Credily

Credily

Best card for every purchase

3 ratings
1 review
Free
In-App Purchases

Details

  • Released
  • Updated
  • August 7, 2026
  • August 18, 2026

Features

Credily screenshot #1 for iPhone
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Credily screenshot #6 for iPhone
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About

This app helps you maximize credit card rewards by recommending the best card for each purchase based on your location and spending habits. It integrates with your existing cards to provide personalized suggestions before you pay, ensuring you never miss out on potential points or cashback.

Nearby card recommendations
Merchant-aware suggestions
Map-based browsing
Past spending insights
Useful nudges
Integrates with existing cards
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What's New in Credily

1.1

August 18, 2026

Credily is now free to start. Seeing which card to use no longer requires a subscription. WHAT'S FREE • Best-card recommendations at nearby merchants • Nearby merchant alerts • Your card list and card benefits • Notification inbox NEW IN THIS UPDATE • Sign in with Apple and Sign in with Google, alongside email sign-in • A guided tour that shows you around the first time you open the app • Daily recap notifications for your recent transactions • Card issuer now appears everywhere a card name is shown, so similar cards are easy to tell apart • Mark all as read in the notification inbox, plus faster loading for long histories IMPROVED • Simpler, quicker sign-in screen • More reliable push notification delivery • Cards and recommendations refresh right away after you add or change a card • Bug fixes and stability improvements Credily Membership adds bank linking, transaction history, and reward verdicts on your past purchases.

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Subscription plans

Credily Membership

Unlimited card recommendations and alerts

$7.991 Month
7 Days trial
How to cancel Credily subscription ⁉️

User reviews

Finally found an app to help maximise all my credit cards

Ngl I was skeptical at first but Credily has been a game changer. I used to just use whatever card was in my wallet and definitely left rewards on the table lol. Now it just tells me the best card to use and I don't even have to think about it. Super easy to set up too. Highly recommend if you're trying to actually maximize your points/cashback without doing the math yourself every time.
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FAQ

How does Credily help me earn more rewards?

Credily analyzes your location and the merchant you're visiting to suggest which of your existing credit cards will earn the most rewards for that specific purchase. This helps you avoid using the wrong card and leaving points or cashback on the table.

Is Credily safe to use with my credit cards?

Yes, Credily is designed with privacy in mind and only uses the information necessary to provide recommendations. It does not issue credit cards, process payments, or store your full card details, meaning you continue to pay directly with your own card as usual.

What is the cost of Credily Membership?

Credily Membership costs $7.99 per month. New members receive a 7-day free trial, and you can cancel anytime before the trial ends to avoid being charged.

How do I cancel my Credily subscription?

You can manage or cancel your Credily subscription anytime within your Apple Account settings. To avoid being charged for the next period, ensure you cancel at least 24 hours before the end of your current billing cycle.

Does Credily offer different subscription tiers?

Based on the provided information, there is one primary membership plan for Credily. This plan includes a 7-day free trial and renews monthly at $7.99 unless canceled.

On which devices can I use Credily?

Credily is available for iPhone and iPad devices, indicated by its support for iOS platforms.

How often is Credily updated?

Credily was last updated on August 7, 2026, with version 1.0. This suggests it is a relatively new application, and future updates will likely follow to introduce new features and improvements.

What is the age rating for Credily?

Credily has an age rating of 4+, meaning it is suitable for users of all ages, including children, with no age restrictions.