Best Youth Financial Literacy Foundation Apps

GoHenry by Acorns Kids Banking

Debit Card, Allowance, Chores

Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Grow Mobile Banking

by Grow Financial Federal Credit Union

Free

Manage your finances conveniently with this mobile banking app. It offers 24/7 access to account information, customizable views, and tools for setting savings and budget goals. Stay informed with real-time status updates on all your account activity.

Empower: Youth Employ Programs

Communicate, Educate, Organize

Free

This app helps youth participants in employment programs track their progress, manage finances, and access educational resources. It facilitates communication between participants and coaches, fostering career readiness and financial literacy.

Beyond Finance

by Beyond Finance Inc.

Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

Free

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Greenlight: For Families

Debit Card, Chores, Investing

Free

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

YNAB

Never worry about money again

Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Magnifi Financial

by Magnifi Financial Credit Union

Free

Manage your finances effortlessly with this digital banking app. Access your accounts, transfer funds, deposit checks, pay bills, and manage cards all from your mobile device.

Smart Financial Mobile

by Smart Financial Credit Union

Free

Manage your finances on the go with this mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs. Includes budgeting and savings tools for smarter financial decisions.

OneEleven Financial Wellness

Your Dedicated Financial Coach

Free

This app offers personalized financial coaching and smart tools to help you transform your relationship with money. Get paired with a dedicated coach for weekly check-ins, personalized plans, and access to budgeting tools and educational content.

UNest: Investing for Kids

Family Finance Made Easy

Free

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

Sheffield Financial

by Sheffield Financial

Free

Easily manage your Sheffield Financial account from your mobile device. View balances, access billing statements, and make secure payments. Schedule one-time or recurring payments using your debit card or banking information.

Goalsetter: Invest & Bank

Debit, Learn, Earn

Free

This app offers a debit card and banking services designed to teach financial literacy to the next generation. It uses fun quizzes, games, and goal tracking to help teens and families learn about earning, spending, and saving money.

Stockpile: Money for Families

Debit card, investing, savings

Free

This app helps families manage money and learn about investing. Kids get debit cards to practice budgeting and saving, while parents can oversee transactions and set up allowances. The platform also offers tools for families to invest together and earn college tuition discounts.

Five Lakes

by Sergio Rabiela

Free

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Mine (formerly Fizz): MoneyGPT

Build Credit, Budget, Save

Free

This app provides young adults with a comprehensive financial toolkit to manage their money, build credit, and save effectively. It offers free credit score monitoring, personalized budgeting tools, and educational resources to improve financial literacy.

Albert: Budgeting and Banking

Organize. Budget. Save.

Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.