Leave a Review Avant Credit
Would give it 5 stars except for poor loyalty
I have had the Avant card for over a year now. I make 2 to 3 payments a month, always higher than the min on every payment. I have high utilization as it is the card I use the most. I have 100 percent payment history on 24 accounts of different kinds. I can not get a credit increase keep being denied although I pay multiple times in a pay period. I do with all my cards. I am thinking about canceling it and going with a different card. I only need the increase to help my credit. I am working on building my credit regularly and am always a great loyal customer. So the denial on a simple increase when I pay double my bill multiple times a month as stated before just makes a person feel invalid and like a number not a great customer. If they do increase I’ll let you know. I recommend if you building credit and are looking for a card that rewards good behavior than I’d go with Brighway, credit one Amex is also very rewarding and not only automatically raises your credit every few month but they also reward you with upgrades and other top cards. This card is not loyal to good customer period. I’ve been repetitively informing you, because I know the need of a card that helps you grow your credit by rewarding and then that helps with utilizing. I would have never used this one this much if I had knew. So get u a card that treats you like a great customer.Show lessLeahcl1980
Very Happy. Was skeptical but now very satisfied
I took a chance with their online application. I saw them on credit karma and I applied all online and was approved all online. Submitted information requested. It took a about a day for approval and then my loan funded straight to my bank a couple days later! So awesome!!!! I’m very happy I chose them. I feel like their rates were slightly higher than other lenders but I don’t mind because the service was fast and easy and I didn’t have to talk to anyone. I did a consolidation loan and was able to get funded straight to my bank for me to pay off my debts as I felt like and I appreciate that freedom. I recommend it to anyone who hates being in the phone going over stuff. Just pay attention to the rate you’re paying so you know what you’re working with. I’ve gotten 2 loans with them. My credit wasn’t the best when I first got this loan and I got approved. My credit score jumped about 50 points after paying down about 5 creditors with my loan. Now my credit is fair rising to good. I am grateful that they approved me the first time so seemlessly. The second loan I got was a better rate so it depends on your credit score. When you don’t have great credit as I did initially, I just wanted a loan to get out of my mess and I got approved without collateral and it helped me so much so yes I recommend and am a happy customer.Show less26 Dasia
Terrible card
This is so unfortunate this card has been nothing but a problem ever since the start. It wouldn’t work to get gas at Costco right when I first got it and they couldn’t tell me why also won’t work to be attached to any Venmo, cash app, Apple Pay anything PayPal. Also they raised my credit limit while I was 2 days past my min payment due date and then told me I could not use my available credit since I was 2 days late on making a payment I then made a min payment and still was not able to use it they posted my payment for the following day and then charged me a late fee that was dated the day I attempted to make the payment won’t reverse the late fee and today now cannot make my available credit available still even tho when I call or look at the app it shows I have 227$ of available credit I understand that my payment may take a day or two to process and that payment won’t add the my available credit till then but why can’t I use my existing available credit I’ve been on the phone multiple times and get no where they never make any sense or answer the questions you ask they can’t give you to a manager and put you on hold to figure out anything you ask. Also asked when my Credit limit was raised wouldn’t my cash advance limit be raised they said yes and it was by like 60-70 bucks but I cannot use that until I lay my entire statement balance off hahah nothing ever makes senseShow lessClbimb
Developer Response
That's certainly not what we hope for. We strive to provide the highest level of service every day, and we're very sorry to hear that we didn't get it right this time. Is there any chance you'd call back in? Please call us at 800-712-5407 or write to us at Support@Avant.com. We'd love a chance to fix this situation.