Great App
Other apps make you input all your information from your bank/cards. I like BB because it lets you plan from a macro perspective and makes you feel like you have a strong plan. Great work.
Free
In-App Purchases
About
This personal finance app helps you plan for the future by creating up to 5 personalized debt payoff plans. It projects your financial future up to 10 years out based on your income, bills, and debts, without needing bank account access. Stop reacting to your finances and start planning toward your goals.
✓Personalized debt payoff plans
✓Future financial projection
✓Paycheck-by-paycheck breakdowns
✓Debt payoff timelines
✓Financial calculators
✓Budget archive
✓Community tips and guides
Show original description
What's New in BetterBudgets
3.0.0
May 25, 2026
This is our biggest update yet. Canvas Draw, annotate, and plan directly on your budget. Each paycheck now has its own canvas with multi-page support, a built-in calculator, and your bills displayed at a glance. Thrive members can share or export to PDF. Archive Search, sort, and pin your saved budgets. Faster loading with real-time sync and paginated results. Analytics Seven new charts to track your financial progress: Net Worth Tracker, Cash Flow, Savings Rate, Spending Category Trends, Your Financial Pie, Income vs Spending, and Spending Change. More Budget Plans Qualifying users now receive up to 5 personalized debt payoff scenarios at once. Bug fixes and performance improvements.
MoreSubscription plans
Thrive Monthly
Thrive Monthly
$9.991 Month
User reviews
Developer apps
FAQ
What is BetterBudgets?
BetterBudgets is a personal finance app focused on future-based budgeting. It helps users create personalized debt payoff plans and project their financial future up to 10 years out, without requiring bank account access.
How does BetterBudgets generate payoff plans?
BetterBudgets uses a hand-built algorithm that takes your entered income, bills, and debts to generate up to 5 personalized debt payoff scenarios. These plans are designed to show you how quickly you could become debt-free by adjusting your monthly contributions.
Does BetterBudgets connect to my bank account?
No, BetterBudgets does not connect to your bank account. It operates on a manual entry system, meaning you input your financial information directly, ensuring no privacy risks associated with bank syncing.
What are the subscription options for BetterBudgets?
BetterBudgets offers a free version to start. For full access to all plans, calculators, and premium features, users can upgrade to 'Thrive'. Subscription plans include 'Premium+ Monthly' at $8.99 and 'Premium+ Yearly' at $89.99.
What types of financial calculators are included?
BetterBudgets includes 10 financial calculators covering various needs such as mortgage, auto loan, debt consolidation, retirement, and student loan calculations, among others.
How often is BetterBudgets updated?
The latest version of BetterBudgets is 3.0.0, last updated on May 25, 2026. This indicates a commitment to regular updates and improvements for the app.
What is the age rating for BetterBudgets?
BetterBudgets has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content and is appropriate for younger audiences as well.
Is BetterBudgets available on Android?
Based on the provided data, BetterBudgets is supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified in this data.
