Bad policies
I want to highlight an issue I faced while dealing with one of your executives regarding a waiver. As per BharatPay’s policy, only email validations are considered valid. However, the executive assured me over a phone call and WhatsApp that she would assist with waiving part of the interest since I had lost my job and couldn’t pay my bill for two months. She asked me to pay the remaining amount urgently, which I did.
Despite this, no waiver was applied, and the full amount was still reflected in the app. I reached out to her multiple times via WhatsApp, but my messages were ignored. Finally, I contacted customer support, but they insisted on a valid email proof of the waiver. How can I provide an email when the communication was conducted over a phone call and WhatsApp?
This experience has been frustrating and has undermined my trust in your services. I hope you can address this issue and ensure such incidents are prevented in the future.
Despite this, no waiver was applied, and the full amount was still reflected in the app. I reached out to her multiple times via WhatsApp, but my messages were ignored. Finally, I contacted customer support, but they insisted on a valid email proof of the waiver. How can I provide an email when the communication was conducted over a phone call and WhatsApp?
This experience has been frustrating and has undermined my trust in your services. I hope you can address this issue and ensure such incidents are prevented in the future.
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Terrible Experience - Unreliable and Intrusive
I had a very disappointing experience with Postpe. Despite having an approved limit, I found it extremely difficult to utilise the funds. The app constantly faced technical issues, making it impossible to access the credit.
Additionally, the customer service was unhelpful and unresponsive. What was even more concerning was their intrusive behavior. They reached out to my office and colleagues on LinkedIn without my consent, which was highly unprofessional and invasive.
I would caution anyone considering this app to be aware of these issues. There are better, more reliable options out there. It felt like a scam, and I regret trusting them with my financial needs.
Additionally, the customer service was unhelpful and unresponsive. What was even more concerning was their intrusive behavior. They reached out to my office and colleagues on LinkedIn without my consent, which was highly unprofessional and invasive.
I would caution anyone considering this app to be aware of these issues. There are better, more reliable options out there. It felt like a scam, and I regret trusting them with my financial needs.
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An Utter Disaster: Avoid PostPe Lenden App at All Costs
I don't even know where to begin with the sheer disappointment that is the PostPe Lenden App. This app is a nightmare from start to finish. Here are just a few of the myriad issues I faced:
1. **User Interface and Experience**: The interface looks like it was designed in the early 2000s and hasn't been updated since. It is cluttered, confusing, and downright ugly. Trying to navigate through the app is like trying to find your way out of a maze blindfolded.
2. **Performance**: The app crashes more often than it works. I can't count the number of times it froze, lagged, or outright refused to load. Every action takes ages, making even simple transactions a test of patience.
3. **Security Concerns**: I am seriously concerned about the security of this app. After entering my personal information, I started receiving spam messages and calls. I wouldn't be surprised if my data was being sold to third parties.
4. **Customer Support**: Non-existent would be an improvement over what they currently offer. Emails go unanswered, the support chat is always offline, and calling their helpline is a waste of time as it either disconnects or you get placed on hold indefinitely.
5. **Features**: The features they advertise are either missing or don't work properly. The promised seamless transactions are anything but seamless, and the app lacks basic functionalities that other similar apps offer effortlessly.
6. **Bugs and Glitches**: Bugs are rampant. From incorrect account balances to failed transactions that still deduct money, the list of issues is endless. It's clear that the developers didn't bother testing the app before releasing it.
In conclusion, PostPe Lenden App is a disgrace. It is unreliable, insecure, and impossible to use effectively. Save yourself the headache and look for a better, more reliable alternative. This app is not worth your time, money, or data.
1. **User Interface and Experience**: The interface looks like it was designed in the early 2000s and hasn't been updated since. It is cluttered, confusing, and downright ugly. Trying to navigate through the app is like trying to find your way out of a maze blindfolded.
2. **Performance**: The app crashes more often than it works. I can't count the number of times it froze, lagged, or outright refused to load. Every action takes ages, making even simple transactions a test of patience.
3. **Security Concerns**: I am seriously concerned about the security of this app. After entering my personal information, I started receiving spam messages and calls. I wouldn't be surprised if my data was being sold to third parties.
4. **Customer Support**: Non-existent would be an improvement over what they currently offer. Emails go unanswered, the support chat is always offline, and calling their helpline is a waste of time as it either disconnects or you get placed on hold indefinitely.
5. **Features**: The features they advertise are either missing or don't work properly. The promised seamless transactions are anything but seamless, and the app lacks basic functionalities that other similar apps offer effortlessly.
6. **Bugs and Glitches**: Bugs are rampant. From incorrect account balances to failed transactions that still deduct money, the list of issues is endless. It's clear that the developers didn't bother testing the app before releasing it.
In conclusion, PostPe Lenden App is a disgrace. It is unreliable, insecure, and impossible to use effectively. Save yourself the headache and look for a better, more reliable alternative. This app is not worth your time, money, or data.
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Fraud app
Hello everyone, please do not install this app, they will give you cashback in the app and later you cannot use the cashback, it is completely a fraud.
Don’t opt for such applications
According to me credit system is filth, the more you stay away the less stressed you are. Trust me, I understand that financial needs can come at any point in time. Being a responsible person you need to manage things out but when you are desperately in need and have no other option then opt for such NBFCs because these come with consequences. Their hidden charges are very lucrative and change every week (in an increasingly format). For some reason if you borrow funds from such applications ensure that you pay off under any circumstances. Such lenders destroy your CIBIL at a much greater rate than that of a personal loan or finance
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Not useful
This app was not useful to some people why iam saying this because of iam facing an issue with limit increase problem the backend team was not active on checking timely repayment customers and update profile so what we get in initial we need to go on with that only so kindly think before installing and using by the way i am using this app since 2 years in android as well as in IOS so think about it
Thank you…🙂
Thank you…🙂
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Title: "Security Concerns - Threatening Calls"
Review: I downloaded the Postpe app with the expectation of a secure and reliable platform. Unfortunately, my experience has been marred by a series of threatening calls I received through the app. This has not only compromised my sense of security but has also raised serious concerns about the app's ability to protect its users.
I urge the developers to prioritize user safety and implement stronger measures to prevent and address such incidents promptly. As a user, feeling threatened is unacceptable, and it significantly diminishes the trust I had in the app.
Consider reaching out to the app's support team directly to report the incidents for immediate assistance. Remember to focus on the specific issue while maintaining a constructive tone for a more impactful review.
I urge the developers to prioritize user safety and implement stronger measures to prevent and address such incidents promptly. As a user, feeling threatened is unacceptable, and it significantly diminishes the trust I had in the app.
Consider reaching out to the app's support team directly to report the incidents for immediate assistance. Remember to focus on the specific issue while maintaining a constructive tone for a more impactful review.
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Harrasment
When they start calling they will call like today is the end of the world & they need repayment to be done today only. Overdue is another thing but before bill generates they will start sending the reminder messages on hourly basis & if you miss the date then they will call from every possible number. Also they will pick any random contact from our saved contacts & call them also & will speak unnecessary things as if that gonna repay there amount. They will never disclose postpe name & correct amount due. Speaking unnecessary words will not work instead you should try to understand customer’s situation, past payment track & act accordingly. Your respected representatives thing that if they hide the company name if won’t impact but it already did by that time.
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Worst App. Never recommended
I have been using their services since last 1 year approx. I wanted to use their services as I don’t have a credit card. But they assigned me a limit of mere 1000 rupees and asked me to use for a few months and my limit will be revised. Still they haven’t revised it. And whenever I reach out, they say that since their lending partner has changed and policy has changed hence limit can’t be revised. I think their lending partner doesn’t have guts to lend properly other wise no institution will assign such a low limit to a person with a handsome salary and a good credit score. If there was a scope of giving negative stars, I could have given them few negative stars. Don’t ever go for this app.
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Horrid app
NEVER use this app! I recently got scammed so I had to borrow money from this app, I made the payment before the due date and it showed up as a successful transaction then money was debited from my account but they still keep calling me to ask for the payment, asked me to share screenshots of the payment which I did on WhatsApp even after which the calls haven’t stopped. They payment still shows as pending in the post pay app and they keep sending me messages about how it will impact my credit score and that my account is “FROZEN” not ‘frozen’. It’s a useless app doesn’t even remember credit card details to pay bills you have to enter the amount every time and they say you’ll get cash back but there are a hundred terms and conditions which are not transparent. Don’t waste your time, CRED is a way more reliable app
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Worst
I have been using postpay for almost a 16 months and never missed on my payments.
Just got hospitalised for 2 weeks which missed the due date. They call you atleast
20-30 times a day torturing us to pay back the money immediately. They don't emphasise or understand what the person is going through or they don't even check the past payments and understand something is wrong and the customer has missed.
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..and some of customer care lady asking to go sit on traffic signals do begging and pay back money ..not at all happy with his kind of attitude..till now our parents also not spoken in such way ..
Just got hospitalised for 2 weeks which missed the due date. They call you atleast
20-30 times a day torturing us to pay back the money immediately. They don't emphasise or understand what the person is going through or they don't even check the past payments and understand something is wrong and the customer has missed.
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..and some of customer care lady asking to go sit on traffic signals do begging and pay back money ..not at all happy with his kind of attitude..till now our parents also not spoken in such way ..
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Worst Customer care and Recovery team.
I have been using postpay for almost a 16 months and never missed on my payments. Just got hospitalised for 2 weeks which missed the due date. They call you atleast 20-30 times a day torturing us to pay back the money immediately. They don’t emphasise or understand what the person is going through or they don’t even check the past payments and understand something is wrong and the customer has missed.
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..
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This app will rip your CIBIL score.
When I signed up for postpe, they immediately reflected it as personal loan on my CIBIL account & it was always affecting my account.
This was not the problem, real problem is when I asked them to close it, they took weeks to close & also even after closing from their end, they do not notify CIBIL department regarding this & your personal loan will keep on reflecting n destroying your CIBIL account.
Really frustating? oh yeah main point is I've been trying to commuincate them every week to tell CIBIL department that my account is closed & provide me NOC. They just say it'll take 7 working days to arrive NOC everytime but it never arrives & my CIBIL keeps getting affected of this.
Really f** you postpe for being such a unprofessional assapp.
This was not the problem, real problem is when I asked them to close it, they took weeks to close & also even after closing from their end, they do not notify CIBIL department regarding this & your personal loan will keep on reflecting n destroying your CIBIL account.
Really frustating? oh yeah main point is I've been trying to commuincate them every week to tell CIBIL department that my account is closed & provide me NOC. They just say it'll take 7 working days to arrive NOC everytime but it never arrives & my CIBIL keeps getting affected of this.
Really f** you postpe for being such a unprofessional assapp.
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Bad service and high charges
Their service has become very bad now if you go to pay credit card then it becomes truck then turn on school then it starts mode on rent then it is done even if that payment at the same time 10:15 20 minutes I come back to you and secondly, their charges have become very high, it is okay that if you talk about the new guidelines of RBI, then you will have to agree but it does not mean that if you charge more than banks Start that whatever you had given earlier for free, that you now take their effort out of the new rule, this is not right, then you will not be able to last long, no matter how much you use it, you need it. don't even increase the limit
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Bad update
Either the latest update is messed up, or your systems but I'm not receiving upi payment requests when I try paying credit card bills! Been trying for a week now. No requests received on PhonePe, paytm, Google pay. Tried all.
Fraud postpe
Hi guys, The money which we scan to merchant it will be directed to barathpe and to claim that amount need to create barathpe account and you know what someone has created barathpe account with one of my merchant acct with his number when I scanned and paid him it was transfer to barathpe acct and it got moved to the one who created that acct now my merchant lost money and I had to repay it again so I lost around 6000 without any usage. Today for that lost amount they charged convenience fees again. I recommend not to use this app. Fraudulent charges and also frauds are already benefitted with this company policies. I raised a complaint from barathpe and postpe and also to the bank which it was transferred nobody was responding. Like my 3000 how many have lost 1 - many thousands. In the same way these fools are earning . I just thought that I can clear my dues on time but with this app I am loosing my money . I sincerely advice today you may not face issue but I am sure someday you will loose big amount for sure where you don’t even have any luck to resolve the issue. I tried to complaint to police and consumer forum but nobody responded. Please don’t use this app guys . Regards, Sai
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Limit Decreased
Worst experience, I must say postpe is fraud. I never delayed in making payments but still my limit got decreased and after mailing to the customer support, they replied saying due to non payment or irregular repayments my limit got decreased. Guys, beware of these kind of fraud companies which only wants to collect your data by providing such kind of facilities. After all conversation I requested to close my account but they did not replied or not providing any geniune resolution of any of my query.
Guys, please stay away with these type of mobile apps which are providing credit limit.
Because initialy they will provide you a good limit but after somedays they might start decreasing that with fake reasons.
Guys, please stay away with these type of mobile apps which are providing credit limit.
Because initialy they will provide you a good limit but after somedays they might start decreasing that with fake reasons.
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Credit card payment failed for no reason
I have been using this app to pay my credit card bill for a while and I found there are several time the payment gets approved and successful while processing the payment on the payment source but when it comes to final stage to the postpe platform then the payment gets pending for no reason and we have to wait for days to see payment credited back to the source account this is very awkward and scary if the payment was not made to the credit card in time then there will be a penalty for us so who is going to compensate for that why can’t you just check your payment system working properly why it is declining every time why it is going to pending every time this is so pathetic you only lure to the customer showing a .4% cashback otherwise it is making a nightmare for customer
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Limit issues with the app
Everything is ok with this but there is an issue with the limit as they have mentioned that on timely payment limit will go up but I m doing regular on time payments but still my limit is as same as I was received in starting and whenever I have written to them they have only copy paste the script. I really like the other features of this but since due to limit related issues I m literally not satisfied with post pe and not able to ask any one to use it.
Even after paying the credit card bills from this app tb b Ghatia hi measure Kia Maine ise
Even after paying the credit card bills from this app tb b Ghatia hi measure Kia Maine ise
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Worst app
Worst app ever
