Up User Reviews

Up — Easy Money
Up — Easy Money
Up Money Pty Ltd

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  • Easiest banking app I’ve ever used

    Easy to use, everything just makes sense. Most of all, the staff you speak to in the help section are always available quickly and they know their stuff - I never feel like I’m speaking to someone who’s reading from a script. Once you start typing into the text box it suggests info from their website anyway which is super helpful!
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  • Best banking app

    Great app and bank for saving and managing your money. Customer service is good and no international fees while travelling
  • Lockable Savers & Accounts That Encourage Easy Usability

    Have been an UP fan for a little over a year now. Only banking app that has encouraged and supported my financial goals including maximising my savings accounts and streamlining my everyday expenses and spending accounts. Beats the hell out of any of the known financial institutions hands down. I recommend UP to everyone I know especially friends who have difficulty budgeting and saving. Love it. I have 8 savings accounts all of which are lockable and give me visuals to encourage me to not touch them. Love the one main spendable account which allows me to transfer to my savers and keeps me accountable in a fun way. I easily save $7,000 a year now and all that’s changed is I use this app only once upon a time I wasted this money and lived pay check to pay check…..Change your own life and focus on your financial freedom like I have….You won’t regret it!
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  • 3 Yrs ❤️ Loyal Upsider! Please allow 2nd transaction accts!

    I never thought I could love a banking app! Instead of going downhill like so many services, Up just keeps moving UPWARDS!🌤️ I saved my first $1000 dollars 2 years ago with the up savers challenge & I’m nearly done with my second challenge! They even send you a beautiful quality keychain after you complete the savers challenge! It’s a small but thoughtful token that I’m proud to keep on my keychain!

    My rating would be ⭐️⭐️⭐️⭐️⭐️ If Up offered more than one transaction account without having to open up a joint account with another 2Up Player with equally full control. I’m disappointed my daughter also had to be 16 to open an account, with such a youth-enticing banking experience & UX! She’s nearly done with the 2 year wait between ages 14 - 16, using CommBank’s clunky systems while waiting to become an Up customer!
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    Developer Response

    Hey Kenzie! Thanks for this amAZING review - appreciate it! Sounds like you're on track to have a whole stack of those keychains and good on you for completing the challenge - we like to think we helped make it easy. That extra gold star's coming - we have new products launching later in the year and depending what you're hoping for, they might just be it. And of course - as soon as your daughter turns 16, we'd be delighted to have her on board with us. Use Hook Up A Mate and you'll both get that sign up bonus 🧡 Big love Kenzie, thank you so much for this review.
  • Easy banking

    Great e-bank. Easy to open your account, they respond to any enquires quickly. The savings account gives competitive interest %. Thank you Up!!!!
  • The best!

    Honestly this has made managing my everyday finances so much better

    Developer Response

    Queen Gracie of None.. thank you 🧡 We love that you love us.
  • Unmatched!

    I had always banked with another big Aussie bank and was content. Up completely changed my view on banking and saving.

    I’m living overseas now and feel frustrated that other banks can’t provide what Up does.

    My favourite features include: unlimited savers, 2 Up, upcoming expenses and overseas card exchange rates.

    Can’t wait to come back to Aus and save with Up.
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  • Best bank ever!!

    I have been using Up since the end of 2019! I can honestly say I have never been with a better bank and I will not be leaving! I love the flexibility of being able to open as many saving accounts as I would like. I love the round up feature, I have saved so much money rounding up my purchases to the nearest dollar. I have used the chat feature a couple of times and have had a reply usually within an hour or 2 and they’re always so polite and helpful. I like how it shows your available and spendable account balance, so I know how much I can and cannot spend! It makes it so easy. I could go on and on about every little feature and how much I love it but I don’t want to bore anyone haha! Seriously though, if you’re on the fence about joining Up, fall off now onto the Upside!!
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  • FINALLY A MODERN BANK

    Thankful for Up and its creators for finally modernising banking for the average person. The app is great and the ethos is even better, I like how easy everything is to use.

    Developer Response

    This is a gorgeous review, thank you ❤️❤️
  • I’d rate more than 5 stars if I could!

    I’ll preface this by admitting that I work for one of your competitors. Since day dot I’ve been incredibly impressed with Up. You’ve introduced a new way of banking, it’s ideal for the younger generation. You have maintained an excellent level of customer service, without EVER needing to call. My millennial brain loves this. I would imagine the staff prefer this too - working in a call centre environment is tough.

    I love the “Up Tree” on your website. The upcoming payments is incredibly helpful. I’ve always been horribly impulsive with money, even with a decent salary I would live week to week. Having all of these insights readily available, being able to hide and lock savers, even setting a home loan savings account has been a tremendous part of my financial awareness. So, thank you to the team at Up. 💛

    I can’t wait to see more features roll-in. Particularly upcoming payments to come out of designated savers and the ability to lock a saver down (more than 3hrs).
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