Amazing app but deposits should be instant
I love cred.ai as it helped me with a rental car but I’ve been running into issues due to the 3 day upload time for deposits. I need the funds faster! If you could find a way to make that happen the app would be 5 stars !
BEAUTIFUL METAL CARD!
Has become very addictive to just show it off and use it OFTEN! So many compliments. Don’t ever stop issuing this card!
SSN not valid
Bruh my SSN is legit, why the hell it kept saying it’s invalid
MVP
This is by far my favorite card I have ever had or used .
Good overall
Only 4 stars due to this: Money takes too long to get from my bank account to being available in Cred.ai. I would use it more often if I could get instant transfers from my bank account like Apple Pay can.
Great Card And App
I’ve had nothing, but a positive experience since signing up.
Delayed Deposit
It would be nice if deposits were attributed to your account faster than 3 days, especially since electronic transfers happen within minutes.
Review
5 Stars I’ve been using this card since 2019
Good option
Good option for those wanting to increase their credit score. App is easy to use and reliable
Great card
Aside from helping to build my credit this is the best card for it’s safety features when it comes to buying online. It’s also a great card to use while traveling.
Terrible company!
I had a credit ai card for 2 years. Account never in the negative! They one day decided to close out my account for no reason at all. Tried to apply again 6 months later, denied. Terrible company. Ava $2500 trade line is way better!
in ible
Cred
Genuinely the worst GUI I’ve seen, and used.
Insanity.
👍
I love this credit portal.
Unable to Update Address
I was able to update my email address without any issue and was able to update my physical address at my other bank and all my other credit card companies without any issue, but Cred.ai would only allow me to update my address by sending them a picture of myself with a photo of my new drivers license with updated address. When I wasn’t able to get a new drivers license right away, they CLOSED MY ACCOUNT and told me I could try to reapply in 2 months but couldn’t guarantee that I would be approved. Total BS.
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GOD DEFEATS AI
Joshua 7-8
Actually increases your score
It’s been increasing my score slowly for months. Thanks!
Fraud
Please be careful with linking your bank in here, they are stealing all bank funds overnight using overseas bank accounts
New Application
Really want to add this card to my financial portfolio but the system is stuck on the verification page for my application I’ve sent in required docs (clear images) SSN card front and back and so on but no response or update
Something unique in credit card market
I have been using cred.ai for about 3 months and my score increased by 40 points after using cred.ai. It gave me credit line which I really needed with low utilization. As credit utilization is 30% or more of your credit score, increasing your credit line is essential to get higher score. Thank you. Whoever made this app is genius.
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