Best Payment Systems Apps

249+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Whether you're new to payment systems or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Payment Systems Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Portmone - payment systemsPortmone - payment systemsFree4.8★ (994)NoNoAug 2026
2NovaPay: Payment SystemsNovaPay: Payment SystemsFree4.3★ (32)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4Штрафы ГАИ официальныеШтрафы ГАИ официальныеFree4.8★ (4.7K)NoYesAug 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (602K)NoNoAug 2026
6QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoAug 2026
7Jaib - Digital WalletJaib - Digital WalletFree4.2★ (244)NoNoAug 2026
8Upay.netUpay.netFree4.9★ (5.1K)YesNoAug 2026

Top Picks for Payment Systems

Portmone - payment systems#1

Portmone - payment systems by Portmone.com

Pay communal services online
Editor's Choice
💰 Finance
4.8😐(994 ratings)
Free
Portmone - payment systems screenshot 1
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Portmone - payment systems screenshot 3
Portmone - payment systems screenshot 4
Portmone - payment systems screenshot 5
Portmone - payment systems screenshot 6

This mobile payment service allows for instant money transfers, mobile account recharges, and paying utility bills with just a few clicks. It also offers a convenient way to pay for transport fees in several Ukrainian cities, acting as a secure e-wallet for users who value their time.

What We Love

  • 👍 Convenient for paying bills
  • 🚀 Fast and reliable payments
  • 💡 Supports 24/7 customer service

Room to Improve

  • 🐛 Buggy and unstable app
  • 💳 Lack of modern payment options (e.g. Apple Pay)
  • 🕰️ Outdated design and UI
NovaPay: Payment Systems#2

NovaPay: Payment Systems by NovaPay LLC

Mobile Finance App
Strong Contender
💰 Finance
4.3(32 ratings)
Free
NovaPay: Payment Systems screenshot 1
NovaPay: Payment Systems screenshot 2
NovaPay: Payment Systems screenshot 3
NovaPay: Payment Systems screenshot 4
NovaPay: Payment Systems screenshot 5
NovaPay: Payment Systems screenshot 6

Manage your personal finances with this app, offering easy account opening in EUR and PLN across the EEA. Make secure payments via IBAN, Google Pay, or Apple Pay, and withdraw cash conveniently. Enjoy a modern, fast, and easy alternative to traditional banking for your financial needs.

PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
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PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Payment Systems apps to explore

4
Штрафы ГАИ официальные
Штрафы ГАИ официальные
Штрафы ГАИ официальные
Проверка штрафов ГАИ онлайн
Free

Easily check and pay traffic fines from all official sources. Receive timely notifications for new, discounted, and overdue fines. Also offers services for toll road payments, car insurance, and driver/vehicle history checks.

Check traffic fines from official sourcesPay fines via bank cardReceive fine notifications
💰 Finance
(4.7K)
free with in-app purchases
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
6
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
7
Jaib - Digital Wallet
Jaib - Digital Wallet
Jaib - Digital Wallet
Manage all your transactions
Free

This app functions as an electronic wallet, enabling users to manage financial transactions like payments, transfers, and bill settlements. It offers a secure and convenient alternative to cash for everyday purchases and services.

Financial transfersBill paymentsMobile balance recharge
💰 Finance
(244)
free
8
Upay.net
Upay.net
Upay.net
Mobile Top Up
Free

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

Mobile top-up for Uzbekistan and TajikistanInternet and utility bill paymentsMultiple payment methods (Visa, Mastercard, PayPal)
💰 Finance
(5.1K)
free with in-app purchases
9
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Smartphone Payment
Free

Make fast, secure payments directly from your iPhone without registration. Simply scan a QR code or tap your device to pay for goods and services at thousands of locations using your preferred payment method.

Contactless paymentsQR code scanningNFC tap-to-pay
💰 Finance
(7)
free
10
PrepaidCardConnect
PrepaidCardConnect
PrepaidCardConnect
by FSV Payment Systems, Inc.
Free

Manage your prepaid card account conveniently on your mobile device. Access your balance, view transactions, and transfer funds between cards or to bank accounts. Locate nearby ATMs and enjoy secure access to your financial information.

Single login for card account accessCheck real-time balance and transactionsTransfer funds to other cards or bank accounts
💰 Finance
(51K)
free
11
Fastoo  (New Payment System)
Fastoo  (New Payment System)
Fastoo (New Payment System)
Discover Fastoo E-Wallet
Free

This digital E-wallet simplifies payments with a focus on security and seamless transactions. It offers multicurrency management for convenient deposits, withdrawals, and exchanges, embodying trust and transparency.

Digital E-walletSimplicity and securitySeamless transactions
💰 Finance
(5)
free
12
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
13
Auris Payroll+
Auris Payroll+
Auris Payroll+
Time, Self Service, Benefits
Free

Manage your work time, access personal employee information, and handle benefits administration directly from your mobile device. This app simplifies time tracking with GPS, allows employees to update personal details and tax information, and facilitates benefits enrollment.

Mobile time tracking with GPSEmployee self-service portalBenefits administration and enrollment
💼 Business
(309)
free
14
Cash E-Wallet
Cash E-Wallet
Cash E-Wallet
Cash Wallet
Free

Manage all your financial transactions, from transfers and payments to top-ups and cash-ins/outs, all from your phone. This service offers secure and convenient financial solutions, making your life easier with features like fingerprint login and detailed reports.

Transfer and receive moneyPay bills and purchasesTop-up and cash in/out
💰 Finance
(36)
free
15
Heartland Mobile Cashier
Heartland Mobile Cashier
Heartland Mobile Cashier
by Heartland Payment Systems, Inc.
Free

This app transforms your iPad into a secure point-of-sale system for processing credit and debit card payments. It offers quick transaction processing, integration with accounts receivable systems, and optional Bluetooth accessories for card swiping and receipt printing.

Process credit and debit card paymentsIntegrates with Accounts Receivable systemsBluetooth card swipe and printer support
💰 Finance
(8)
free
16
Heartland Guest App
Heartland Guest App
Heartland Guest App
by Heartland Payment Systems, Inc.
Free

Earn loyalty points by scanning receipts at participating restaurants. Track your points, unlock higher reward levels, and redeem them for better rewards. You can also pay your tab directly from your phone and order ahead to skip the line.

Scan receipts for loyalty pointsAutomatic reward conversionMobile tab payment
🌟 Lifestyle
(898)
free
17
Mobile Pay by Global Payments
Mobile Pay by Global Payments
Mobile Pay by Global Payments
by Apriva Systems, LLC
Free

This app transforms your iOS device into a credit card transaction terminal, enabling businesses to accept various payment types anywhere with wireless coverage. It supports chip card transactions, digital invoices, and recurring billing, with robust security features.

Accept credit and debit card paymentsEMV chip card transaction supportDigital invoice creation and delivery
💰 Finance
(0)
free
18
MicroPayments GS
MicroPayments GS
MicroPayments GS
by Heartland Payment Systems, Inc.
Free

Pay for laundry services directly from your smartphone at participating locations. Manage your account balance, and start washers and dryers with ease. Enjoy a fast, simple, and convenient laundry payment experience.

Pay for laundry via smartphoneTrack account balanceManage laundry account
💰 Finance
(16K)
free
19
GhanaPay Customer
GhanaPay Customer
GhanaPay Customer
Your Money, Your Way.
Free

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

Send moneyPay billsBuy airtime
💰 Finance
(74)
free
20
Spry+
Spry+
Spry+
Sports Management Solution
Free

This sports management solution streamlines communication and workflows for student-athletes, coaches, and administrators. It simplifies athletic department processes and offers educational resources for NIL and real-life preparation.

Streamlined communicationWorkflow managementAthletic department simplification
⚽ Sports
(1K)
free

FAQ about Payment Systems

What are the best payment systems apps for iPhone?
Portmone - payment systems tops our payment systems apps ranking as of August 2026, with a 4.8-star average from 994 App Store ratings, and it's free to download.
Yes — 20 of the top payment systems apps we rank are free to download, including Portmone - payment systems and NovaPay: Payment Systems.
Portmone - payment systems has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ payment systems apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a mobile payment service that allows you to perform instant money transfers to credit cards, recharge mobile accounts, and pay utility bills with ease. It also includes a feature for paying transport fees in several Ukrainian cities and acts as a secure e-wallet.
To pay your utility bills, open the application, select your region, and enter the EDRPOU or the name of the company. Then, fill in the necessary payment details and confirm the transaction. Registered users can pay bills with saved addresses in one click.

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