Total rubbish since Smile essentially disappeared
So sad to see the best bank in the world descend onto such utterly appalling rubbish!!!!
App lacks full bank functionality
The app doesn’t have the same facilities as the website. Smile/co-op still doesn’t support open banking! Unbelievable!
Easy to use
As title says, very straightforward no nonsense app.
Useful but missing features
Very useful app but still lacks access to secure messaging which is very bizarre that after several years, in 2026, they still don’t have this key feature and forces you to use a PC.
Don’t expect to be able to get to your money!
The absolute worst nonsense ever with security. Answer all the security questions and get your account frozen. Go nowhere near this bank
