Best Scratchpay Apps & Games

249+ iOS apps & games curated and reviewed

4.1 avg rating
20 free apps & games
Updated September 2026

Whether you're new to scratchpay or looking for an upgrade, our curated collection of 249+ iOS apps and games has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Scratchpay Apps & Games (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Scratch PlansScratch PlansFree2.9★ (50)NoNoJul 2026
2Lottery Scratch Off & GamesLottery Scratch Off & GamesFree4.6★ (1.3K)YesYesSep 2026
3Scratch QuestProScratch QuestProFree4.8★ (19K)YesNoSep 2026
4Lottery ScratchersLottery ScratchersFree4.3★ (18K)YesYesSep 2026
5Lucky Money - Scratch CardLucky Money - Scratch CardFree4.9★ (48)NoYesSep 2026
6Scratch Wonder PartyScratch Wonder PartyFree4.6★ (647)YesNoSep 2026
7Lucky Scratch 7Lucky Scratch 7FreeNoNoAug 2026
8ScratchIQ: Scratch-Off ScannerScratchIQ: Scratch-Off ScannerFreeNoNoMay 2026

Top Picks for Scratchpay

Scratch Plans#1

Scratch Plans by Scratch Financial, Inc

Care now, pay later
Editor's Choice
💰 Finance
2.9(50 ratings)
Free
Scratch Plans screenshot 1
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Scratch Plans screenshot 5

Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.

Lottery Scratch Off & Games#2

Lottery Scratch Off & Games by GOECORUSH Media, s. r. o.

Lucky Win - Lotto, Bingo App
Strong Contender
🎮 Games
4.6😞(1.3K ratings)
FreeAdsIn-App Purchases
Lottery Scratch Off & Games screenshot 1
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Engage in a fun and easy virtual scratch-off experience with numerous themed cards. Play daily for free tickets and track your progress with game analytics. Enjoy a stress-free way to play anytime, anywhere.

What We Love

  • 🚀 Fun game
  • 👍 Good for winning real money

Room to Improve

  • 🐛 Doesn't give any money
  • 🤖 Lots of ads
  • 🚫 Fraud, doesn't give anything
Scratch QuestPro#3

Scratch QuestPro by Hong Gui Aluminium Pty Ltd

a scratch-off card game
Worth Considering
🎬 Entertainment
4.8😐(19K ratings)
FreeAds
Scratch QuestPro screenshot 1
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Embark on an exciting adventure with this scratch-off card game that offers diverse playstyles and progression. Level up as you play, earn rewards, and complete daily quests for extra prizes and new challenges. Enjoy flexible gameplay that adapts to your preferences, making each session fun and rewarding.

What We Love

  • 💰 Chance to earn cash
  • 🎮 Fun and engaging gameplay
  • 👍 Simple and easy to use

Room to Improve

  • 🔁 Excessive ads and in-app purchases
  • ⏳ Long wait times for payouts
  • 🤔 Unclear if payouts are real

More Scratchpay apps to explore

FAQ about Scratchpay

What are the best scratchpay apps & games for iPhone?
Scratch Plans tops our scratchpay apps & games ranking as of September 2026, with a 2.9-star average from 50 App Store ratings, and it's free to download.
Yes — 20 of the top scratchpay apps & games we rank are free to download, including Scratch Plans and Lottery Scratch Off & Games.
Scratch Plans has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ scratchpay apps & games on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Scratch Plans offers flexible payment plans for various medical expenses, including veterinary, dental, and vision care. These plans can start as low as 0% APR and come with no prepayment penalties or hidden charges. The app allows users to manage their loans, set up autopay, and find participating healthcare providers.
Checking your rates and accepting payment plans through Scratch Plans will never impact your credit score. The application process involves a soft credit check, which is designed to be transparent and not negatively affect your credit history.

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