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Boost Money: Cash and Credit

Boost Money: Cash and Credit

Spend, Save, Build Credit

58 ratings
12 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 9, 2026
  • July 28, 2026

Developer

Upgrade, Inc.
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⭐12
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About

This app helps you build credit, grow savings, and access cash advances to bridge the gap between paydays. It offers interest-free cash advances, credit building through responsible card use, and competitive APY on savings.

✓Interest-free cash advances up to $500
✓Build credit with secured card
✓High APY on savings balances
✓Identity, retail, and travel protections
✓Automatic repayment alignment with paydays
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+1

What's New in Boost Money

1.3.0

July 28, 2026

We're constantly improving our app and working on the next exciting features!

User reviews

Most RecentHighest RatedLowest Rated

App

App is good takes a while to get set up thats about it but the rest is pretty easy
ivan rodriguezthe 7thivan rodriguezthe 7th

Trash

Trash don’t mess with your money by banking with them
BorednoirBorednoir

Advance

The best when your short on cash
Shika HopkinsShika Hopkins

Worst customer service ever

You expect you customers to keep a word doc and copy and paste prior chats to have access to them. Your self service confirms that auto pay can be cancelled in writing and then your agents say that is not possible. You have no options to change repayment dates and you excessively try to debit people’s accounts multiple times a day (5 times a day today) for repayment. Why do you excessively debit people’s accounts make them upset and have no options to assist. What a sham and a horrible app.
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33jn33jn

Scan

This is a terrible app total scam don’t download very misleading
Hiiiiiiishshanana eHiiiiiiishshanana e
See 7 more reviews

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FAQ

What is Boost Money?

Boost Money is a finance app designed to help users build credit, grow savings, and access cash advances. It offers features like interest-free cash advances and credit building through responsible card usage.

How can Boost Money help me build credit?

Boost Money helps build credit by reporting your on-time payments on their secured card to the three major credit bureaus. Responsible use of your Boost Money Card can positively impact your credit history over time.

What are the savings APY rates for Boost Money?

With a Premium subscription ($9.99/month), you can earn 10.00% APY on savings balances up to $1,000 and 3.05% APY on balances over $1,000. Without Premium, the APY is 1.50% on all balances.

What is BoostCash™?

BoostCash™ provides interest-free cash advances up to $500 to help bridge the gap between paydays. The repayment due date is automatically aligned with your next expected paycheck.

Does Boost Money have ads?

Based on the provided data, Boost Money does not contain advertisements.

What devices does Boost Money support?

Boost Money is available on iPhone and iPod devices.

How often is Boost Money updated?

The latest version of Boost Money is 1.1.0, and it was last updated on April 14, 2026. This suggests a relatively recent update cycle.

Is Boost Money suitable for younger users?

Boost Money has an age rating of 17+, indicating it is intended for adult users due to its financial services.