1) I get better rewards than my credit card w/o worrying about all that debt… Seriously, it’s like 10% back at so many places.
2) they use the same methods/security as all the major apps (Venmo, cashapp etc)
3) It’s safer than a debit card because my phone requires my face or passcode to access and I’m less likely to lose my phone than my card (I shudder thinking about all the times I’ve left my card or wallet behind at some bar).
4) it actually seems SAFER than Venmo/cashapp because let’s say somebody DOES get into my phone, they can use Venmo/cashapp to send themselves money and cash it out to their bank… Kuto is one way only from you to a business. So the worst they could do is buy something from a small business.
5) Took me about a minute to sign up and I just plug in what I owe, flash the confirmation screen to the employee and I’m off.
One small annoyance it takes a second to update my location and show the business I’m trying to pay at but honestly I just got used to loading the app before I order/pay kinda like digging around your wallet for your card before you get to the counter or whatever. And when I think about it that delay probably has nothing to do with Kuto and everything to do with signal strength or if the Wi-Fi I’m on has weird protocols in place.
TLDR;I dig it. The businesses I like to support dig it. Strengths outweigh the one quasi negative So I’m in. Solid app 👍
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