Co-operative Bank – Business

Co-operative Bank – Business

by The Co-operative Bank plc

2.8K ratings
54 reviews

Details

  • Released
  • Updated
  • April 13, 2021
  • March 3, 2026
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About

Manage your business finances securely on the go. This app allows you to pay bills, transfer funds, view transactions, and manage multiple business accounts. It offers secure login options and important financial updates via push notifications.

Secure login with Face ID/Touch ID
Pay new and existing payees
Transfer money between accounts
View and search two years of transactions
Manage up to five business accounts
Share bank details easily
Apply for savings accounts and credit cards
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What's New in Co

24.7

March 3, 2026

You can now view Direct Debits, standing orders and other scheduled payments from the payments tab.

User reviews

Completely useless

Absolutely hopeless. Have been trying to pay my accountant for days (they’ve been a verified payee for years). Keep going around in circles: “Something went wrong, please try again” … “STOP! Do not proceed. This is a scam!” … Enough is enough. I’m closing the account and moving to a bank that actually allows me to pay people. There is nothing ethical about refusing to give people access to their own money!! You should have your banking license stripped! Don’t touch with a barge pole.
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Clear and Functional

I’ve many banking accounts that have banking apps.
The Coop is far easier to navigate and clear to use and fit for purpose.

What year was this created?

Who ever maintains this app is so far the competition. A business bank in name only, not made for business in a modern world.
Why does this banking app:
Use two apps for security?
Cannot download a statement.
Accept cheques?
Account analysis.
Use strange naming conventions for payment made by clients or transfer of money?
Communicate to customer services through the app?

Looking at the reviews they know how bad the app is.
Either cannot or don’t want to modernise.
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Clunky and complicated

Steps to register are over complicated AND I have had to do it a 2nd time, as it forgot I did it yesterday

Nearly excellent

I have two serious gripes, neither of which would be necessary if the developer had actually paid a batch of invoices.
After paying each invoice, the system asks how was it for you - and when you give feedback it is ignored. This has been going on for weeks now
The other is the ridiculous insistence on asking what a payment is for - then not having a category for salaries or HMRC A complete waste of time. The desktop version doesn’t require it and despite repeated requests I have never been given any justification for it
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Developer apps

FAQ

What are the main features of Co-operative Bank Business?

Co-operative Bank Business allows secure login with Face ID and Touch ID, payment of new and existing payees, money transfers, viewing and searching two years of transactions, and managing accounts for up to five businesses.

How secure is the Co-operative Bank Business app?

The app uses the latest encryption technology and offers secure login options like Face ID and Touch ID. Users are advised to download only from official app stores and never share login details.

What are the system requirements for Co-operative Bank Business?

You will need a compatible device running iOS 15 or above. The app cannot be used on jailbroken devices for security reasons.

Can I apply for new financial products through Co-operative Bank Business?

Yes, you can apply for savings accounts, credit cards, and more directly through the app. The app also provides important updates via push notifications.

How do I gain access to the Co-operative Bank Business app?

Existing business current account customers need to register for Business Online Banking and agree to the terms. You will then need your Customer ID, User ID, and HID Approve mobile security app or a physical security token.

Does Co-operative Bank Business charge for usage?

No, The Co-operative Bank will not charge you for downloading or using the app. However, your mobile network provider may charge for data usage.

How often is Co-operative Bank Business updated?

The latest version available is 24.7, and it was last updated on March 3, 2026. Updates typically include security enhancements and feature improvements.

What is the user rating for Co-operative Bank Business?

The app has a strong rating of 4.6 stars based on 2,776 ratings, indicating a high level of user satisfaction.