced AI capabilities, including text generation, image creation from descriptions, and voice conversations. It offers personalized advice, creative inspiration, and instant answers for various tasks, syncing history across devices.

Image generation from textAdvanced voice conversationsPhoto upload and transcription
📊 Productivity
(9.2M)
free with in-app purchases
8
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
💼 Business
(423)
free with in-app purchases
9
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
10
Paed: One Scan, Any Payment
Paed: One Scan, Any Payment
Paed: One Scan, Any Payment
Instant Apple & Google Pay
Free

Accept payments instantly from anyone using Apple Pay, Google Pay, or credit cards. Generate a universal payment link or QR code without requiring senders to download an app or create an account. Ideal for creators, businesses, and individuals seeking a frictionless payment solution.

Accept Apple Pay, Google Pay, and credit cardsUniversal payment link and QR codeNo app or account required for payers
💰 Finance
(2)
free
11
OCBC Singapore
OCBC Singapore
OCBC Singapore
OCBC Mobile Banking
Free

This mobile banking application offers a personalized and streamlined experience for managing your finances. It features customizable shortcuts, a consolidated view of all your financial products, and the ability to apply for new ones with ease. You can even withdraw cash from ATMs using a QR code without needing your physical card.

Customizable shortcutsPersonalized banking experienceConsolidated view of all products
💰 Finance
(4.2K)
free with in-app purchases
12
DBS PayLah!
DBS PayLah!
DBS PayLah!
Your Ultimate Everyday App
Free

This all-in-one mobile payment app simplifies everyday transactions. Pay for rides, food, tickets, and bills with ease. Discover exclusive deals and rewards, and manage your finances conveniently.

Scan to pay with multiple QR codesTransfer funds via PayNowSplit bills with friends
💰 Finance
(1.2K)
free with in-app purchases
13
FMFCU Mobile App
FMFCU Mobile App
FMFCU Mobile App
by Franklin Mint Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, transfer funds, deposit checks remotely, pay bills, and track spending. This app offers 24/7 access to your accounts, helping you stay on top of your money wherever you are.

Check account balancesMake fund transfersDeposit checks remotely
💰 Finance
(4K)
free
14
bet365 - Sportsbook & Casino
bet365 - Sportsbook & Casino
bet365 - Sportsbook & Casino
Sports Betting, NFL & NBA bets
Free

Place bets on a vast selection of live and pre-game sports, including major leagues and events. Enjoy enhanced odds, custom parlays, and live streaming of global sporting action. Track your bets and access sports statistics to inform your wagers.

Live and pre-game sports bettingSuper Boosts and Profit BoostsSame Game Parlay+
⚽ Sports
(327K)
free with in-app purchases
15
Uber Eats: Food & Groceries
Uber Eats: Food & Groceries
Uber Eats: Food & Groceries
Fresh grocery delivery & more
Free

Get meals and groceries delivered to your door from local restaurants and stores. Easily browse menus, track orders in real-time, and even schedule pickups. Order almost anything, anytime, from food to household essentials.

Restaurant and grocery deliveryReal-time order trackingOrder ahead for pickup
🍔 Food & Drink
(11M)
free with in-app purchases
16
StablePay Wallet
StablePay Wallet
StablePay Wallet
Pay Anyone Anywhere, Instantly
Free

This app allows instant, fee-free peer-to-peer payments using stablecoins like USDT. You can easily deposit funds, buy crypto with various methods, and explore yield-bearing vaults for potential earnings. It's designed for simplicity, requiring no prior crypto experience.

Instant P2P stablecoin paymentsDeposit USDT, USDC, ETHBuy crypto with card or bank transfer
💰 Finance
(11)
free
17
Trip.com: Book Flights, Hotels
Trip.com: Book Flights, Hotels
Trip.com: Book Flights, Hotels
Car Rentals & Holiday Deals
Free

Plan your next holiday with an all-in-one travel app. Book flights, hotels, car rentals, and tours. Access travel essentials like e-sims and insurance. Earn rewards and enjoy 24/7 customer support.

Flight booking with flexible cancellationHotel price matching and booking discountsCar rental services
✈️ Travel
(37K)
free with in-app purchases
18
Yoodlize: Rent Anything
Yoodlize: Rent Anything
Yoodlize: Rent Anything
Rent anything from anyone.
Free

This peer-to-peer platform allows you to rent items from others in your community or rent out your own belongings. Discover a wide range of products for various activities and hobbies, all while promoting a sustainable lifestyle and earning extra income.

Rent anything from anyoneRent out your own itemsBrowse local listings
🌟 Lifestyle
(119)
free with in-app purchases
19
QuickTutor
QuickTutor
QuickTutor
Learn Anything. Teach Anyone.
Free

Connect with experts globally to learn any subject or skill, or earn money by teaching what you know. This app facilitates both in-person and online sessions with features like instant messaging, secure payments, and advanced scheduling.

Learn any topic or skillEarn money teaching expertiseIn-person and online sessions
📚 Education
(687)
free with in-app purchases
20
OCBC Business
OCBC Business
OCBC Business
by Oversea-Chinese Banking Corporation Limited
Free

Manage your business finances securely from your mobile device. Access accounts, view transactions, make payments, and approve requests anytime, anywhere. This app offers a secure platform with biometric login and 2-factor authentication for business account holders.

Banking on the goBiometric loginView account balances
💰 Finance
(350)
free

FAQ about Pay Anyone

What are the best pay anyone apps for iPhone?
Tendy: The Pay-Anyone App tops our pay anyone apps ranking as of July 2026, with a 4.5-star average from 52 App Store ratings, and it's free to download.
Yes — 20 of the top pay anyone apps we rank are free to download, including Tendy: The Pay-Anyone App and Chime® – Mobile Banking.
Tendy: The Pay-Anyone App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 72+ pay anyone apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Tendy allows you to send money to anyone, even if they use a different payment app. Your recipient can then instantly cash out their funds to popular services like Venmo, PayPal, Cash App, or Zelle without needing to download Tendy themselves.
You can pay someone in person by showing them a QR code, or send a secure payment link via message or direct message. The recipient will receive the money directly into their preferred payment app.

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