Best Xpay Collection Apps

229+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Whether you're new to xpay collection or looking for an upgrade, our curated collection of 229+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Xpay Collection

DailyPay On-Demand Pay#2

DailyPay On-Demand Pay by DAILYPAY INC

Your money, when you need it!
Strong Contender
💰 Finance
4.8😞(453K ratings)
FreeAds
#54in Finance
DailyPay On-Demand Pay screenshot 1
DailyPay On-Demand Pay screenshot 2
DailyPay On-Demand Pay screenshot 3
DailyPay On-Demand Pay screenshot 4
DailyPay On-Demand Pay screenshot 5

Access your wages before payday easily with DailyPay On-Demand Pay. Build up a Pay Balance as you work and withdraw funds instantly or by the next business day to manage bills and goals effectively.

What We Love

  • 🚀 Convenient access to paycheck
  • 💡 Helpful for emergencies and budgeting
  • 👍 Decent customer service in some cases

Room to Improve

  • 🐛 Inconsistent balance updates
  • 💰 Excessive fees for instant transfers
  • 🔒 Concerns about account security and access
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#36in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Xpay Collection apps to explore

4
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(290K)
5
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(108K)
6
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

A convenient app that helps users manage and track their bills, set reminders, and organize payments easily. Stay on top of your finances effortlessly with our user-friendly interface. Download now to simplify your bill management!

💼 Business
(49K)
7
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earnings early, manage spending, savings, and get discounts effortlessly with our app. Enjoy early access to your paycheck, instant mobile payments, smart spending insights, and grow your savings with real-time advice. Experience convenient and secure banking without hidden fees. Join us at www.payactiv.com.

💰 Finance
(77K)
8
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

A comprehensive point-of-sale system that streamlines sales, inventory management, and customer data for small businesses. Upgrade your business operations with our user-friendly POS solution today.

💼 Business
(16K)
9
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(2.2M)
10
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.9K)
11
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Manage your credit card on-the-go with our app. Check balances, make payments, track transactions, and more to stay on top of your account. Access anytime, anywhere for free. Sign up or log in now to take control of your finances!

💰 Finance
(545K)
12
PrepaidCardConnect
PrepaidCardConnect
PrepaidCardConnect
by FSV Payment Systems, Inc.
Free

Manage your card account on the go with our mobile app. Access your balance, transfer funds, find ATMs, and enjoy top-notch security. Download today for seamless money management!

💰 Finance
(51K)
13
Access More
Access More
Access More
by Access Bank Plc
Free

Access More is an innovative mobile payment app providing a comprehensive banking and lifestyle experience with features like quick account opening, personalized themes, investment services, Dubai Visa application, and more. Seamlessly onboard by downloading the app or logging in for existing users.

💰 Finance
(115K)
14
SumUp Business
SumUp Business
SumUp Business
Tap to Pay, paiements et POS
Free
💼 Business
(8.4K)
15
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum smiONE Visa Prepaid
Platinum & Circle smiONE Visa
Free

A versatile financial management app with the ability to track spending, make mobile payments, and manage funds efficiently. Simplify your financial life with innovative features tailored to meet your needs.

💰 Finance
(19K)
16
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

💰 Finance
(39K)
17
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

💰 Finance
(161K)
18
ATH Móvil
ATH Móvil
ATH Móvil
by EVERTEC, INC.
Free

ATH Móvil is a money transfer and payment application within the ATH® Network that enables instant transfers, card-to-card transfers, payments, donations, and balance inquiries. To use ATH Móvil, you need to be a client of a participating bank or credit union in the ATH® network, possess an ATH® debit card, and have an email and phone number. Explore more at www.athmovil.com.

💰 Finance
(1.1K)
19
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

A mobile wallet application for convenient and secure payments on the go. Simply download the app to manage transactions, pay bills, and make purchases with ease.

🔧 Utilities
(28K)
20
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss out—get started today!

💰 Finance
(25K)