Best Utah Credit Apps

218+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 218+ utah credit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Utah Credit

Utah First Digital Banking#1
4.8๐Ÿ˜(4.1K ratings)
FreeAds
Utah First Digital Banking screenshot 1
Utah First Digital Banking screenshot 2
Utah First Digital Banking screenshot 3
Utah First Digital Banking screenshot 4

Manage all your financial accounts, from multiple institutions, in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Up-to-date account information
  • ๐Ÿ‘ Solid app and customer service
  • ๐Ÿ‘ Helpful staff

Room to Improve

  • ๐Ÿ› App crashes when trying to deposit checks
  • ๐Ÿ› App closes when clicking on anything
  • ๐Ÿ› App does not update transactions in real-time
Utah Heritage CU#3

Utah Heritage CU by Utah Heritage Credit Union

Worth Considering
๐Ÿ’ฐ Finance
4.6(145 ratings)
FreeAds
Utah Heritage CU screenshot 1
Utah Heritage CU screenshot 2
Utah Heritage CU screenshot 3
Utah Heritage CU screenshot 4
Utah Heritage CU screenshot 5

Manage your finances on the go with this mobile banking app. Securely check balances, review transactions, transfer funds, pay bills, and deposit checks from your device. It offers fast and free access to your accounts anytime, anywhere.

More Utah Credit apps to explore

4
Canyon View Credit Union
Canyon View Credit Union
Canyon View Credit Union
by Canyon View Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, view transactions, transfer funds, and pay loans. You can also open new accounts, apply for loans, deposit checks, and find nearby ATMs and branches.

Check account balancesView transaction historyTransfer funds between accounts
๐Ÿ’ฐ Finance
(7K)
free
5
Utah Power Credit Union
Utah Power Credit Union
Utah Power Credit Union
Creating financial power.
Free

Manage your finances conveniently from your mobile device. This application offers a secure way to access and control your accounts on the go. Expect continuous updates with new features and enhanced services.

Account managementMobile accessUpdated features
๐Ÿ’ฐ Finance
(7)
free
6
SBSU-State Bank Southern Utah
SBSU-State Bank Southern Utah
SBSU-State Bank Southern Utah
by State Bank of Southern Utah
Free

Manage your finances conveniently from your mobile device. This app enables you to check account balances, pay bills, deposit checks, and transfer funds quickly. It also provides tools to view your credit score and locate nearby branches or ATMs.

Check account balancesSend money with ZelleยฎView credit score
๐Ÿ’ฐ Finance
(5.5K)
free
7
Firefighters CU Utah
Firefighters CU Utah
Firefighters CU Utah
by Firefighters Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, pay bills, and control your debit and credit cards securely.

Check account balancesView transaction historyTransfer funds
๐Ÿ’ฐ Finance
(8)
free
8
Members First CU
Members First CU
Members First CU
by Members First Credit Union (Utah)
Free

This credit union app provides convenient access to financial services for its members. Manage your accounts, transfer funds, and access important information on the go. Designed for residents and employees of specific organizations in Utah.

Account managementFund transfersFinancial service access
๐Ÿ’ฐ Finance
(17)
free
9
Eastern Utah Community FCU
Eastern Utah Community FCU
Eastern Utah Community FCU
by Eastern Utah Community Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, transfer funds, and review transaction history, including pending items. Access your account securely using your online banking credentials and pay bills with the integrated Bill Pay service.

Check account balancesTransfer fundsView transaction history
๐Ÿ’ฐ Finance
(3)
free
10
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
๐Ÿ’ฐ Finance
(109K)
free with in-app purchases
11
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
12
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
๐Ÿ’ฐ Finance
(65K)
free with in-app purchases
13
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
14
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
15
Ridgeline Credit Union
Ridgeline Credit Union
Ridgeline Credit Union
by Utah Federal Credit Union
Free

Manage your finances on the go with this banking app. Access account history, pay bills, transfer funds, and deposit checks remotely. Easily locate ATMs and utilize a range of other convenient banking features.

View account historyPay billsTransfer funds
๐Ÿ’ฐ Finance
(1)
free
16
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
๐Ÿ’ฐ Finance
(248K)
subscription
17
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
18
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(307K)
free
19
Horizon Utah FCU
Horizon Utah FCU
Horizon Utah FCU
by Horizon Utah Federal Credit Union
Free

Access your credit union account on the go. Deposit checks, view banking information, and find branch locations. Stay connected with your finances conveniently.

Mobile check depositAccess to websiteMobile banking
๐Ÿ’ฐ Finance
(11)
ad-supported
20
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
๐Ÿ’ฐ Finance
(7.2K)
free with in-app purchases