Best Swish Payments Apps

225+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Out of 225+ swish payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Swish Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Swish paymentsSwish paymentsFree4.1★ (77)NoNoAug 2026
2Swish BusinessSwish BusinessFreeNoNoJul 2026
3Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
4Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (846K)NoNoAug 2026
5VippsVippsFree4.8★ (2.3K)NoNoAug 2026
6Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.7★ (11K)YesNoAug 2026
7DivDat Mobile Payments AppDivDat Mobile Payments AppFree4.8★ (4.1K)NoNoAug 2026
8Swedbank privateSwedbank privateFree4.6★ (81)NoNoJul 2026

Top Picks for Swish Payments

Swish payments#1

Swish payments by Getswish AB

Editor's Choice
💰 Finance
4.1(77 ratings)
Free
Swish payments screenshot 1
Swish payments screenshot 2
Swish payments screenshot 3
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Swish payments screenshot 5
Swish payments screenshot 6

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Worth Considering
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#8in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues

More Swish Payments apps to explore

4
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
5
Vipps
Vipps
Vipps
by Vipps MobilePay AS
Free

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

Send, receive, and request money between Nordic countriesSchedule gifts with digital wrappingPay online, in stores, and at flea markets
💰 Finance
(2.3K)
free with in-app purchases
6
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
7
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
8
Swedbank private
Swedbank private
Swedbank private
by Swedbank AB
Free

Manage your everyday banking with ease, anytime, anywhere. Check balances, make transfers, scan invoices, and manage subscriptions. Securely log in with Mobile BankID and receive personalized push notifications.

Check balance without logging inQuick transfers between accountsOCR-scan invoices for payment
💰 Finance
(81)
free
9
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay in 4 & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(296K)
free with in-app purchases
10
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
11
SadaPay: Money made simple
SadaPay: Money made simple
SadaPay: Money made simple
by SadaPay
Free

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

Digital wallet and virtual MastercardZero-fee money transfersGlobal online and in-person spending
💰 Finance
(1.3K)
free with in-app purchases
12
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
13
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

This app offers a digital banking experience with low transaction fees, bulk transfers, and bill payments. It also provides high interest on savings, virtual cards, and 24/7 customer support for individuals and businesses in Africa.

Low transaction feesBulk transfersSpending insights
💰 Finance
(1.8K)
free
14
Voghion: Shop Smarter Online
Voghion: Shop Smarter Online
Voghion: Shop Smarter Online
Save Money On Every Purchase
Free

Discover exclusive deals on fashion, beauty, electronics, and home goods. Enjoy free shipping, easy returns, and daily flash sales with discounts up to 90%. Shop millions of trending products at factory prices and save big on every purchase.

Wide product selection across 300+ categoriesFactory prices on trending itemsWelcome coupons for new users
🛍️ Shopping
(120)
free
15
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
16
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
17
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
18
Stripe Express
Stripe Express
Stripe Express
Track your earnings on the go
Free

Monitor your income from platforms that use Stripe for payouts. View your real-time balance, upcoming payments, and analyze your cash flow. Update your account details and access tax forms directly from your mobile device.

Track earnings on the goView available balance in real-timeSee upcoming payouts
💰 Finance
(29K)
free
19
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
20
Hala - Payments Redefined
Hala - Payments Redefined
Hala - Payments Redefined
by HalalaH Company
Free

This app allows users to make quick payments to stores and transfer money to other contacts. It simplifies transactions, eliminating the need for cash and offering a seamless shopping experience through code scanning.

One-click payments to storesTransfer money to contactsScan to pay
💰 Finance
(1.8K)
free

FAQ about Swish Payments

What are the best swish payments apps for iPhone?
Swish payments tops our swish payments apps ranking as of July 2026, with a 4.1-star average from 77 App Store ratings, and it's free to download.
Yes — 20 of the top swish payments apps we rank are free to download, including Swish payments and Swish Business.
Swish payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 225+ swish payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Swish prioritizes security by connecting your mobile number to your bank account. Funds are transferred directly to the recipient's bank account, and the app is developed by Getswish AB, a company focused on secure payment solutions.
Swish is a free app to download and use for sending money. While the app itself is free, specific transaction fees may apply depending on your bank's terms and conditions.