Best Niyo Money Apps & Games

208+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated May 2026

Every iPhone needs a few good niyo money apps. We benchmark 208+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Niyo Money

Niyo: Global cards for travel#1

Niyo: Global cards for travel by Niyo Solutions Inc

Zero Forex Card, Cash & Travel
Editor's Choice
💰 Finance
4.5😞(521 ratings)
Free
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This app provides international debit and credit cards with zero forex markup charges, ideal for travelers. It offers doorstep delivery, assisted KYC, and a range of travel-related services like lounge access, ATM withdrawals, and currency conversion.

What We Love

  • 🚀 Smooth onboarding
  • 👍 Great service
  • 🚀 Quick card delivery
  • 💡 Useful for international travel

Room to Improve

  • 🐛 Frequent app crashes
  • 🔒 KYC issues for international users
  • 💰 High conversion/forex charges
MoneyGram® Money Transfers App#2

MoneyGram® Money Transfers App by MoneyGram International, Inc.

Send Money Transfers Online
Strong Contender
💰 Finance
4.9😞(667K ratings)
FreeAds
MoneyGram® Money Transfers App screenshot 1
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Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

What We Love

  • 💰 Cheap and affordable
  • 🔒 Secure money transfers
  • 🚀 Fast money delivery
  • 👍 Convenient app usage

Room to Improve

  • 🐛 Account locking issues
  • 🤖 Poor customer service
  • ⏱️ Delayed money transfers
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
💰 Finance
4.7😞(133K ratings)
Free
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Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited

More Niyo Money apps to explore

4
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(8.8K)
free
5
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
6
Fi Money: Open Account Online
Fi Money: Open Account Online
Fi Money: Open Account Online
Track Expenses & Invest Money
Free

This app allows you to open a zero-balance savings account online and manage your finances. It offers expense tracking, automated payments, investment options in mutual funds, and a personal finance assistant. The platform aims to help users build wealth and develop better money habits with a secure and user-friendly interface.

Open zero-balance savings account onlineTrack expenses automaticallyAutomate UPI payments
💰 Finance
(148)
free with in-app purchases
7
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
💰 Finance
(5K)
free
8
Ria Money Transfer
Ria Money Transfer
Ria Money Transfer
International Remittance App
Free

Easily send money internationally to friends and family worldwide. This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

International money transfersSend to 190+ countriesCash pickup locations
💰 Finance
(268K)
free with in-app purchases
9
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
10
Atm Rush
Atm Rush
Atm Rush
Exchange to get rich!
Free

Collect and stack money to become rich. Deposit your earnings into an ATM or change the value of your money to strategize your wealth accumulation.

Collect moneyStack moneyDeposit to ATM
🎮 Games
(7.1K)
ad-supported
11
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
💰 Finance
(3.4K)
free
12
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(14K)
free
13
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Sendwave: Money Transfer App
Money Transfer
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(83K)
free with in-app purchases
14
Jupay
Jupay
Jupay
Fast Money transfer everywhere
Free

Send money instantly and for free from the US, UK, and Canada to Ghana. Funds arrive in minutes directly to mobile wallets or bank accounts. Pay securely with debit cards or ACH, with real-time tracking and excellent support.

Free transfers to GhanaInstant money deliveryMobile wallet and bank account deposits
💰 Finance
(2.6K)
free
15
Bubble Cash
Bubble Cash
Bubble Cash
Skill-based Pop Shooter Game
Free

Compete in skill-based bubble shooter tournaments for a chance to win real money. Test your aiming and matching abilities against other players to clear the board quickly and earn prizes. Enjoy classic gameplay with a modern twist and exciting multiplayer challenges.

Real-money tournamentsMultiplayer competitionsClassic bubble shooter gameplay
🎮 Games
(237K)
free with in-app purchases
16
Blitz - Win Cash
Blitz - Win Cash
Blitz - Win Cash
Bingo, Solitaire, Pool, Bubble
Free

Compete in skill-based mobile games like Bingo, Solitaire, and Pool for real cash prizes. Play against real players worldwide in daily challenges and tournaments. Withdraw winnings instantly via Venmo, PayPal, Apple Pay, or bank transfer.

Play real cash gamesSkill-based competitionPractice mode available
🎮 Games
(415K)
free with in-app purchases
17
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(28K)
free
18
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(57K)
free
19
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
20
Money Empire - Idle Game
Money Empire - Idle Game
Money Empire - Idle Game
Become the richest banker!
Free

Build and expand your own banking business, serving an endless flow of customers. Mine gold, craft bars, and make strategic investments in real estate and the stock market to grow your fortune and become the richest banker.

Build and expand banking businessServe customers and collect depositsMine gold and craft gold bars
🎮 Games
(1.1K)
free with in-app purchases