Best Rpay Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Looking for free rpay apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Rpay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1au PAY チャージや残高確認できるauのスマホ決済アプリau PAY チャージや残高確認できるauのスマホ決済アプリFree4.5★ (188)YesNoAug 2026
2RPay Merchant AppRPay Merchant AppFreeNoNoJun 2026
3Alipay - Simplify Your LifeAlipay - Simplify Your LifeFree2.9★ (4.2K)NoYesAug 2026
4Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)NoNoAug 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
6MSTRpayMSTRpayFreeNoNoMay 2026
7R-PayR-PayFreeNoJul 2026
8Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026

Top Picks for Rpay

2.9😞(4.2K ratings)
FreeIn-App Purchases
#54in Lifestyle
Alipay - Simplify Your Life screenshot 1
Alipay - Simplify Your Life screenshot 2
Alipay - Simplify Your Life screenshot 3
Alipay - Simplify Your Life screenshot 4
Alipay - Simplify Your Life screenshot 5
Alipay - Simplify Your Life screenshot 6

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

What We Love

  • 🚀 Convenient payment method
  • 🚀 Widely accepted in China
  • 🚀 Integrates various services
  • 👍 Easy to set up and use

Room to Improve

  • 🐛 Buggy and unreliable
  • 🔒 Security and privacy concerns
  • 👎 Difficult for non-Chinese users

More Rpay apps to explore

4
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Earn rewards & find coupons
Free

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

Earn cash back on purchasesStack cash back with couponsAutomatic coupon application
🛍️ Shopping
(362K)
free with in-app purchases
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
MSTRpay
MSTRpay
MSTRpay
Fast & secure digital wallet
Free
💼 Business
(0)
7
R-Pay
R-Pay
R-Pay
by RICHATT CONSULTUNG - SARL
Free
🛍️ Shopping
(0)
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
9
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
10
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
11
R-Pay Business
R-Pay Business
R-Pay Business
Encaissez. Gérez. Simplifiez.
Free
💰 Finance
(0)
12
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
13
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
14
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
15
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(16K)
free with in-app purchases
16
Paylocity
Paylocity
Paylocity
Forward Together.
Free

Access HR and payroll information, manage time and expenses, and stay connected with colleagues. This app offers a unified platform for employees and supervisors to handle essential work tasks securely and efficiently.

View paychecks and historical pay infoClock in/out and review timesheetsSubmit and approve time-off requests
💼 Business
(652K)
free
17
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
18
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(298K)
free with in-app purchases
19
POK
POK
POK
Pagesa 0 komision
Free

Manage your money with fast, secure transactions, bill payments, and digital cards. Gain insights into your spending and enjoy exclusive benefits with premium card options. Take full control of your finances anytime, anywhere.

Instant money transfersBill and utility paymentsDigital VISA cards
💰 Finance
(14)
ad-supported
20
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases

FAQ about Rpay

What are the best rpay apps for iPhone?
au PAY チャージや残高確認できるauのスマホ決済アプリ tops our rpay apps ranking as of August 2026, with a 4.5-star average from 188 App Store ratings, and it's free to download.
Yes — 20 of the top rpay apps we rank are free to download, including au PAY チャージや残高確認できるauのスマホ決済アプリ and RPay Merchant App.
au PAY チャージや残高確認できるauのスマホ決済アプリ shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ rpay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides secure management of your au PAY services, including payment and balance information. Specific security measures like encryption and authentication protocols are standard for financial apps of this nature, ensuring user data protection.
Yes, you can register information from financial institutions other than au to view your financial information at a glance within the app. This allows for consolidated financial management.

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