Best Scratchpay Apps & Games

203+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated June 2026

Whether you're new to scratchpay or looking for an upgrade, our curated collection of 203+ iOS apps and games has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Scratchpay

Scratch Plans#1

Scratch Plans by Scratch Financial, Inc

Care now, pay later
Editor's Choice
💰 Finance
2.9(50 ratings)
Free
Scratch Plans screenshot 1
Scratch Plans screenshot 2
Scratch Plans screenshot 3
Scratch Plans screenshot 4
Scratch Plans screenshot 5

Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.

Lottery Scratchers#2

Lottery Scratchers by App Happy Games LLC

Scratch & Win Tickets
Strong Contender
🎮 Games
4.3😐(18K ratings)
FreeAdsIn-App Purchases
Lottery Scratchers screenshot 1
Lottery Scratchers screenshot 2
Lottery Scratchers screenshot 3
Lottery Scratchers screenshot 4
Lottery Scratchers screenshot 5
Lottery Scratchers screenshot 6

Experience the thrill of lottery scratch-off tickets without any financial risk. This app offers over 40 unique scratch-off games with realistic effects and the chance to win multiple times on a single ticket. It's designed for amusement and entertainment purposes only.

What We Love

  • 🎮 Fun and addictive gameplay
  • 👍 Enjoyable scratch-off experience
  • 💰 Chance to win in-game currency

Room to Improve

  • 🎰 Low win rates and frequent losses
  • 💸 Expensive in-app purchases
  • 🚫 No real money payouts
Lottery Scratch Off & Games#3

Lottery Scratch Off & Games by GOECORUSH Media, s. r. o.

Lucky Win - Lotto, Bingo App
Worth Considering
🎮 Games
4.6😞(1.2K ratings)
FreeAdsIn-App Purchases
Lottery Scratch Off & Games screenshot 1
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Lottery Scratch Off & Games screenshot 4
Lottery Scratch Off & Games screenshot 5
Lottery Scratch Off & Games screenshot 6

Engage in a fun and easy virtual scratch-off experience with numerous themed cards. Play daily for free tickets and track your progress with game analytics. Enjoy a stress-free way to play anytime, anywhere.

What We Love

  • 🚀 Fun game
  • 👍 Good for winning real money

Room to Improve

  • 🐛 Doesn't give any money
  • 🤖 Lots of ads
  • 🚫 Fraud, doesn't give anything

More Scratchpay apps to explore

4
Scratch Off Lottery Casino
Scratch Off Lottery Casino
Scratch Off Lottery Casino
Instant Win Lotto Scratchers
Free

Experience the thrill of instant win lottery scratchers with realistic game mechanics. Play a variety of scratch-off games, including Bingo, Slots, and Crosswords, all for free. Earn coins through bonus wheels and daily rewards to continue playing without spending real money.

Realistic scratch card simulationsVariety of lottery game typesFree coins and bonus rewards
🎮 Games
(2.6K)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
Cash Queen
Cash Queen
Cash Queen
Real Money Games
Free

Experience the thrill of instant rewards with this scratch card game. Reveal three matching icons on each card to win prizes. It's a simple, exciting way to enjoy quick fun and the possibility of instant wins.

Scratch card gameplayMatch three icons to winInstant rewards
🎮 Games
(24)
free
7
Scratch QuestPro
Scratch QuestPro
Scratch QuestPro
a scratch-off card game
Free

Embark on an exciting adventure with this scratch-off card game that offers diverse playstyles and progression. Level up as you play, earn rewards, and complete daily quests for extra prizes and new challenges. Enjoy flexible gameplay that adapts to your preferences, making each session fun and rewarding.

Multiple scratch-off card gamesProgression and level-up rewardsDaily quests and achievements
🎬 Entertainment
(19K)
ad-supported
8
Kaparos Instant Scratch Cards
Kaparos Instant Scratch Cards
Kaparos Instant Scratch Cards
Realistic Scratch Cards
Free

Experience the thrill of lottery scratch cards with realistic designs from various countries. This free game offers an addictive way to test your luck with new tickets added weekly. It's purely for entertainment and does not involve real money.

Realistic scratch card designsInternational scratchers (USA, Hungary, Poland)New tickets added weekly
🎮 Games
(2)
free with in-app purchases
9
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
10
Scratch Quest
Scratch Quest
Scratch Quest
Instant Scratcher Adventure
Free

Embark on a thrilling scratcher adventure with a variety of themed cards and exciting missions. Level up, collect gems, and compete with friends for big rewards. Daily bonuses and optional in-app purchases enhance the experience.

Exciting scratch games with unique themesLevel up to unlock premium cardsGem collection for special features
🎮 Games
(182)
free with in-app purchases
11
PCH Lotto - Real Cash Jackpots
PCH Lotto - Real Cash Jackpots
PCH Lotto - Real Cash Jackpots
Win Money Playing PCH Lotto!
Free

Play free lottery-style games and scratch cards for a chance to win real money, instant rewards, and huge jackpots. Earn tokens and enter daily giveaways for prizes like cash, gift cards, and merchandise. Winners are guaranteed in many contests.

Win real money and instant rewardsPlay free lottery-style gamesEnter contests and jackpots
🎮 Games
(31K)
free with in-app purchases
12
Vegas Scratch Fortune
Vegas Scratch Fortune
Vegas Scratch Fortune
by Guangzhou Dafenqi Network Technology Co., Ltd.
Free

Experience the thrill of Vegas-style scratch cards with dazzling animations and exciting jackpot opportunities. Discover a variety of scratch cards with unique rules and chances to win big. Spin the Lucky Wheel for bonus payouts and grand rewards.

Vegas-style scratch card gameplayVariety of scratch cards with unique rulesLucky Wheel for bonus payouts
🎮 Games
(114)
free with in-app purchases
13
Jackpot Lottery App
Jackpot Lottery App
Jackpot Lottery App
Powerball and Mega Millions
Free

Order official lottery tickets for major games like Powerball and Mega Millions directly from your phone. Play online, buy scratch-offs, and check results securely. Keep 100% of your winnings with this licensed courier service.

Order official lottery tickets onlinePlay Powerball and Mega MillionsBuy digital scratch-off tickets
🎬 Entertainment
(35K)
free with in-app purchases
14
Vegas Lottery Scratchers
Vegas Lottery Scratchers
Vegas Lottery Scratchers
Scratch and Win at Vegas Live
Free

Experience the thrill of instant wins with a variety of realistic scratch cards. Uncover hidden riches and enjoy continuous bonuses for endless amusement. This app offers a wide selection of scratch games for entertainment purposes only.

Realistic scratch cardsInstant win opportunitiesIncessant bonuses
🎮 Games
(299)
free with in-app purchases
15
Cheddar's Scratch Kitchen
Cheddar's Scratch Kitchen
Cheddar's Scratch Kitchen
Get a Lot. For Not a Lot.
Free

Easily order homestyle meals for takeout, browse the full menu, and reorder past favorites. Join the waitlist to save your spot in line and find nearby locations. Manage payments and gift cards for a convenient dining experience.

Browse menuOrder To GoReorder favorites
🍔 Food & Drink
(5.3K)
free
16
Sunny Beach Scratch
Sunny Beach Scratch
Sunny Beach Scratch
by Nanjing Yanyi Xushi Technology Co., Ltd
Free

Enjoy a relaxing scratch card experience with a sunny beach theme. Reveal cards to unlock summer-themed rewards and enjoy daily challenges. Simple, intuitive gameplay makes it perfect for casual fun anytime, anywhere.

Sunny beach themeScratch card gameplaySummer-themed rewards
🎮 Games
(718)
ad-supported
17
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Poll Pay: Earn Money & Cash
Answer questions and get paid
Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Take paid surveysEarn cash or gift cardsChoose survey length and topic
🌟 Lifestyle
(88K)
free with in-app purchases
18
Block Puzzle Win Real Money
Block Puzzle Win Real Money
Block Puzzle Win Real Money
skillz powered make cash games
Free

Engage in a skill-based block puzzle game where strategic thinking leads to real cash prizes. Compete against players worldwide in tournaments and head-to-head matches powered by Skillz. Sharpen your puzzle-solving abilities and climb leaderboards for a chance to win.

Skill-based gameplayWin real money prizesCompete globally
🎮 Games
(1.3K)
free with in-app purchases
19
Scratch Master:Space Pro
Scratch Master:Space Pro
Scratch Master:Space Pro
by Chengdu Guanxuan Technology Co., Ltd
Free

Embark on a galactic scratching adventure with dazzling space visuals and thrilling surprises. Uncover cosmic treasures, unlock mystery rewards, and complete space-themed puzzles. Enjoy multiple plays daily with easy coin earning for non-stop fun.

Unique scratch card gameplayJackpot Power-Up for mega winsMystery Chests with surprise rewards
🎮 Games
(426)
free with in-app purchases
20
Lottery Scratchers Lucky 2026
Lottery Scratchers Lucky 2026
Lottery Scratchers Lucky 2026
Scratch to Win Big Prizes
Free

Experience the thrill of lottery scratch cards with a variety of unlimited scratch-its. Enjoy a realistic scratcher experience on your mobile or tablet. Win bonus coins with free machines.

Unlimited scratch cardsRealistic scratcher simulationPlay on mobile and tablet
🎮 Games
(123)
free with in-app purchases

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