Why will I get a lesser loan offer
I took a loan of 20 thousand naira and paid off before time and now I’m about seeking for another loan and the app is giving me a little to no reasonable amount.
I thought it could have been a bigger amount if I paid my previous loan before time pease look into it and grant me a higher loanDeveloper Response
We apologize if the loan amount that was offered did not meet your expectations. To get a higher loan amount, we encourage you to continue to make your repayments on your scheduled date. Additionally, if you use the app frequently for transfers and savings, it will boost your credit score. As a result of these actions, you might qualify for your desired loan amount.Fast
It was a fast process to get a small loan. I didn’t get the amount I needed but it was was more than what other financial institutions offer for a first time loan.Developer Response
We are sorry that the amount offered did not meet your expectations. To get a higher loan amount, we encourage you to continue to make your repayments on your scheduled date and work on improving your credit score by using the app regularly for transfers & savings. We appreciate your patronage.Downgrade
What’s wrong if I pay early than the date why did have to be downgraded because I pay early I need the loan for something as I got the money should be keeping it to be waiting for due date that’s badDeveloper Response
We did not mean to displease you. We wish you had gotten a higher amount, but this offer was determined by your credit score. However, we are hopeful that you can take this loan, pay it back on your scheduled date, and keep getting more loans while you continue to use the FairMoney app for all your transactions. We appreciate your patronage!