Best Rutpay Apps

7+ iOS apps curated and reviewed

4.5 avg rating
7 free apps
Updated June 2026

Finding the right rutpay apps can be overwhelming with so many options. We've analyzed 7+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Rutpay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Rutpay: Tu nueva forma de pagoRutpay: Tu nueva forma de pagoFree4.8★ (204)NoNoSep 2026
2BancoEstadoBancoEstadoFree4.0★ (1.1K)NoNoSep 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
4Tenpo: Cuenta y TarjetaTenpo: Cuenta y TarjetaFree3.9★ (179)NoNoSep 2026
5MACHBANK: Banca DigitalMACHBANK: Banca DigitalFree4.5★ (359)YesNoSep 2026
6InstagramInstagramFree4.7★ (29M)YesYesSep 2026
7TikTok - Videos, Shop & LIVETikTok - Videos, Shop & LIVEFree4.7★ (18M)YesYesSep 2026

Top Picks for Rutpay

4.8😞(204 ratings)
Free
Rutpay: Tu nueva forma de pago screenshot 1
Rutpay: Tu nueva forma de pago screenshot 2
Rutpay: Tu nueva forma de pago screenshot 3
Rutpay: Tu nueva forma de pago screenshot 4

This app allows users with a CuentaRUT to make payments without a physical card. It supports various merchants, including supermarkets, pharmacies, and service bills, with funds deducted directly from their CuentaRUT balance. Users can also pay via QR codes and access exclusive offers.

What We Love

  • 👍 App works well after registration
  • 🚀 Fast and has coupons
  • 👍 Very good app
  • 👍 Excellent app
  • 🚀 Super fast!

Room to Improve

  • 🐛 Cannot use after changing phone number
  • 🐛 Cannot install or use app
  • 🐛 Error S_013, cannot log in
  • 🐛 Bad application on Apple
  • 🐛 Cannot install app, no support
  • 🐛 Same as BE app, fewer options
  • 🐛 Pésima aplicación, cannot validate identity
  • 🐛 Cannot log in to create account
  • 🐛 Should allow payment like Debito Falabella
  • 🐛 Very few merchants accept this app
  • 🐛 Bad idea, should have Apple Pay option
  • 🐛 Inútil e innecesaria, should enable NFC
  • 🐛 Slow payment process
  • 🐛 Cannot pay, code not received
  • 🐛 App not working, error on registration
  • 🐛 Cannot configure, does not recognize passwords
  • 🐛 Error downloading, cannot access
  • 🐛 Cannot confirm identity
  • 🐛 Innecesario
  • 🐛 Cannot register, says no Cuenta Rut
  • 🐛 Terrible app, charging for transactions
  • 🐛 Unexpected error on opening app
  • 🐛 Cannot validate identity, lost discounts
  • 🐛 Poco practica, not intuitive, MMS delay
  • 🐛 Old phone number for validation
  • 🐛 QR code error on payment
  • 🐛 Should implement Apple Pay
  • 🐛 Not working
  • 🐛 Innecesario, should enable Apple Pay/Google Pay
  • 🐛 Misleading advertising, discounts not honored
  • 🐛 Never works, state products are garbage
  • 🐛 Cannot log in after changing phone
  • 🐛 Cannot open account on new phone
  • 🐛 Cannot open session on new phone
  • 🐛 Cannot open app on new phone
  • 🐛 Cannot log in, requires old phone
  • 🐛 Cannot log in, requires old phone
  • 🐛 Cannot use on new phone, no recovery
  • 🐛 Cannot use on new phone
  • 🐛 Cannot install on new device
  • 🐛 Cannot use on new phone
  • 🐛 Cannot open on new device
  • 🐛 Cannot open on new phone
  • 🐛 Cannot log in, T_008 error
BancoEstado#2

BancoEstado by Banco del Estado de Chile

Strong Contender
💰 Finance
4.0😞(1.1K ratings)
Free
BancoEstado screenshot 1
BancoEstado screenshot 2
BancoEstado screenshot 3
BancoEstado screenshot 4
BancoEstado screenshot 5

Manage all your banking operations quickly and securely from your phone. Pay for purchases and services, transfer money instantly, control your cards, and access investment products. It also allows for ticket purchases and managing subscriptions.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure transactions
  • 👍 Simple and user-friendly
  • 💡 Innovative BE Pass feature
  • 🌟 Overall good experience

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Compatibility issues with newer devices
  • 🔍 Difficult to navigate and configure
  • 🕰️ Slow performance and long load times
  • 📵 Unable to use from abroad
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(19M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)
  • 🆓 Free to use

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)
  • 📤 Backup and restore issues
  • 🚫 Arbitrary account bans

More Rutpay apps to explore

FAQ about Rutpay

What are the best rutpay apps for iPhone?
Rutpay: Tu nueva forma de pago tops our rutpay apps ranking as of June 2026, with a 4.8-star average from 204 App Store ratings, and it's free to download.
Yes — 7 of the top rutpay apps we rank are free to download, including Rutpay: Tu nueva forma de pago and BancoEstado.
Rutpay: Tu nueva forma de pago has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 7+ rutpay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Rutpay is a mobile payment application designed for users who have a CuentaRUT. It allows you to make payments without needing a physical card, with funds deducted directly from your CuentaRUT balance. You can use it for purchases at various merchants, pay service bills, and utilize QR code scanning for transactions.
You can pay with Rutpay by scanning a QR code at participating merchants or by displaying your QR code for them to scan. All payments are processed directly from your CuentaRUT balance, making it a convenient way to pay at supermarkets, pharmacies, gas stations, and for your utility bills.

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