Best Sahal Microfinance Apps

227+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Finding the right sahal microfinance apps can be overwhelming with so many options. We've analyzed 227+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Sahal Microfinance Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1ESahal WalletESahal WalletFree4.3★ (21)YesNoJul 2026
2Halan: Lending, BNPL, PaymentsHalan: Lending, BNPL, PaymentsFree4.6★ (2.4K)NoNoAug 2026
3Kiva - Lend for GoodKiva - Lend for GoodFree4.9★ (2.4K)NoNoJul 2026
4tamam | money won’t stop youtamam | money won’t stop youFree3.4★ (363)YesNoJul 2026
5SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoAug 2026
6Circlys | سيركليزCirclys | سيركليزFree4.7★ (5.7K)NoNoAug 2026
7OPay-Beyond BankingOPay-Beyond BankingFree4.5★ (97K)NoNoJul 2026
8Branch: A Better PaydayBranch: A Better PaydayFree4.8★ (67K)NoNoAug 2026

Top Picks for Sahal Microfinance

Halan: Lending, BNPL, Payments#2

Halan: Lending, BNPL, Payments by halan inc.

Get a loan, pay bills and more
Strong Contender
💰 Finance
4.6😞(2.4K ratings)
Free
Halan: Lending, BNPL, Payments screenshot 1
Halan: Lending, BNPL, Payments screenshot 2
Halan: Lending, BNPL, Payments screenshot 3
Halan: Lending, BNPL, Payments screenshot 4
Halan: Lending, BNPL, Payments screenshot 5
Halan: Lending, BNPL, Payments screenshot 6

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

What We Love

  • 👍 Helpful customer service
  • 💡 Useful information provided

Room to Improve

  • 🐛 App crashes and freezes
  • 🤬 Poor customer support
  • 💸 Overpriced services
Kiva - Lend for Good#3

Kiva - Lend for Good by Kiva

Lend $25 and change a life
Worth Considering
🌐 Social Networking
4.9😊(2.4K ratings)
Free
Kiva - Lend for Good screenshot 1
Kiva - Lend for Good screenshot 2
Kiva - Lend for Good screenshot 3
Kiva - Lend for Good screenshot 4

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

What We Love

  • 💡 Great idea!
  • 👍 Changing lives around the world
  • 👍 Practical help to others
  • 👍 Easy to use

Room to Improve

  • 🐛 Withdrawing your money is difficult
  • 💰 Each loan is $25 which is great but then they force you to pay an additional $5 for Kiva to pocket. That's 20% they pocket!
  • 🐛 Software bug

More Sahal Microfinance apps to explore

4
tamam | money won’t stop you
tamam | money won’t stop you
tamam | money won’t stop you
Instant Digital Financing
Free

Access digital financing of up to SAR 50,000 with instant approval and flexible repayment. This Sharia-compliant service offers secure, fast fund transfers within 24 hours, supported by 24/7 customer service.

Up to SAR 50,000 financingInstant approvalFlexible repayment options
💰 Finance
(363)
ad-supported
5
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
6
Circlys | سيركليز
Circlys | سيركليز
Circlys | سيركليز
ادخار مباشر وخدمات مالية آمنة
Free

This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.

Digital savings and credit committeesGuaranteed savings plansNo intermediaries
💰 Finance
(5.7K)
ad-supported
7
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

Instant money transfersBill payments and airtime top-upsDaily interest on savings
💰 Finance
(97K)
free
8
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
10
STC Bank
STC Bank
STC Bank
by Saudi Digital Payments Company
Free

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Manage multiple accountsLocal & international transfersCard management (mada & Visa)
💰 Finance
(41K)
ad-supported
11
EMKAN Finance
EMKAN Finance
EMKAN Finance
EMKAN Finance
Free

This app offers a streamlined digital process for obtaining personal financing. Users can apply, get approved, and receive funds quickly and easily, all within the application, eliminating the need for traditional methods.

End-to-end digital financing experienceInstant approval for eligible applicantsEasy requirements, no guarantor needed
💰 Finance
(8.2K)
free with in-app purchases
12
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Marcus by Goldman Sachs®
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
💰 Finance
(260K)
free
13
bKash
bKash
bKash
Transactions, now that simple
Free

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Fast account registrationAdd money from bank/cardQR code payments
💰 Finance
(11K)
free
14
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Venture, Real estate, Income
Free

Build a diversified portfolio of private market investments, including real estate, venture capital, and private credit. Access high-growth opportunities and receive transparent reporting with bank-level security. Start investing with flexible minimums.

Invest in private real estateInvest in venture capitalInvest in private credit
💰 Finance
(38K)
free
15
Nu
Nu
Nu
Crédito, débito, pix e mais
Free

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

Digital financial services platformCredit card managementLoans and investments
💰 Finance
(24K)
free with in-app purchases
16
D360 Bank
D360 Bank
D360 Bank
A bank with you in mind
Free

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

Seamless onboardingFast transactions and transfersCompetitive pricing
💰 Finance
(179)
free with in-app purchases
17
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Cowrywise: Save & Invest Money
Save. Invest. Get richer daily
Free

Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

Automated savings plansEarn double-digit interestGroup savings with Circles
💰 Finance
(12K)
free with in-app purchases
18
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
19
Northwestern Mutual
Northwestern Mutual
Northwestern Mutual
by Northwestern Mutual
Free

Manage your investment and insurance accounts, make payments, and track your net worth. Consolidate all your financial accounts in one place to monitor spending and view your overall financial health.

View investment performance and transactionsAccess insurance policy detailsMake premium payments
💰 Finance
(11K)
free
20
Equitable Mobile App
Equitable Mobile App
Equitable Mobile App
Advice•Protection•Retirement
Free

Manage your financial accounts, investments, and retirement plans conveniently on the go. Access account details, documents, and update your profile. Connect with your financial professional and customer service.

Account access with FaceID/TouchIDConsolidated account viewAccess to historical documents
💰 Finance
(32K)
free

FAQ about Sahal Microfinance

What are the best sahal microfinance apps for iPhone?
ESahal Wallet tops our sahal microfinance apps ranking as of May 2026, with a 4.3-star average from 21 App Store ratings, and it's free to download.
Yes — 20 of the top sahal microfinance apps we rank are free to download, including ESahal Wallet and Halan: Lending, BNPL, Payments.
ESahal Wallet shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 227+ sahal microfinance apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
ESahal Wallet is a financial service app established to provide basic financial services to active poor individuals in rural and urban areas of Ethiopia. Its mission is to offer inclusive financial services to those without access to conventional banks.
ESahal Wallet is designed for the active poor in Ethiopia, both in rural and urban areas, who do not have access to conventional banks. It aims to be a tool for poverty alleviation.