Best Payment Services Apps

249+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

Looking for free payment services apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Payment Services Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoAug 2026
2BILLWAY - PAYMENT SERVICESBILLWAY - PAYMENT SERVICESFree5.0★ (1)NoNoAug 2026
3QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5★ (271)NoNoAug 2026
6Taly | Split your paymentsTaly | Split your paymentsFree4.1★ (17)NoNoAug 2026
7PayTabsPayTabsFreeNoNoJul 2026
8NeoCashNeoCashFree5.0★ (4)NoNoMay 2026

Top Picks for Payment Services

PayPal Business#1

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Editor's Choice
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
QuickBooks GoPayment POS#3

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Worth Considering
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs

More Payment Services apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(271)
free
6
Taly | Split your payments
Taly | Split your payments
Taly | Split your payments
No interest, No Fees
Free

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.

Split payments up to 4 installmentsNo interest or extra feesShop with top brands
💰 Finance
(17)
free
7
PayTabs
PayTabs
PayTabs
Merchant App
Free

This app helps businesses manage payments and sell products globally. It offers seamless checkout experiences with multiple currency and payment options, including digital wallets. Businesses can also send and receive invoices easily via various channels.

Secure mobile paymentsGlobal sales managementSeamless checkout integration
💰 Finance
(0)
free
8
NeoCash
NeoCash
NeoCash
Neo Cash for payment services
Free

Manage your finances with a secure, user-friendly international Visa card wallet. Easily pay for services, transfer money, and handle bills without cash. Enjoy a cashless experience for all your purchases, online and in-store.

Issue virtual Visa cardsInternational shopping and online purchasesMoney transfer to users and banks
💰 Finance
(4)
free
9
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
10
NPS mPOS
NPS mPOS
NPS mPOS
by Nelnet Payment Services
Free

Accept credit and debit card payments anywhere using a mobile card reader connected to your phone or tablet. Ideal for businesses and organizations needing to process transactions on the go. Manage all your mobile sales through an online dashboard.

Accept credit and debit card paymentsMobile card reader compatibilityNo long-term contracts
💰 Finance
(13)
free
11
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
🔧 Utilities
(221K)
free with in-app purchases
12
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
13
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
💼 Business
(423)
free with in-app purchases
14
AlipayHK
AlipayHK
AlipayHK
by alipayhk
Free

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Extensive merchant payment networkCross-border payment servicesPublic transport QR code payments
💰 Finance
(112)
free
15
Yell Payment
Yell Payment
Yell Payment
Level up your finances.
Free

Manage all your bank accounts and credit cards in one place. This app allows you to consolidate your funds, track your spending, and make payments easily. It also offers free money transfers to friends and family.

Consolidate bank accounts and credit cardsTrack all finances in one dashboardMake payments with a debit card
💰 Finance
(34)
ad-supported
16
Jaib - Digital Wallet
Jaib - Digital Wallet
Jaib - Digital Wallet
Manage all your transactions
Free

This app functions as an electronic wallet, enabling users to manage financial transactions like payments, transfers, and bill settlements. It offers a secure and convenient alternative to cash for everyday purchases and services.

Financial transfersBill paymentsMobile balance recharge
💰 Finance
(244)
free
17
Nosh: Vouchers & Payments
Nosh: Vouchers & Payments
Nosh: Vouchers & Payments
The best, among the bests.
Free

Manage all your digital payments, from bills and travel to airtime and data, in one convenient app. Make fast, secure transactions across Nigeria, Ghana, and beyond, with features like eSIM activation and international bill payments.

Purchase and activate eSIMPay international billsBook flights
💰 Finance
(5.7K)
free
18
APS Iraq
APS Iraq
APS Iraq
Check your financial info.
Free

Access your APS card details, including balance and transaction history, with this secure mobile application. It provides a flexible and user-friendly way to manage your financial information anytime, anywhere.

Check card informationView balanceReview transactions
💰 Finance
(312)
free
19
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
20
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(32K)
free with in-app purchases

FAQ about Payment Services

What are the best payment services apps for iPhone?
PayPal Business tops our payment services apps ranking as of August 2026, with a 4.2-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top payment services apps we rank are free to download, including PayPal Business and BILLWAY - PAYMENT SERVICES.
PayPal Business shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ payment services apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The PayPal Business app helps merchants manage their finances by allowing them to create and send invoices, track sales trends, transfer money, and access customer information. It aims to simplify financial management for businesses of all sizes.
Key features include an easy-to-use invoice maker, the ability to track online account activity and sales trends (monthly, quarterly, yearly), money transfer capabilities to linked bank accounts, issuing refunds, and quick access to customer contact and transaction histories.

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