Best Pay Anyone Apps

78+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our pay anyone list covers 78+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Pay Anyone Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tendy: The Pay-Anyone AppTendy: The Pay-Anyone AppFree4.5★ (52)NoNoAug 2026
2Chime® – Mobile BankingChime® – Mobile BankingFree4.8★ (1.6M)YesNoAug 2026
3PayyPayyFree4.1★ (35)NoNoAug 2026
4Zappa PayZappa PayFreeNoNoMay 2026
5PayMate - Pay your matesPayMate - Pay your matesFreeNoNoMay 2026
6Pay Link CardPay Link CardFree5.0★ (1)NoNoAug 2026
7Beeline - Get paid nowBeeline - Get paid nowFree4.5★ (2)NoNoAug 2026
8Shukran - Tip Anyone, AnywhereShukran - Tip Anyone, AnywhereFree5.0★ (1)NoNoAug 2026

Top Picks for Pay Anyone

Tendy: The Pay-Anyone App#1

Tendy: The Pay-Anyone App by Tendy, Inc.

Pay easily. Cash out anywhere.
Editor's Choice
💰 Finance
4.5(52 ratings)
Free
Tendy: The Pay-Anyone App screenshot 1
Tendy: The Pay-Anyone App screenshot 2
Tendy: The Pay-Anyone App screenshot 3
Tendy: The Pay-Anyone App screenshot 4
Tendy: The Pay-Anyone App screenshot 5
Tendy: The Pay-Anyone App screenshot 6

Easily send money to anyone, regardless of their preferred payment app. Recipients can instantly cash out to Venmo, PayPal, Cash App, or Zelle without needing to download anything. It's a fast, private, and flexible way to pay friends, tip service workers, or settle debts.

Chime® – Mobile Banking#2

Chime® – Mobile Banking by Chime Financial, Inc.

The #1 Choice for Banking
Strong Contender
💰 Finance
4.8😊(1.6M ratings)
FreeAds
#8in Finance
Chime® – Mobile Banking screenshot 1
Chime® – Mobile Banking screenshot 2
Chime® – Mobile Banking screenshot 3
Chime® – Mobile Banking screenshot 4
Chime® – Mobile Banking screenshot 5
Chime® – Mobile Banking screenshot 6

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

What We Love

  • 🚀 Early paycheck
  • 💰 No overdraft fees
  • 👍 Easy to use app
  • 💳 Credit builder feature

Room to Improve

  • 🐛 Inconsistent direct deposit timing
  • 🤖 Poor chatbot support
  • 💳 Difficulty with card activation/replacement
Payy#3

Payy by Polybase Labs

Payy anyone, anywhere
Worth Considering
💰 Finance
4.1(35 ratings)
Free
Payy screenshot 1
Payy screenshot 2
Payy screenshot 3
Payy screenshot 4
Payy screenshot 5
Payy screenshot 6

This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.

More Pay Anyone apps to explore

4
Zappa Pay
Zappa Pay
Zappa Pay
Bill payments
Free
🔧 Utilities
(0)
5
PayMate - Pay your mates
PayMate - Pay your mates
PayMate - Pay your mates
by Alternative Payments Ltd
Free
💰 Finance
(0)
6
Pay Link Card
Pay Link Card
Pay Link Card
Payment methods & QR card
Free

Consolidate all your payment methods into a single, shareable digital card. Easily present options like Venmo, PayPal, or custom instructions to clients, customers, or friends. Save and share your payment card as an image or directly from your phone.

Consolidate payment methodsShareable digital cardSupports various payment apps
💼 Business
(1)
free
7
Beeline - Get paid now
Beeline - Get paid now
Beeline - Get paid now
Get paid. No monthly fee.
Free

This app allows solo service providers to get paid instantly after completing a job. Simply describe the service, send a payment link, and receive funds without needing to create invoices or wait for checks. It's designed for independent professionals who need a quick and secure way to manage payments.

Instant payment linksNo monthly feesTransaction-based fees only
💰 Finance
(2)
free with in-app purchases
8
Shukran - Tip Anyone, Anywhere
Shukran - Tip Anyone, Anywhere
Shukran - Tip Anyone, Anywhere
Tipping Changes Lives
Free

This app facilitates direct and secure tipping for service workers, allowing users to express appreciation without sharing personal information. It empowers recipients through savings facilities and aims to amplify tipping culture for positive impact.

Direct tipping to service workersPrivacy assurance, phone number remains privateCashless tipping via M-pesa or card
🍔 Food & Drink
(1)
ad-supported
9
Ghostpay - Pay later
Ghostpay - Pay later
Ghostpay - Pay later
Pay later for service
Free

This platform enables service professionals to offer clients flexible installment payments for services. Artists receive full payment upfront, while clients can pay over time. It aims to increase bookings and revenue for service providers.

Client installment paymentsArtist upfront payoutsNo percentage fees on services
💰 Finance
(4)
free
10
Vendano - Cardano Wallet
Vendano - Cardano Wallet
Vendano - Cardano Wallet
Send ADA to anyone
Free
💰 Finance
(0)
11
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
12
Paed: One Scan, Any Payment
Paed: One Scan, Any Payment
Paed: One Scan, Any Payment
Instant Apple & Google Pay
Free

Accept payments instantly from anyone using Apple Pay, Google Pay, or credit cards. Generate a universal payment link or QR code without requiring senders to download an app or create an account. Ideal for creators, businesses, and individuals seeking a frictionless payment solution.

Accept Apple Pay, Google Pay, and credit cardsUniversal payment link and QR codeNo app or account required for payers
💰 Finance
(2)
free
13
PayWithIt SwipeOnly for iPhone
PayWithIt SwipeOnly for iPhone
PayWithIt SwipeOnly for iPhone
by TCSP, Inc.
Free
💼 Business
(0)
14
Taysir
Taysir
Taysir
Anyone can hire and earn
Free
🌟 Lifestyle
(0)
15
ErcasPay
ErcasPay
ErcasPay
Receive payments from anyone.
Free
💰 Finance
(0)
16
Readies Pay
Readies Pay
Readies Pay
by Okepay Asia Limited
Free
💼 Business
(0)
17
SmPay
SmPay
SmPay
The water Billing App
Free
🔧 Utilities
(0)
18
AirTipt
AirTipt
AirTipt
Tip Anyone Nearby Instantly
Free
💰 Finance
(0)
19
L4D
L4D
L4D
Force any 4 digits
$29.99

This entertainment app allows users to perform a magic trick involving four-digit numbers and two bank cards. It offers multiple input methods and is designed for easy execution. The app is intended solely for amusement.

Force any 4-digit numberUses two bank cardsMultiple input methods
🎬 Entertainment
(0)
paid
20
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases

FAQ about Pay Anyone

What are the best pay anyone apps for iPhone?
Tendy: The Pay-Anyone App tops our pay anyone apps ranking as of August 2026, with a 4.5-star average from 52 App Store ratings, and it's free to download.
Yes — 19 of the top pay anyone apps we rank are free to download, including Tendy: The Pay-Anyone App and Chime® – Mobile Banking.
Tendy: The Pay-Anyone App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 78+ pay anyone apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Tendy allows you to send money to anyone, even if they use a different payment app. Your recipient can then instantly cash out their funds to popular services like Venmo, PayPal, Cash App, or Zelle without needing to download Tendy themselves.
You can pay someone in person by showing them a QR code, or send a secure payment link via message or direct message. The recipient will receive the money directly into their preferred payment app.

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