Leave a Review OpenSky® Mobile
Unsatisfied
Ive had nothing but issues with this company and have never experienced issues like this before. I put in accurate banking i formation and my first 2 or 3 payment's went through fine. Then my payments kept getting returned and kept racking up late free charges of about 140 dollars. Called my bank and they stated they never returned it then called bank opensky and heard two different things from each agent. Because of this my credit score dropped 100 points and now I have to call in every single time to make a payment because they have no option on the app or website to pay your amount by card. Also I was enrolled in paperless billing and after a couple month they started sending me paper bills and was charging me 3 to 5 dollars for an envelope. One last thing they reported me for using my entire secured balance and that also knocked down my credit as well. I would not go with this company and when you want help they will not budge or give any assistance to you. Im going to be closing this account…just a terrible experience.Show lessKodiakBass
It helps build my credit
I was skeptical with all of the negative reviews for OpenSky every where including on the app but thankfully I’ve had zero issues and I’ve been using this credit card for almost a year (December 2021 makes 1 year) and I love it! It’s been helping be build up my credit a lot! and I make sure I make my payments at least a week in advanced so that it’s on time. I can use my card any where and I make my payments with my checkings account which was easy to do.
Update it’s 2024 and I’m still using it and loving it.Show lessXaigaa
DO NOT USE THIS COMPANY
I was VERY loyal to this company, I kept my secured card for years, I even submitted into a marketing contest “bragging” about the card and WON. I got several hundred views while it was posted and won, and give them lots of publicity! Well since I had the Gold card and the Secured card, they charged me with annual fees (super expensive) and they charged them at separate times of the year. And since I didn’t use the card, I wasn’t checking it every month to pay it off. They had charged me with an annual fee in January, and in April when I checked it, they had already upped it to almost $200 in fees. I paid it off immediately. They did not let me know the annual fee was coming in anyway whatsoever. But I paid it off anyway. And when I contacted them, all was good. Now I have a negative mark on my credit from this exact thing. I wrote them to discuss the issue about how they’re severely hurting my credit over an annual fee that was charged at different times on both accounts, I was not informed it was happening, and the cherry on top was how much I helped their marketing, and they DENIED me, seeing as I didn’t use the card and neglect it and that it was a simple mistake, they are LEAVING the negative mark on my account for YEARS to come simply because I wasn’t aware of the annual charge for 3 months. DO NOT USE THEM. WORST COMPANY EVER.Show lessmonsterousviciousgiganticD