Best Payoff Calculator Apps

249+ iOS apps curated and reviewed

4.3 avg rating
19 free apps
Updated August 2026

Every iPhone needs a few good payoff calculator apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Payoff Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesSep 2026
2Loan Calculator: Payoff DebtLoan Calculator: Payoff DebtFreeNoYesAug 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesSep 2026
5Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8★ (44)YesNoMay 2026
6Smart Loan Payoff CalculatorSmart Loan Payoff CalculatorFreeYesNoAug 2026
7Card Debt Payoff CalculatorCard Debt Payoff CalculatorFreeNoAug 2026
8Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026

Top Picks for Payoff Calculator

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#63in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Loan Calculator: Payoff Debt#2

Loan Calculator: Payoff Debt by SK Studios Ltd

Pay off your loans
Strong Contender
💰 Finance
0.0(0 ratings)
FreeIn-App Purchases
Loan Calculator: Payoff Debt screenshot 1
Loan Calculator: Payoff Debt screenshot 2
Loan Calculator: Payoff Debt screenshot 3
Loan Calculator: Payoff Debt screenshot 4
Loan Calculator: Payoff Debt screenshot 5
Loan Calculator: Payoff Debt screenshot 6

This app helps you understand and manage your loan payments. It offers tools to calculate monthly payments, interest, and repayment amounts, with advanced features for deeper analysis and comparison.

Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Payoff Calculator apps to explore

FAQ about Payoff Calculator

What are the best payoff calculator apps for iPhone?
Debt Payoff Planner & Tracker tops our payoff calculator apps ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes — 19 of the top payoff calculator apps we rank are free to download, including Debt Payoff Planner & Tracker and Loan Calculator: Payoff Debt.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ payoff calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.

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