Best Sinking Fund Apps

215+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Looking for free sinking fund apps? 20 of our 215+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Sinking Fund Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Stop Impulse Buying | BudgetStop Impulse Buying | BudgetFree was $2.994.3★ (52)NoYesJul 2026
2SetAside: Sinking Funds AppSetAside: Sinking Funds AppFreeNoYesJul 2026
3Girl Math: Savings TrackerGirl Math: Savings TrackerFree5.0★ (4)NoYesMay 2026
4Titan: Your Wealth TeamTitan: Your Wealth TeamFree4.6★ (7K)YesNoJul 2026
5Invesco Mutual FundInvesco Mutual FundFreeNoNoJul 2026
6Axis Mutual Fund Invest OnlineAxis Mutual Fund Invest OnlineFree4.8★ (457)NoNoJul 2026
7myCAMS Mutual Fund AppmyCAMS Mutual Fund AppFree3.8★ (170)NoNoJul 2026
8FundsIndia: Mutual Funds & SIPFundsIndia: Mutual Funds & SIPFree4.4★ (21)YesNoJul 2026

Top Picks for Sinking Fund

Stop Impulse Buying | Budget#1

Stop Impulse Buying | Budget by Britney Shawstad

No Buy Habit Spending Tracker
Editor's Choice
💰 Finance
4.3(52 ratings)
FreeIn-App Purchases
Stop Impulse Buying | Budget screenshot 1
Stop Impulse Buying | Budget screenshot 2
Stop Impulse Buying | Budget screenshot 3
Stop Impulse Buying | Budget screenshot 4
Stop Impulse Buying | Budget screenshot 5
Stop Impulse Buying | Budget screenshot 6

This app helps you control impulsive spending and boost savings. It offers tools like a no-spend challenge tracker, a 52-week savings plan, and a purchase decision guide to promote mindful buying and achieve financial goals.

Girl Math: Savings Tracker#3

Girl Math: Savings Tracker by Jerry Feng

Turn small wins into big goals
Worth Considering
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Girl Math: Savings Tracker screenshot 1
Girl Math: Savings Tracker screenshot 2
Girl Math: Savings Tracker screenshot 3
Girl Math: Savings Tracker screenshot 4
Girl Math: Savings Tracker screenshot 5
Girl Math: Savings Tracker screenshot 6

This app helps you track savings by logging small, everyday wins. It visually shows your progress towards financial goals, making saving motivating and fun. No bank accounts are needed, just simple input of your saved amounts.

More Sinking Fund apps to explore

4
Titan: Your Wealth Team
Titan: Your Wealth Team
Titan: Your Wealth Team
Investing, Wealth Management
Free

This app offers comprehensive wealth management services, combining a dedicated advisory team with professional investment management. It simplifies investing, tax planning, and cash management, providing personalized guidance and active portfolio management without high fees or minimums.

Dedicated advisory teamProfessional investment managementAutomated cash management
💰 Finance
(7K)
freemium
5
Invesco Mutual Fund
Invesco Mutual Fund
Invesco Mutual Fund
by Haresh Sadani
Free
💰 Finance
(0)
6
Axis Mutual Fund Invest Online
Axis Mutual Fund Invest Online
Axis Mutual Fund Invest Online
Invest in just 5minutes
Free

Invest in mutual funds quickly and easily through a user-friendly mobile app. Start SIPs, make lump-sum investments, or switch between various fund types like Equity, Index, Hybrid, and Debt. Manage your portfolio, track investments, and access detailed insights.

Fast, simple, paperless investmentsStart SIP or Lumpsum investmentsInvest in Equity, Index, Hybrid, Debt funds
💰 Finance
(457)
free
7
myCAMS Mutual Fund App
myCAMS Mutual Fund App
myCAMS Mutual Fund App
by COMPUTER AGE MANAGEMENT SERVICES PRIVATE LIMITED
Free

Manage your mutual fund investments from multiple providers in one place. Perform transactions like purchases, redemptions, and set up SIPs easily. Offers secure login and portfolio tracking for a streamlined investment experience.

Single gateway for multiple mutual fundsBiometric/MPIN loginPAN level portfolio view
💰 Finance
(170)
free
8
FundsIndia: Mutual Funds & SIP
FundsIndia: Mutual Funds & SIP
FundsIndia: Mutual Funds & SIP
Invest in Stocks & Mutual Fund
Free

This platform offers a wide range of investment options, including mutual funds, stocks, and tax-saving instruments. It provides expert financial guidance, paperless transactions, and bank-grade security to simplify your investment journey.

Invest in mutual funds and stocksSystematic Investment Plans (SIP)Expert financial coaching
💰 Finance
(21)
free with in-app purchases
9
Coin by Zerodha - Mutual funds
Coin by Zerodha - Mutual funds
Coin by Zerodha - Mutual funds
Mutual funds, NPS, and more
Free

Invest in direct mutual funds and NPS without commissions. Automate SIPs, manage withdrawals, and access detailed portfolio analytics. Track your investments and family portfolios with ease.

Zero-commission direct mutual fundsSystematic Investment Plans (SIPs)National Pension Scheme (NPS)
💰 Finance
(479)
free
10
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Invest and trade US stocks
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
11
Kuvera: Surplus, Mutual Funds
Kuvera: Surplus, Mutual Funds
Kuvera: Surplus, Mutual Funds
by CRED · SIP, ELSS, Insights
Free

This app simplifies online investing by offering a single platform for mutual funds, fixed deposits, and stock market investments. It provides tools for financial planning, goal setting, and family accounts, along with smart analytics to help users make informed decisions and grow their wealth.

Mutual fund SIPs and lump sum investmentsOnline fixed deposit bookingStock market trading on NSE/BSE
💰 Finance
(152)
free with in-app purchases
12
The OJC Fund
The OJC Fund
The OJC Fund
by The OJC Fund
Free

Manage your OJC Fund account conveniently from your mobile device. This application allows you to view and modify your account details, including ordering monthly books and recommending funds to charities.

Manage OJC Fund accountOrder monthly booksRecommend funds to charities
💰 Finance
(7)
free
13
Nippon India Mutual Fund
Nippon India Mutual Fund
Nippon India Mutual Fund
by Nippon Life India Asset Management Limited
Free

Manage your mutual fund investments with an intuitive and secure mobile app. Track your portfolio, discover funds with smart tools, and transact seamlessly with multiple payment options. Plan, track, and grow your wealth with personalized insights and self-serve features.

Secure login (Fingerprint, Face ID, M-PIN, OTP)Consolidated portfolio view and trackingSmart fund discovery and recommendations
💰 Finance
(66)
free
14
DSP Mutual Fund
DSP Mutual Fund
DSP Mutual Fund
by DSP ASSET MANAGERS PRIVATE LIMITED
Free

Simplify your mutual fund investments with intelligent insights, seamless service management, and AI-driven fund recommendations. Effortlessly monitor your portfolio, execute transactions, and access educational resources to achieve your financial goals.

Intelligent portfolio insightsSeamless service managementAI-driven scheme selection
💰 Finance
(18)
free
15
Geojit: Mutual Fund, SIP App
Geojit: Mutual Fund, SIP App
Geojit: Mutual Fund, SIP App
Mutual Fund, SIP Investment
Free
💰 Finance
(0)
16
HSBC Mutual Fund Invest Xpress
HSBC Mutual Fund Invest Xpress
HSBC Mutual Fund Invest Xpress
by HSBC Asset Management India Private Limited
Free

Invest in mutual funds with ease and convenience. This application allows users to manage their investments, track performance, and explore various fund options. It provides a straightforward platform for financial planning and wealth creation.

Mutual fund investingInvestment managementPerformance tracking
💰 Finance
(1)
free
17
Fidelity Charitable
Fidelity Charitable
Fidelity Charitable
by Fidelity Investments
Free

Manage your charitable giving on the go. This app allows you to open a Giving Account, recommend grants to your favorite organizations, and track the status of your contributions and future recommendations. It also provides tools to manage your investment selections and account details.

Open a Giving AccountRecommend grantsMonitor grant status
💰 Finance
(20)
free with in-app purchases
18
Moduit: Mutual Fund & Bond
Moduit: Mutual Fund & Bond
Moduit: Mutual Fund & Bond
Online Mutual Fund Investment
Free

This app helps users achieve financial goals through mutual fund and bond investments. It offers a curated product list, investment planning tools, and various payment methods. The platform is regulated by OJK.

Financial goal setting and trackingCurated mutual fund and bond product listInvestment plan creation
💰 Finance
(6)
ad-supported
19
SinkFund
SinkFund
SinkFund
Smart Sinking Fund Calculator
Free
💰 Finance
(0)
20
Mahindra Manulife Mutual Fund
Mahindra Manulife Mutual Fund
Mahindra Manulife Mutual Fund
by Mahindra Manulife Investment Management Private Limited
Free

Manage your mutual fund investments on the go with this app. It offers access to various schemes, detailed information to aid your decisions, and tools to track your portfolio's performance with regular updates.

Invest in mutual fund schemesDetailed scheme informationManage existing investments
💰 Finance
(7)
free

FAQ about Sinking Fund

What are the best sinking fund apps for iPhone?
Stop Impulse Buying | Budget tops our sinking fund apps ranking as of June 2026, with a 4.3-star average from 52 App Store ratings, and it's free to download.
Yes — 20 of the top sinking fund apps we rank are free to download, including Stop Impulse Buying | Budget and SetAside: Sinking Funds App.
Stop Impulse Buying | Budget has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 215+ sinking fund apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app is designed to help users control impulsive spending and improve their savings habits. It provides tools to track no-spend days, visualize savings progress, and guides users through mindful purchasing decisions to achieve financial goals.
Key features include a No Spend Challenge Tracker, a 52-Week Savings Challenge with an envelope-style planner, Goal-Driven Savings setup, a Decision-Making Guide for purchases, an Impulse Savings Tracker, a Monthly Expense Tracker, and a BONUS Grocery/Shopping List.

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