Good
Good
Miss
Very guided person
Niyo forex
Lakhan Kumar was very helpful from Gurgaon branch .
Niyo application not working
After update app is not working. Its in black screen
Excellent
Excellent service
Free
Details
About
This app provides international debit and credit cards with zero forex markup charges, ideal for travelers. It offers doorstep delivery, assisted KYC, and a range of travel-related services like lounge access, ATM withdrawals, and currency conversion.
✓Zero forex markup on international transactions
✓24-hour doorstep card delivery
✓Assisted KYC verification
✓Free lounge access abroad
✓Free international ATM withdrawal
✓Currency converter
✓International eSIM plans
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What users say
Summarized from real user reviews of Niyo. Based on 530 reviews and a 4.5/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 🚀Smooth onboarding
- 👍Great service
- 🚀Quick card delivery
- 💡Useful for international travel
Negative things
- 🐛Frequent app crashes
- 🔒KYC issues for international users
- 💰High conversion/forex charges
- 🔒Account freezing/closure issues
- 👎Poor customer support
What's New in Niyo
3.81.0
July 27, 2026
Enjoy our latest app update where we have upgraded the app experience by improving app performance, enhancing security, and fixing some minor bugs. We're continually working to make your banking and travel journey even more seamless.
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User reviews
Developer apps
User experience
🐞
Reported Bugs
3 issues
App UI/UX bugs
Inconsistent transaction tracking
✨
Requested Features
3 requests
Allow mobile number updates
Feature
Improve UPI functionality
Feature
FAQ
What is the Niyo app?
The Niyo app provides international debit and credit cards that allow users to make payments abroad without incurring any foreign exchange (forex) markup charges. It aims to save users money on international transactions and offers various travel-related services.
What are the key features of the Niyo card?
Key features include zero forex markup on all international transactions, free doorstep delivery of cards, assisted KYC verification, free lounge access abroad each quarter, and one free international ATM withdrawal per quarter. It also offers a currency converter, ATM locator, and travel insurance.
How much does it cost to use the Niyo card?
The app itself is free to download and use. The primary benefit is the zero forex markup on international transactions, which saves users money compared to traditional cards. There are also free lounge access and ATM withdrawals offered each quarter.
What are the requirements to open a Niyo account?
To open a Niyo account, you will need your PAN, Aadhaar, and Indian Passport. The process involves downloading the app, verifying your mobile number and email, verifying your passport and Aadhaar details, capturing a selfie, and completing a 3-minute video KYC.
Can I use the Niyo card for domestic transactions?
Yes, once you are back in India, you can continue to use your Niyo card for domestic offline and online transactions. The card is designed to be a versatile financial tool for both international and local use.
