Best Billy alternatives: apps like Billy: Split Bills Instantly

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated November 2026

Looking for something like Billy? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Billy

PaySplit: Split Bills & Rent#1

PaySplit: Split Bills & Rent by Ricardo Carvalho

Roommate & trip expenses
Editor's Choice
šŸ’° Finance
5.0(1 ratings)
FreeIn-App Purchases
PaySplit: Split Bills & Rent screenshot 1
PaySplit: Split Bills & Rent screenshot 2
PaySplit: Split Bills & Rent screenshot 3
PaySplit: Split Bills & Rent screenshot 4
PaySplit: Split Bills & Rent screenshot 5
PaySplit: Split Bills & Rent screenshot 6

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

More apps like Billy

4
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation
šŸ’° Finance
(235)
free
5
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
Split bills & tab with friends
Free

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

Split bills from receiptsAssign items to individualsTrack expenses and balances
šŸ’° Finance
(823)
free with in-app purchases
6
Borrow Money – Tavro Advance
Borrow Money – Tavro Advance
Borrow Money – Tavro Advance
Cash Advance & Personal Loans
Free

This app helps you manage short-term financial gaps by connecting you with third-party providers for cash advances and personal loans. It allows you to track your balance and payments, ensuring you stay on top of your financial obligations.

Cash advance and personal loan matchingPayment trackingCustomizable payment schedules
šŸ’° Finance
(380)
free
7
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This finance app simplifies bill payments by allowing users to pay any bill quickly and securely using their preferred method. It eliminates the need for multiple logins or mailing checks, making bill management effortless.

Pay any billFast payment processingSecure transactions
šŸ’° Finance
(118K)
free
8
Zivo: Cash Advance
Zivo: Cash Advance
Zivo: Cash Advance
Earned pay early. Not a loan.
Free

Access small cash advances quickly to cover unexpected expenses before your next payday. Link your bank account for approval in minutes, with no interest, credit checks, or hidden fees. Repay on your terms.

Instant cash advancesNo credit checks requiredZero interest
šŸ’° Finance
(122)
free
9
Cashlo
Cashlo
Cashlo
Business funding referrals
Free

Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.

Access up to $750 before paydayNo interest or credit checkClear, upfront repayment terms
šŸ’° Finance
(72)
free with in-app purchases
10
PayLater: Split Your Payments
PayLater: Split Your Payments
PayLater: Split Your Payments
Relax, PayLater
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
šŸ’° Finance
(318)
free