Best Payoff Calculator Apps

226+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated June 2026

Every iPhone needs a few good payoff calculator apps. We benchmark 226+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Payoff Calculator

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Editor's Choice
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes
Debt Payoff Box: Snowball Plan#2

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Strong Contender
πŸ’° Finance
4.5😞(2.3K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

  • πŸ‘ Simple and easy to use
  • πŸš€ Helpful for debt planning
  • πŸš€ Straightforward layout
  • πŸš€ Provides amortization schedules

Room to Improve

  • πŸ› Buggy and glitchy
  • πŸ’° Requires paid upgrade for basic features
  • πŸ”’ No cloud sync or backup
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
πŸ’° Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#69in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features

More Payoff Calculator apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
πŸ’° Finance
(96K)
ad-supported
5
Smart Loan Payoff Calculator
Smart Loan Payoff Calculator
Smart Loan Payoff Calculator
Save Money on Loan Interest
Free
πŸ’° Finance
(0)
6
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
πŸ’° Finance
(412)
ad-supported
7
Compound Interest Calc
Compound Interest Calc
Compound Interest Calc
Plan | Invest | Retire
Free

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

Calculate investment growth with contributionsPlan retirement withdrawals with inflationInteractive growth and depletion charts
πŸ’° Finance
(6.4K)
free with in-app purchases
8
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
πŸ’° Finance
(44)
ad-supported
9
Discount Calculator Saver Calc
Discount Calculator Saver Calc
Discount Calculator Saver Calc
Percentage & Price Comparison
Free

This app helps shoppers quickly calculate discounts, compare prices, and manage their shopping lists. It provides tools to avoid overpaying and make informed purchasing decisions.

Discount calculationPrice comparisonEditable shopping list
πŸ›οΈ Shopping
(6K)
free with in-app purchases
10
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
πŸ’° Finance
(1K)
free with in-app purchases
11
Calculator for iPadβ‚Š
Calculator for iPadβ‚Š
Calculator for iPadβ‚Š
Basic, Scientific, Plus Calc
Free

This app offers both basic and advanced scientific calculations with an intuitive interface designed for tablets and phones. It includes features like currency conversion, calculation history, and the ability to share results. An optional premium membership removes ads and provides enhanced support.

Basic & Scientific CalculatorAdvanced Scientific FunctionsLive Currency Converter
πŸ”§ Utilities
(126K)
free with in-app purchases
12
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
πŸ’° Finance
(5.3K)
free with in-app purchases
13
Compounder
Compounder
Compounder
Interest Calculator
Free

Calculate the growth of savings and investments using compound interest. Explore how regular contributions and withdrawals impact your financial goals over time. Designed for anyone to understand and utilize the power of compounding for wealth building.

Calculate compound interestFlexible settingsFactor in periodic withdrawals
πŸ’° Finance
(3.4K)
free
14
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Monthly loan payment estimationAmortization chart generationTotal interest calculation
πŸ’° Finance
(797)
free with in-app purchases
15
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

Debt repayment strategy calculatorSnowball method optionsHighest balance first strategy
πŸ’° Finance
(130)
free
16
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
πŸ’° Finance
(1.2K)
free with in-app purchases
17
EMI Calculator: LoanMe
EMI Calculator: LoanMe
EMI Calculator: LoanMe
Home Loan Bank Interest apy
Free
πŸ’° Finance
(0)
18
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$7.99

This app offers a comprehensive financial calculator with over 105 functions for business, statistics, and general math. It simplifies complex calculations like loan payments, time value of money, and investment analysis with an intuitive interface and visual tools. Easy modes are available for users new to financial calculations.

Over 105 financial, business, and math functionsTime Value of Money (TVM) calculationsUneven Cashflow worksheets
πŸ’° Finance
(663)
free with in-app purchases
19
BA Financial Calculator
BA Financial Calculator
BA Financial Calculator
BAII Plus Emulator
Free

Emulates the TI BAII Plus financial calculator, offering identical functionality with a clean and user-friendly interface. It's designed for finance professionals and students preparing for exams like CFA, FRM, and CPA.

TI BAII Plus emulatorIdentical functionalityUser-friendly interface
πŸ’° Finance
(2.9K)
ad-supported
20
Mortgage Calculator All-in-One
Mortgage Calculator All-in-One
Mortgage Calculator All-in-One
ROI, Debt Payoff, Auto Loan
Free

This comprehensive financial toolkit helps you make smarter money decisions with accurate, offline calculations. It offers tools for mortgages, auto loans, debt payoff, savings goals, and investment analysis.

Mortgage payment estimationAuto loan cost analysisCompound interest and investment growth
πŸ’° Finance
(26)
free

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