Best apps like Niyo: Global cards for travel

6+ similar apps compared and reviewed

4.4 avg rating
6 free apps
Updated July 2026

Whether you want more options like Niyo or a completely different take on the same concept, our curated list of 6+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Niyo

CRED: Credit Cards, Bills, UPI#1

CRED: Credit Cards, Bills, UPI by Dreamplug

UPI payments, made rewarding
Editor's Choice
💰 Finance
4.8😞(597K ratings)
FreeAds
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This app offers a rewarding way to manage all your payments, from credit card bills to utility expenses. Earn rewards for good financial decisions and track your credit score. It supports a wide range of payment methods and bill types, making financial management convenient and beneficial.

What We Love

  • ⭐ Convenient payment experience
  • 💳 Helpful for managing credit card bills
  • 🎁 Rewarding with cashbacks and offers

Room to Improve

  • 🤖 Unresponsive customer support
  • 🔍 Lack of transparency in payment processing
  • 🔢 Incorrect bill amounts displayed
YONO SBI:Banking and Lifestyle#2

YONO SBI:Banking and Lifestyle by State Bank of India

Bank,Invest,Shop,Travel
Strong Contender
💰 Finance
3.3😞(2.9K ratings)
Free
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Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

What We Love

  • 🚀 Great app
  • 🔒 Safe and secure
  • 👍 Easy to operate
  • 👍 Excellent service

Room to Improve

  • 🐛 Bill payment not working
  • 🐛 Bugs and crashes
  • 🐛 Slow and unreliable
Fi Money: Open Account Online#3

Fi Money: Open Account Online by epiFi Technologies Private Limited

Track Expenses & Invest Money
Worth Considering
💰 Finance
4.5😞(148 ratings)
FreeAds
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This app allows you to open a zero-balance savings account online and manage your finances. It offers expense tracking, automated payments, investment options in mutual funds, and a personal finance assistant. The platform aims to help users build wealth and develop better money habits with a secure and user-friendly interface.

What We Love

  • 🎨 Beautiful and intuitive user interface design
  • 💳 Excellent debit card features and benefits
  • ⚡ Fast account opening and onboarding process
  • 💰 No hidden charges or transparent pricing

Room to Improve

  • 😤 Extremely poor and unresponsive customer support
  • 🔒 Account freezing without proper notice or explanation
  • 📞 No phone support or long wait times for calls