Best Tnex Finance Apps

249+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

CAKE is the household name in tnex finance, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Tnex Finance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CAKE - Digital Bankin‪gCAKE - Digital Bankin‪gFree4.5★ (551)NoNoAug 2026
2Viettel MoneyViettel MoneyFree4.7★ (5.9K)NoNoAug 2026
3VNPAY AppVNPAY AppFree4.4★ (658)NoNoAug 2026
4CUB VietnamCUB VietnamFree4.9★ (475)NoNoAug 2026
5MB BankMB BankFree4.7★ (25K)NoNoAug 2026
6Mcredit - Tài chính thông minhMcredit - Tài chính thông minhFree2.3★ (62)YesNoAug 2026
7F88 OnlineF88 OnlineFree4.0★ (26)NoNoAug 2026
8MoMo-Trợ Thủ Tài Chính với AIMoMo-Trợ Thủ Tài Chính với AIFree4.2★ (4.1K)YesNoAug 2026

Top Picks for Tnex Finance

4.5😞(551 ratings)
Free
CAKE - Digital Bankin‪g screenshot 1
CAKE - Digital Bankin‪g screenshot 2
CAKE - Digital Bankin‪g screenshot 3
CAKE - Digital Bankin‪g screenshot 4
CAKE - Digital Bankin‪g screenshot 5
CAKE - Digital Bankin‪g screenshot 6

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

What We Love

  • 🚀 Fast loan disbursement
  • 👍 Easy and quick registration
  • 👍 Good for emergencies
  • 👍 High interest rates for savings

Room to Improve

  • ⚠️ High fees and charges
  • ⚠️ Deceptive practices
  • ⚠️ Poor customer service
Viettel Money#2

Viettel Money by Viettel Telecom

Strong Contender
💰 Finance
4.7😐(5.9K ratings)
Free
Viettel Money screenshot 1
Viettel Money screenshot 2
Viettel Money screenshot 3
Viettel Money screenshot 4
Viettel Money screenshot 5
Viettel Money screenshot 6

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

What We Love

  • 👍 Convenient and fast transactions
  • 🚀 Quick and efficient app
  • 🔒 Secure payment platform
  • 💰 Free money transfers and deposits

Room to Improve

  • 🐛 Frequent app crashes and errors
  • ⏱️ Slow and unresponsive at times
  • 🔐 Overly complicated verification process
VNPAY App#3

VNPAY App by VNPAY

Simplify your life
Worth Considering
💰 Finance
4.4😞(658 ratings)
Free
VNPAY App screenshot 1
VNPAY App screenshot 2
VNPAY App screenshot 3
VNPAY App screenshot 4
VNPAY App screenshot 5

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

What We Love

  • 💳 Convenient payment options
  • 💰 Many discount codes and promotions
  • 🚀 Fast and smooth transactions
  • 🇻🇳 Supports national celebrations

Room to Improve

  • 🤔 Compatibility issues with foreign cards
  • 🤖 Poor customer support
  • 🚫 Merchants not accepting VNPAY QR codes

More Tnex Finance apps to explore

4
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.

100% online consumer loan applicationQuick loan approvalFast loan disbursement
💰 Finance
(475)
free
5
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(25K)
free
6
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
by MB SHINSEI FINANCE LLC
Free

This app offers convenient and secure online loans and consumer credit solutions. It features a quick application process, automatic loan approval, and easy loan management. Access attractive promotions and various loan products, including cash loans up to 100,000,000 VND.

Online cash loan applicationsAutomatic loan approvalFast disbursement
💰 Finance
(62)
free with in-app purchases
7
F88 Online
F88 Online
F88 Online
by F88 BUSINESS JOINT STOCK COMPANY
Free

This app provides a fast and convenient way to apply for loans using your vehicle registration. It offers loan amounts from 3 million to 2 billion VND with repayment terms of 3 to 18 months. Various loan packages and flexible repayment options are available.

Loan application via vehicle registrationLoan amounts from 3 million to 2 billion VNDRepayment terms from 3 to 18 months
💰 Finance
(26)
ad-supported
8
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
by M-SERVICE JSC
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
💰 Finance
(4.1K)
free with in-app purchases
9
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(7)
free
10
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
11
World Finance | MyWorld
World Finance | MyWorld
World Finance | MyWorld
Manage Your Account
Free
💰 Finance
(0)
12
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
13
Pristine Global Finance
Pristine Global Finance
Pristine Global Finance
by PRISTINE GLOBAL FINANCE COMPANY LIMITED
Free

This app simplifies the loan application process for users. It allows for quick submissions and access to financial services. Designed for ease of use, it aims to provide a seamless experience for managing loan needs.

Loan application submissionAccess to financial servicesUser-friendly interface
💼 Business
(1)
free
14
Opticom Finance
Opticom Finance
Opticom Finance
Make your dream come true!
Free

Manage your finances, save, and grow your money. Securely pay bills, purchase airtime, and apply for loans with flexible repayment terms. Get quick access to funds without lengthy processes.

Save and grow financesPurchase airtimePay provider bills
💰 Finance
(0)
free
15
timeplus---finance
timeplus---finance
timeplus---finance
by 彬彬 孙
Free
💰 Finance
(0)
16
United Finance
United Finance
United Finance
by United Finance Co.
Free

Manage your United Finance account on the go. Access account details, make payments, and find a link to apply for loans online. The app supports various loan types for debt consolidation, vacations, home improvements, and more.

Account accessPayment processingLoan application link
💰 Finance
(3)
free
17
American First Finance
American First Finance
American First Finance
YES to easy account management
Free

Manage your accounts and apply for financing or leases for various purchases from $300 to $5,000. Track payments, view due dates, and explore early payment savings. Access FAQs and contact tools easily.

Apply for financing/leasesManage account detailsMake and schedule payments
💰 Finance
(34)
ad-supported
18
Ethos Asset Finance
Ethos Asset Finance
Ethos Asset Finance
by Ethos Asset Finance
Free
💰 Finance
(0)
19
IBIS Finance
IBIS Finance
IBIS Finance
by IBIS Financial Corp
Free
💰 Finance
(0)
20
APPROVE on the Move
APPROVE on the Move
APPROVE on the Move
by KWIPPED, inc
Free
💼 Business
(0)

FAQ about Tnex Finance

What are the best tnex finance apps for iPhone?
CAKE - Digital Bankin‪g tops our tnex finance apps ranking as of August 2026, with a 4.5-star average from 551 App Store ratings, and it's free to download.
Yes — 20 of the top tnex finance apps we rank are free to download, including CAKE - Digital Bankin‪g and Viettel Money.
CAKE - Digital Bankin‪g has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ tnex finance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
CAKE is a digital bank that provides a comprehensive range of financial services, including payment accounts, savings, credit cards, and consumer loans. It leverages AI to enhance banking operations and customer experiences, aiming for financial inclusion.
Key features include 100% online account registration with eKYC, an account number that is a phone number, lifetime free services like money transfers and account maintenance, debit and credit cards with quick issuance, term deposits with attractive interest rates, and utility payments directly within the app.