Bank of Ireland UK Credit Card User Reviews

Customer Experience

Positive experience8.9% of reviews
Neutral1.8% of reviews
Negative experience89.3% of reviews

~ Based on 56 written reviews from the US App Store.

Is Bank of Ireland UK Credit Card Safe?

Not enough ratings yet to assess Bank of Ireland UK Credit Card.

Is Bank of Ireland UK Credit Card Legit?

Bank of Ireland UK Credit Card appears to be a legitimate app. AppsHunter Legitimacy Score for Bank of Ireland UK Credit Card is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Customer Service

Bank of Ireland credit care customer service is diabolical. Frozen card which I understand to protect consumers, however can only contact AI. Spent 3 weeks and numerous hours of my time attempting to sort, payments linked to card which have been refused. Card now expired and can’t make payments but still taking interest. Have all my business with BOI and been with them for over 35 years. Going to move all my accounts, don’t understand how treating people like this will help them stay in business. Eventually got to speak to real person after 3 weeks - Molly the only plus in this situation! Still ongoing!!!!!😡😡
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Worst app

Bank of Ireland should be embarrassed that this is their credit card app. Constant maintenance windows during working hours, takes forever for transactions to be verified. General all round shocking customer experience.

Additional Cardholder unable to have app

There appears to be a major part missing on this app. Information on app and from support suggests that an additional cardholder can download app to monitor spending. To do this you must go to Manage cards and confirm their mobile number to get a link! There is no option anywhere to enter mobile number. The facility simply is not in the app or on the website account options either. Not very impressive for a financial institution - no ability to monitor spending by additional cardholder.
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Set up quick payment link

Tried to link my BOI credit card with my BOI current account, but states there was an error and gave me me redress to remedy the issue

One off payment

This feature did not work properly

Not good

The app continues to crash since the last update 🙈 it’s now 3 months since I was last able to access my account online

Not good

The app keeps crashing since the last update.

OTT

New version of the app is too heavy on security- what was wrong with touch or face id???

Terrible App - not fit for purpose

Terrible app with poor customer service.

Apple Pay

Been promising for years to add Apple Pay capability, “their technical team are working on it” It’s just a finance company flagged with the Bank of Ireland name.Avoid

Worst app and customer service team

Terrible all with little to no features. May as well be talking to a brick wall when talking to the customer support team

Can’t get help at all

Can’t make purchases with credit card. App chat help has left me sitting for 3 days with no come back. Phone call assistance call back disconnected every time I answered. On eventually getting through to assistance, was told they were not allowed to tell me issue with my card and would be called back. Online complaint form gives no indication that the complaint has been submitted and no confirmation email. Definitely considering cancelling this service altogether.
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Frustrating and glitchy

This app is maddening, it’s constantly freezing, crashing etc. After 6 failed attempts to pay off my balance I’m deleting and reinstalling to see if that solves the issue.

Awful

In this day and age, a banking app shouldn’t be as awful to use as this one. It hardly works, it’s stuck on the opening screen nearly every time I try to use it. Not much use for trying to check your balance or make a payment. Pathetic attempt at at banking app.

Awful app

The app is awful and rarely works

A hopeless bank.

After over 20 years with BoI Credit Card Ja Ja take over has broken it. It won’t load the app and help online is closed. It doesn’t allow Apple Wallet.Jaja web says it connects to Apple Wallet. It’s Impossible to work as with other bank cards

Ancient

Ancient useless app. Bank of Ireland are at least 20 years behind current technology

Payments

So handy an very easy to make a payment

Bank of Ireland terrible

Since Jaja finance took over bank of Ireland credit card the service is awful. My wife and I only use our cards on rare occasions. But they never send a bill, an email, a notification your payment is due. I have used the card 3 times in the last year and have got late fees 3 times, unacceptable!

Visa Payments

There should be a notification pop up on the app as a reminder to make a payment. I very seldom use this card + forget to pay by a few days but if there was an email or some sort of notification I would pay on time instead of incurring a late payment fee.