Best Billy alternatives: apps like Billy: Split Bills Instantly

10+ similar apps compared and reviewed

4.6 avg rating

10 free apps

Updated October 2026

Billy: Split Bills Instantly

Sungtae Kim

🔧 Utilities

💰 Finance

Looking for something like Billy? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Billy

PaySplit: Split Bills & Rent by Ricardo Carvalho

Roommates, trips & settle up

Editor's Choice

💰 Finance

5.0(1 ratings)

FreeIn-App Purchases

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Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Payours: Split Bills, expenses by 456Labs Inc

Splitting bills & expenses

Strong Contender

💰 Finance

0.0(0 ratings)

FreeIn-App Purchases

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Cino – Split bills instantly by Freerange Lamas OÜ

Bill-splitting app

Worth Considering

💰 Finance

5.0(9 ratings)

Free

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This app simplifies splitting bills among friends, housemates, and partners. It allows instant settlement via Apple Pay or Google Pay, ensuring no one owes anyone after payment. Users can customize split ratios and avoid foreign transaction fees.

More apps like Billy

Pay with Sublime

Split up and save on bills

Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation

SplitIt: Group Bill Splitter

Split bills & tab with friends

Free

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

Split bills from receiptsAssign items to individualsTrack expenses and balances

💰 Finance

(792)

free with in-app purchases

Compare with Billy

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing

Split bills with friends

Free

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Split bills with friendsTrack shared expensesCollect payments instantly

PayLater: Split Your Payments

Relax, PayLater

Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions

The trusted way to pay

Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality

Boost Money: Fast Cash Advance

Spend, Save, Build Credit*

Free

This app helps you build credit, grow savings, and access cash advances to bridge the gap between paydays. It offers interest-free cash advances, credit building through responsible card use, and competitive APY on savings.

Interest-free cash advances up to $500Build credit with secured cardHigh APY on savings balances