Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
2.7(61 ratings)
Free
Best apps like Circlepay - Savings and Ajo
10+ similar apps compared and reviewed
4.0 avg rating
10 free apps
Updated July 2026
Looking for something like Circlepay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.
Top Alternatives to Circlepay
Grey: Inclusive Global Banking by Grey Incorporated
Send & Receive Money GloballyStrong Contender
💰 Finance
4.6😞(5.8K ratings)
Free
Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.
What We Love
- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative features like virtual cards
- 🚀 Reliable and efficient service
Room to Improve
- 🐛 Frequent app updates
- 🤔 Unclear verification process
- 💰 High fees and exchange rate issues
4.5😐(4.8K ratings)
Free
Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.
What We Love
- 🚀 Fast and reliable transfers
- 👍 Easy to use and navigate
- 💯 Convenient transactions
- 🔒 Secure platform
Room to Improve
- 🐛 Login and password issues
- ⏱️ Slow and frustrating performance
- 💰 Excessive fees and deductions
More apps like Circlepay
4
Moniepoint Personal Banking
Savings account | Send money
Free
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free5
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free
This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.
Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases6
STRIKE: Buy & Hold Bitcoin
Buy. Sell. Receive. Send. Pay.
Free
Easily buy, sell, and hold Bitcoin with flexible funding options and automated strategies. Access loans against your Bitcoin holdings and manage your portfolio with ease. Send payments and global money transfers using Bitcoin or cash.
Automated Bitcoin buying (DCA, target orders)Bitcoin-backed loansDirect deposit salary to Bitcoin
💰 Finance
(28K)
free with in-app purchases7
BitPay: Buy Bitcoin & Ethereum
Self-Custody Crypto Wallet
Free
Manage Bitcoin, Ethereum, and thousands of tokens across multiple blockchains with a self-custody wallet. Buy, swap, sell, and spend your crypto assets securely, with support for Web3 and dApps.
Self-custody crypto storageMultichain wallet supportBuy Bitcoin and Ethereum
💰 Finance
(3.6K)
free with in-app purchases8
Zedvance: Loans & Bills
Loans, Bills and Payments
Free
Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.
Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
💰 Finance
(177)
free with in-app purchases9
LAPO Mobile App
by Lapo Microfinance Bank limited
Free
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
Self-OnboardingBill PaymentsTransfers
💰 Finance
(34)
free10
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free
Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.
Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free