Fi Money: Open Account Online

Fi Money: Open Account Online

Track Expenses & Invest Money

148 ratings
77 reviews
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💰 Finance

Archived App (Last seen on 7 Jun 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • September 18, 2021
  • April 16, 2026
Fi Money: Open Account Online screenshot #1 for iPhone
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Fi Money: Open Account Online screenshot #9 for iPhone
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About

This app allows you to open a zero-balance savings account online and manage your finances. It offers expense tracking, automated payments, investment options in mutual funds, and a personal finance assistant. The platform aims to help users build wealth and develop better money habits with a secure and user-friendly interface.

Open zero-balance savings account online
Track expenses automatically
Automate UPI payments
Invest in Mutual Funds
Personal finance assistant
Automated savings rules
VISA Debit Card with zero FOREX charges
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What users say

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What's New in Fi Money

1.176.3

April 16, 2026

Multiple fixes & performance improvements made Wish to keep using this savings a/c? Download the FedMobile app It's been a pleasure serving 3.5 million of you Thank you from all of us to all of you Much love Over & out Team Fi

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User reviews

App is great

The app is fantastic- probably one of the best banking apps out there. However, I had faced an issue where my account was frozen for over a year. I would say, during this time, Fi wasn’t very helpful with timely updates. However, I would still personally recommend it- simply for the beautiful app and a bunch of great features that come with the debit card. Kudos to the developers!
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Poor app bank

Really worst experience in trying to update my registered mobile number from past 1 week still not happening now unable to transact also sent multiple mails still I’m not getting any responses

App needs more login options

Hi Team, can you guys add other login options like Email?? It’s hard to access the account with the phone number when you are abroad or sim is lost!!

Too much notification spam

This app doesn’t follow Apple’s guidelines. It doesn’t allow any customization on what notifications it can send.

Being a banking app, obviously some notifications are important so we can’t just turn them entirely off. But they take advantage of this and send at least 5 spam notifications everyday.

Apple Store guidelines require all apps that send notifications to provide a way to turn off marketing notifications. Fi has seemingly tried to mislead the App Review process by having a notifications section in the settings but it always says coming soon when clicked. It has said so for the last 2 years so they clearly don’t intend to ever add it.

I will probably move my money out and stop using them; don’t want to deal with such scummy marketing tactics.
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Bank should get blocked by RBI

I had such a bad experience with fi money they freeze my account without any notice and all my money got blocked in account and now when i am trying to contact fi money customer care they don’t even forward my call to the agent and when i did chat help they don’t even have any idea that why did my account got freeze they only said that they will update me in some days but its been too much time now they literally don’t have informed me or even told me the reason for the freeze and not even released my money
Literally the worst bank to have an account in do not have account in this bank may the next victim will be you guys may your money also get stuck , and i am also going to complain on RBI mails
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User experience

🐞

Reported Bugs

15 issues

Account balance showing inaccurate amounts

Bug

VPA getting randomly disabled

Bug

OTP verification screen stuck during onboarding

Bug

Session expiration errors on new devices

Bug

Internal server errors

Bug

UPI payment failures

Bug

App freezing and slow loading times

Bug

Messages disappearing mid-chat support conversation

Bug

Location permission requested for every small transaction

Bug

Incompatible UI on older iPhone models

Bug

Video KYC process hanging and freezing

Bug

Debit card PIN creation issues

Bug

Call disconnections during customer support

Bug

App not working outside India

Bug

Transaction delay between sender and receiver

Bug

Requested Features

13 requests

Email login option in addition to phone number

Feature

Customizable notification settings with opt-out for marketing

Feature

Phone call support option

Feature

Login without registered SIM card

Feature

Ability to edit auto-generated UPI ID

Feature

Multiple UPI ID support

Feature

Scheduled payments and standing instructions

Feature

Customizable FIT rules

Feature

Transaction tags and expense categorization

Feature

Dark mode option

Feature

Multiple debit card color options

Feature

Cheque book ordering functionality

Feature

Better device switching process

Feature

FAQ

What does Fi Money do?

Fi Money is a digital banking and personal finance management platform. It allows you to open a zero-balance savings account online, track your expenses, automate payments, and invest in mutual funds. The app also features a personal finance assistant to help you manage your money better.

What are the key features of Fi Money?

Key features include opening a digital savings account, automatic expense categorization, an intuitive personal finance assistant, automated savings rules (FIT Rules), and the ability to automate investments in mutual funds (SIP 2.0). It also provides a VISA Debit Card with no FOREX charges and instant money transfer capabilities.

Is Fi Money free to use?

The app itself is free to download and use, offering a zero-balance savings account with no hidden fees. While the core banking and management features are free, there might be associated costs with specific investment products or services, which are typically disclosed.

What are the security features of Fi Money?

Your funds are insured up to ₹5 lakh by DICGC through its licensed partner bank. The app employs Fi Secure, providing state-of-the-art internet security for your money. You also have in-app control over your VISA Debit Card, including the ability to freeze it if lost or misplaced.

Who is Fi Money for?

This app is designed for individuals who want a streamlined and modern way to manage their finances. It's ideal for those looking to open a digital savings account, track spending, save automatically, and start investing without needing multiple separate apps.