CIBIL® Score & Report

CIBIL® Score & Report

by TRANSUNION CIBIL LIMITED

4 ratings
34 reviews
Free

Details

  • Released
  • Updated
  • December 8, 2021
  • July 1, 2026
CIBIL® Score & Report screenshot #1 for iPhone
CIBIL® Score & Report screenshot #2 for iPhone
CIBIL® Score & Report screenshot #3 for iPhone
CIBIL® Score & Report screenshot #4 for iPhone
CIBIL® Score & Report screenshot #5 for iPhone
🖼️Get Icon
Icons↘︎

About

Access your credit profile and CIBIL Score on the go. Monitor loans, accounts, and credit exposure with daily refreshes and tailored loan offers. Understand your credit health and make informed financial decisions.

Access CIBIL Score and Report
Monitor loans and accounts
Daily score and report refreshes
CIBIL Score Simulator
CIBIL Alerts for profile changes
Pre-approved loan offers
Show original description

What's New in CIBIL® Score & Report

3.0.13

July 1, 2026

This update includes performance improvements and bug fixes.

User reviews

Buggy

Previously, the app used to be great, but now I am facing a lot of issues. My credentials are not being saved in the app, and I have to log in every time. The main functionality itself is also an issue — the app’s landing page directly goes to CIBIL alerts, and I am not able to navigate to other tabs. This has been the case for the last couple of weeks. Being a trusted brand, you should provide a quick hotfix

——-
Had given them two stars before but now reducing to one as the issue is same after 2months my 1.5k is wasted.
Show more

Response from developer

We're sorry to hear you're experiencing issues with our app. Please fill out the form at https://ssp.cibil.com/contact-us/newApplicationForm/cmc1f4 or call our customer support team at +91-22-6140-4300 between 10 AM to 6 PM, Monday to Saturday. We're here to help!

Login and forgot password is not smooth

Login requires two OTP verifications (SMS + email) every single time — the app doesn’t retain login state at all. That’s not a smooth experience; it’s frustrating.
“Forgot Password” is broken — the service appears to be down, making it impossible to reset.
Biometric login is buried in Settings instead of being prompted after the first successful login. Worse, enabling it requires entering your password again — defeating the purpose.
For a paid app, this level of UX is unacceptable. Basic things like session persistence, working password recovery, and proactive biometric setup should be standard.​​​​​​​​​​​​​​​​
Show more

Response from developer

We're sorry to hear you're experiencing issues with our app. Please fill out the form at https://ssp.cibil.com/contact-us/newApplicationForm/cmc1f4 or call our customer support team at +91-22-6140-4300 between 10 AM to 6 PM, Monday to Saturday. We're here to help!

Buggy

The info displayed and the notifications are good but here is what I hated the most
1. I subscribed still it was showing me plan every time i logged in
2. I once opened my app by directly clicking on the notification of Cibil and since that day whenever I opened the app it always took to me to the alerts screen and there is no back button on ios app to go back to the dashboard page

To resolve both the issues i had to reinstall the app and now it works.
Show more

Response from developer

Apologies for the inconvenience caused to you. Please reach out to us at https://ssp.cibil.com/contact-us/newApplicationForm/cmc1f4 and provide the details to assist you better.

Needs optimisation

Have been using this app for a long time and it has been so useful in tracking and maintaining my cibil score.
However, recently, the app experience has been so poor. Firstly, every time I login and exit the app, next time I’m again asked to login using OTPs sent to mobile and email. When I try to enable biometric login, those options are not clickable. In general, the UX needs a lot of optimisation.
Show more

Response from developer

Sorry for the inconvenience with our app. Please fill out the form at https://ssp.cibil.com/contact-us/newApplicationForm/cmc1f4 or call our customer support at +91-22-6140-4300 between 10 AM to 6 PM, Monday to Saturday for support.

Credit Score System Is Unfair to Consumers

Banks and lenders are able to check CIBIL scores multiple times without OTP or fresh consent from users. These frequent checks can negatively affect a person’s CIBIL score even when no loan or credit card is applied for.

This is unfair to consumers. A credit score should reflect a person’s financial discipline, not repeated internal checks done by banks for their own purposes.

There must be stronger consumer protection, mandatory consent for every enquiry, and clear separation between user-initiated checks and bank-side internal checks
Show more

Response from developer

We're here to assist you. Kindly write to us at https://www.cibil.com/contact-us-faq by selecting the relevant options so we can help.

FAQ

What does the CIBIL Score & Report app do?

This app provides a comprehensive view of your credit profile, allowing you to access your CIBIL Score and Report anytime, anywhere. It helps you monitor your personal credit information, loans, accounts, and credit exposure to stay loan-ready.

What are the key features of the app?

Key features include logging into your CIBIL dashboard, getting one free CIBIL Score and Report annually, unlimited access with daily refreshes, a CIBIL Score Simulator, CIBIL Alerts for profile changes, and pre-approved loan and credit card offers tailored to your score.

Is the app free to use?

The app offers one free CIBIL Score and Report annually. For unlimited access, daily refreshes, and advanced features like the simulator and alerts, a subscription is required.

Who is this app for?

This app is designed for consumers in India who want to easily access, understand, and manage their credit profile. It's particularly useful for those looking to apply for loans or credit cards and want to ensure they are loan-ready.

How does the CIBIL Score Simulator work?

The CIBIL Score Simulator allows you to evaluate various 'what-if' scenarios. You can see how different financial actions might impact your current credit score, helping you make informed decisions to improve your credit health.