Best Beam alternatives: apps like Beam

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated November 2026

Whether you want more options like Beam or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Beam

Zofi Cash#1

Zofi Cash by Zofi Cash LLC

Affordable Salary Advances.
Editor's Choice
💰 Finance
2.0(4 ratings)
Free
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Access affordable salary advances before your payday. This digital platform allows employees to receive funds from their employer instantly when financial emergencies arise, offering a faster and simpler way to manage immediate cash needs.

Liv X - Mobile Banking App#2

Liv X - Mobile Banking App by Emirates NBD Bank P.J.S.C

powered by Emirates NBD
Strong Contender
💰 Finance
4.5😞(1.2K ratings)
Free
Liv X - Mobile Banking App screenshot 1
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Manage your finances with a secure and convenient digital banking experience. Open accounts instantly, track spending, pay bills, and access exclusive rewards and offers. This app offers a comprehensive suite of tools for everyday banking and financial growth.

What We Love

  • 👍 Wonderful app with new interface
  • 👍 Easy to navigate
  • 👍 Good offers
  • 👍 Good support system

Room to Improve

  • 🐛 Infested with bugs
  • 🐛 Laggy and slow
  • 🤔 Complicated and delayed
  • 🤔 Difficult to navigate
  • 🤔 Lack of key functionality
  • 🤔 Forcing optional personal data uses
  • 🤔 Hard to find needed functions
  • 🤔 Worse UI than previous version
  • 🤔 Confusing interface
  • 🤔 Advertisements for new products
  • 🤔 Requires too many clicks to do tasks
Ziina: Send. Spend. Get Paid.#3

Ziina: Send. Spend. Get Paid. by Ziina, Inc

Payments for UAE. Plus Violet.
Worth Considering
💰 Finance
4.7😐(857 ratings)
FreeAds
Ziina: Send. Spend. Get Paid. screenshot 1
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This app offers a secure and fast platform for individuals and businesses in the UAE to send, receive, and manage money. It provides features for personal payments, business transactions, and even a premium membership with exclusive benefits.

What We Love

  • 🚀 Instant and fast transactions
  • 👍 User-friendly interface
  • 💰 Easy money transfers and bill splitting
  • ⚡ Quick cashout process
  • 🎯 Reliable payment processing
  • 📱 Simple account setup and verification
  • 🌍 Fills gap for P2P payments in MENA region
  • ✨ Seamless and smooth user experience

Room to Improve

  • 😞 Poor customer service responsiveness
  • 🔒 Account closure without explanation
  • ⏳ Long account verification delays
  • 💸 Hidden or unexpected fees
  • 📵 Unresponsive support channels
  • 🚫 Account termination without clear reason
  • ⚠️ Funds held indefinitely
  • 😤 Rude and sarcastic customer support
  • 🔐 Privacy concerns with banking credentials
  • ❌ KYC verification issues

More apps like Beam

4
etisalat money UAE
etisalat money UAE
etisalat money UAE
Smarter. Easier. For Everyone.
Free

This financial super app, licensed by the Central Bank of UAE, offers a seamless and hassle-free way to manage your money. It provides a digital wallet, prepaid card with rewards, international and local money transfers, bill payments, and gifting options, all accessible with your Emirates ID and mobile number.

Fee-free digital walletDigital and physical prepaid card with 1% cash rewardsInternational and local money transfers
💰 Finance
(3.4K)
ad-supported
5
CBD - Instant digital banking
CBD - Instant digital banking
CBD - Instant digital banking
Accounts, credit cards, loans
Free

Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.

Instant account openingCredit card and loan applicationsInstant money transfers
💰 Finance
(1.8K)
free
6
EI +
EI +
EI +
Emirates Islamic
Free

This mobile banking application offers advanced technology and an improved user experience for both new and existing clients. It provides a streamlined way to manage your finances on the go.

Advanced technology integrationEnhanced user experienceManage finances on the go
💰 Finance
(4.7K)
ad-supported
7
Wio Personal
Wio Personal
Wio Personal
See, manage, grow your money
Free

Manage your finances with a comprehensive banking app. Open an account, save, spend, borrow, and invest in stocks, ETFs, and crypto. Enjoy multi-currency accounts, competitive interest rates, and cashback rewards.

Multi-currency accounts (AED, USD, EUR, GBP)Up to 6% interest on savingsDebit and credit card with spending modes
💰 Finance
(671)
free
8
Robox - tap, play, earn!
Robox - tap, play, earn!
Robox - tap, play, earn!
Play and earn crypto every day
Free

Earn cryptocurrency by completing simple tasks and playing games. Convert your earnings into boosts to accelerate your rewards. This app offers an accessible entry into blockchain technology with daily gifts and a referral program.

Earn ROX tokens with a tapPlay games for extra rewardsSwap rewards for earning boosts
💰 Finance
(244)
free with in-app purchases
9
PaySurge
PaySurge
PaySurge
by Fuzie
Free

Access your earned wages before your next payday. Avoid late fees, overdrafts, and missed financial opportunities. Get your money when you need it most.

Access earned wages earlyAvoid late payment feesPrevent overdraft charges
💰 Finance
(17)
free
10
Lendee App
Lendee App
Lendee App
by Lendee App
Free

Invest in business payment plans by purchasing outstanding receivables at a discount. Earn returns as customers make their scheduled payments, with all servicing handled for you. Redeploy your earnings or transfer them to your bank account.

Explore and filter available contractsEvaluate business and customer profilesPurchase whole or partial contracts
💰 Finance
(110)
free