Best Phone Payment Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated November 2026

From beginner-friendly picks to power-user tools, our phone payment list covers 249+ iPhone apps updated through November 2026. Compare ratings, prices, and screenshots in one place.

Compare top Phone Payment Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7โ˜… (177K)NoNoNov 2026
2Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8โ˜… (4.3K)NoNoOct 2026
3Tap to Pay - Card PaymentsTap to Pay - Card PaymentsFree4.3โ˜… (12)NoNoOct 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8โ˜… (607K)NoNoNov 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (41K)YesNoNov 2026
6Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8โ˜… (16K)YesNoNov 2026
7Payva: Buy Now, Pay LaterPayva: Buy Now, Pay LaterFree4.4โ˜… (5)NoNoOct 2026
8BeamMe: Payment RequestsBeamMe: Payment RequestsFreeโ€”NoYesOct 2026

Top Picks for Phone Payment

PhonePe: UPI, Gold, Insurance#1
4.7๐Ÿ˜(177K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options
  • ๐Ÿš€ Fast and convenient

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
  • ๐Ÿ” Unreliable service
  • ๐Ÿ” Inconsistent performance
Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(4.3K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers bank-grade encryption for secure, streamlined in-person transactions. It's designed for businesses looking for a convenient payment processing solution.

What We Love

  • ๐Ÿ‘ Convenient and easy to use
  • ๐Ÿš€ Facilitates transactions efficiently
  • ๐Ÿ’ก Versatile for various business needs

Room to Improve

  • ๐Ÿ› Payments not received or delayed
  • ๐Ÿ”’ Difficult to close accounts
  • ๐Ÿ’ฐ Unexpected charges and fees
Tap to Pay - Card Payments#3

Tap to Pay - Card Payments by B TO J PTY LTD

Accept Payments on your phone
Worth Considering
๐Ÿ’ผ Business
4.3(12 ratings)
Free
Tap to Pay - Card Payments screenshot 1
Tap to Pay - Card Payments screenshot 2
Tap to Pay - Card Payments screenshot 3
Tap to Pay - Card Payments screenshot 4
Tap to Pay - Card Payments screenshot 5
Tap to Pay - Card Payments screenshot 6

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

More Phone Payment apps to explore

FAQ about Phone Payment

What are the best phone payment apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our phone payment apps ranking as of November 2026, with a 4.7-star average from 177K App Store ratings, and it's free to download.
Yes โ€” 20 of the top phone payment apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Tap to Pay + Contactless + POS.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 249+ phone payment apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.