This app helps newcomers to U.S. financial services build their credit score and get approved for financial products. It offers personalized plans and instant pre-approvals, making financial progress accessible.
2.8(14 ratings)
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Top Picks for Upward Financial
Possible: Fast Cash & Credit by Possible Finance
Borrow money, loans, advancesStrong Contender
💰 Finance
4.8😐(134K ratings)
Free
#73in Finance
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
What We Love
- 🚀 Quick approval and fund disbursement
- 💳 Helps build credit score
- 🗓️ Flexible payment schedule
- 🆓 No credit check required
- 🤝 Good customer service (in some cases)
Room to Improve
- 🐛 App issues (crashes, bugs, login problems)
- 🕰️ Slow customer support response times
- 💰 High interest rates
- 🤖 Outsourced/poor customer service
- 🚫 Bank account issues (unlinked, unauthorized withdrawals)
Self - Credit Builder & Cards by Self Lender, Inc.
Build credit for a credit cardWorth Considering
💰 Finance
4.9😊(331K ratings)
Free
Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
What We Love
- 🚀 Helped build credit quickly
- 👍 Easy to use and understand
- 💰 Saves money while building credit
- 🆙 Boosted credit scores significantly
- 🤝 Responsive and helpful customer service
Room to Improve
- 🐛 Inconsistent autopay issues
- ⚠️ Unexpected account closures
- 💸 Fees and interest charges
- 🕰️ Slow payout process after loan completion
- 🤔 Misleading or unclear policies
