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Co-operative Bank

Co-operative Bank

by The Co-operative Bank

162 ratings
639 reviews
💰 Finance
Free

Details

Released
December 8, 2018
Updated
October 13, 2026

Features

Developer

The Co-operative Bank
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Co-operative Bank screenshot #8 for iPhone
Co-operative Bank screenshot #9 for iPhone
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About

Manage your finances securely and conveniently with this mobile banking app. Perform everyday banking tasks like transfers, payments, and account management anytime, anywhere. Offers features for card management, transaction history, and fraud protection.

✓Secure login with TouchID/FaceID
✓Manage current, savings, and loan accounts
✓Quick money transfers
✓Pay and manage payees
✓Freeze/unfreeze cards
✓View up to seven years of statements
✓Mortgage calculator
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What users say about Co

Reviews of Co are mixed: the Finance app is rated 4.8/5 from 162 App Store ratings. What users like most: easy to use, straightforward banking. Top complaints: frequent app outages and downtime, limited functionality compared to other banking apps. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 🚀Straightforward banking
  • 🔒Secure and reliable
  • 🎨Simple and clean interface

Negative things

  • 🐛Frequent app outages and downtime
  • 🔍Limited functionality compared to other banking apps
  • 🕰️Slow transaction processing and updates
  • 🤖Outdated and lacking modern features
See all reviews

What's New in Co

4.7.0

October 13, 2026

What's New • New feature: Set up standing orders between your own Co-operative Bank accounts directly in the app. • Performance improvements and bug fixes.

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User reviews

Most RecentHighest RatedLowest Rated

Transfer bonus

Not received as apparently paid in required amount too early
GSgame sorter

Please add notifications for transactions.

Hello,

can you please add notifications for those, please?
App is amazing. It goes from strength to strength but we never had notifications like other banks have.

Also please do not add offers. Ever. This app/bank is free from clutter. And I want to keep an eye on my spendings not to be tempted with discounts for shopping.
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RR.☻

Service

Fast and easy to use
KKeithdisco

Rajinder

Very good
RRRajinda raji Raj

Online banking

Talk is cheap but words last forever first class from on line to talking to the staff on the phone just keep doing what you do well done
MNMr m r Nicholls
See 634 more reviews

Developer apps

smile the internet bank
smile the internet bank

by The Co-operative Bank

💰 Finance

(34)

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Co-operative Bank – Business
Co-operative Bank – Business

by The Co-operative Bank

💰 Finance

(2.8K)

Co-operative Bank BusinessHelp
Co-operative Bank BusinessHelp

by The Co-operative Bank

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and app crashes

Bug

Inconsistent app behavior across devices

Bug

Delayed or missing transaction updates

Bug
✨

Requested Features

4 requests

Ability to freeze/unfreeze debit cards

Feature

Detailed transaction history and pending payments

Feature

Push notifications for account activity

Feature

Option to nickname/label accounts

Feature

FAQ

What can I do with the Co-operative Bank mobile app?

The app allows you to manage your finances securely and conveniently. You can access and manage your accounts, make quick and secure money transfers, search transactions, view pending payments, and manage payees. It also offers features like freezing/unfreezing your card, viewing statements, and using a mortgage calculator.

How do I log in to the app?

To log in, you will need your online banking username, password, and a 6-digit security code. If you are not yet registered for online banking, you can register directly within the app or on the bank's website.

Is the app free to use?

Yes, the app is free to download and use. There are no additional charges for using the core banking features.

What are the device compatibility requirements?

For security reasons, you will need to be using iOS 15 or above to use the app. The app cannot be used on jailbroken devices. If you are unable to update your device, you can still access your accounts by logging into online banking.

How does the app protect me from fraud?

The app provides additional protection from fraud by alerting you of any account changes, such as new device registration or changes to your details. It also features a fraud hub with educational resources to help you stay safe from fraudulent activities.