Best D alternatives: apps like D-Wallet

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated October 2026
D-Wallet
D-Wallet
PT Bank Danamon Indonesia Tbk.

Looking for something like D? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to D

LinkAja / LinkAja Syariah#2

LinkAja / LinkAja Syariah by PT. FINTEK KARYA NUSANTARA

All Transcations #SemuaBeres
Strong Contender
💰 Finance
3.2😞(209 ratings)
Free
LinkAja / LinkAja Syariah screenshot 1
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LinkAja / LinkAja Syariah screenshot 3
LinkAja / LinkAja Syariah screenshot 4
LinkAja / LinkAja Syariah screenshot 5
LinkAja / LinkAja Syariah screenshot 6

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

What We Love

  • 🚀 Fast and convenient transactions under 1 minute
  • 💳 Wide range of payment options (pulsa, data, bills, tickets)
  • 💰 Attractive cashback and promotional offers
  • 👍 User-friendly interface and easy to use
  • 🏪 Supports multiple services (e-toll, KRL, PLN, Pertamina, etc.)
  • 📱 Convenient alternative to visiting physical locations

Room to Improve

  • 🐛 Frequent crashes and force closures
  • ❌ Failed transactions with balance deducted
  • 🔐 Difficult payment method addition and KTP requirements
  • 📞 Poor customer support and slow response times
  • ⚠️ Compatibility issues with iOS versions
  • 🚫 Limited to local Indonesian mobile numbers and Bank Indonesia cards
  • 💸 Inconsistent pricing compared to competitors
  • 🔄 Frequent logout issues
  • ⏳ Slow loading and unresponsive features
  • 🎯 Misleading promotions that disappear after funding
4.8😞(1.4K ratings)
Free
OCTO by CIMB Niaga screenshot 1
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OCTO by CIMB Niaga screenshot 6

This app offers a comprehensive digital banking experience with an upgraded interface and innovative features. Manage all your accounts, perform transactions, apply for new products, and access lifestyle services. Enjoy a seamless and convenient way to handle your finances.

What We Love

  • 💳 Easy credit card payment
  • 👍 User-friendly interface
  • 🚀 Smooth and fast performance

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 📱 Difficult to use on new devices
  • 🕰️ Slow response times
  • 🚫 Inability to access account

More apps like D

4
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
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5
AsetKu - Digital Lending
AsetKu - Digital Lending
AsetKu - Digital Lending
Licensed and supervised by OJK
Free

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Collateral-free loansFlexible loan amounts (Rp 150,000 - Rp 15,000,000)Repayment terms (91-365 days)
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6
BYOND by BSI
BYOND by BSI
BYOND by BSI
#SemuaJadiMudah
Free

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Open accounts remotelyQRIS and bill paymentsE-wallet top-ups
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(19)
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7
wondr by BNI
wondr by BNI
wondr by BNI
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

12 foreign currency accountsQRIS Cross Border transactionsScheduled mutual fund investments
💰 Finance
(1.9K)
free
8
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

Secure and fast mobile paymentsCashback on transactionsExclusive discounts and deals
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(329)
free with in-app purchases
9
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(747)
free with in-app purchases
10
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
💰 Finance
(72)
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