SCAM!
I knew I would have to pay the fees but you literally can’t even use it, even after you pay your balance after the annual fee. It does not work anywhere. I’ve tried a bunch of different places it never worked once. I waited 2 months to get the card, and durning that my balance was ran up from the 75 annual fee I couldn’t even pay because I didn’t have access to the card.
DONT DO IT