Desert Financial Mobile User Reviews

Desert Financial Mobile
Desert Financial Mobile
Desert Financial Credit Union

Customer Experience

Positive experience44.4% of reviews
Neutral8.9% of reviews
Negative experience46.8% of reviews

~ Based on 124 written reviews from the US App Store.

What users say

Is Desert Financial Mobile Safe?

Desert Financial Mobile appears safe based on user ratings. AppsHunter Safety Score for Desert Financial Mobile is 97/100.

This assessment is based on 71,520 user ratings, with an App Store average of 4.8/5.

Safety Analysis

97.6% of ratings point to a safe experience
1.8% of ratings suggest some concerns
0.6% of ratings point to a risky experience

~ Based on 71,532 App Store ratings for Desert Financial Mobile.

Is Desert Financial Mobile Legit?

Desert Financial Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for Desert Financial Mobile is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Login error

The app hasn’t been letting me login it keeps saying theirs an update and to try again soon but it’s been almost a full year of this so I need it fixed now please!!

White Screen of Death

Every time I’ve opened this app lately, I am greeted by the white screen of death. It may take thirty seconds to load - maybe two minutes. It may never load after all and just crash entirely. Either way, I’m having trouble accessing my bank account through this app. I need to be able to see my finances. No one can afford to have their bank app crashing upon opening every time they attempt to open it.
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Bank is okay, App is horrible

The app crashes constantly. It never remembers my biometrics. The UI looks like it’s from the 2000s and the performance certainly matches. I’m seriously considering switching banks because the experience using this app brings more headaches than anything. Why is it that this app is prone to freeze multiple times a month, requiring me to delete it and redownload? This is absurd. Desert Financial, please update this!!! At this point in 2026 this kind of buggy performance issues is reprehensible.
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Problems

I’m having trouble logging into my account. It keeps saying error. I’ve deleted the app. I’ve done everything you could think of. I don’t know what’s going on. Please help.

Zelle takes FOREVERRRRRRR

There’s no point in Zelle if I have to still wait 30mins minimum for my money to be received.

Bill pay

I really like the app but with the last update the bill pay feature was moved. Now it requires 3 button pushes instead of 1 button push like before. Please consider putting the bill pay shortcut back on the bottom like it was before.

Credit card

Good app, but doesn't allow you access to your credit card account

In cahoots with apple

Apparently, you must have an apple 14 or above in order to utilize the Desert financial app

Zelle

There Zelle never works

Request

Can y’all make my deposits appear as green again versus just black text. Makes it easier to find my work deposits when I’m going through my spending. I know it’s a long shot but thanks.

Zelle?

Does this app have Zelle?

5 stars

I have worked in the banking world. I spent 12 years in customer service and management so I know what it’s like when it comes to banking. You can have good customers you can have not so good customers.
I’ve seen these team members deal with not so nice customers, and they deal with them with kindness, empathy, and truly trying to help them solve whatever issue they’re having.
I’ve been with the bank for over 10 years and I think my husband has been with this bank for over 20 years. They don’t pressure me into doing anything that isn’t good for me. They have different departments that can help you in many many situations. I will remain faithful to Desert Financial. Thank you Gayle Gerkin .
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Missing Link

This for the most part a good app. HOWEVER it is missing a link to enable management of your Desert Financial Credit Union Credit Card. So if you want or need to manage your credit card, review activities, or even make a payment there is no link within the app to manage your credit card. You will need to use a PC or laptop to manage your credit card Otherwise this is a good app.
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Lock Card Not Working!!!

I can’t lock my card from the app, there is a bug right now - fix and I fix the review

Zelle Has Been A Game Changer

I have always found this app to be user-friendly. I’ve banked only with Desert Financial my entire life. Now they have an option for Zelle and I got so excited I had to leave a review after my first time using Zelle via the Desert Financial app. Cheers.

Works

Does its job well but i wish i could get transaction notifications through the app instead of text messages

Login

The login always has issues. That stupid human check box doesn’t mark itself when I click on it.
I came to this credit union to get away from the big bank and this is terrible

😔

The app seems really great but I can’t even use it every time I try to use it it says system is not responding try again or something like that

Mobile deposit

Their mobile deposit never works 🤦‍♂️. Either the app glitches and doesn’t let me deposit or some error pops up. Haven’t been able to use mobile deposit the past two months and even when I went to the bank they had no idea how to help me

Bill pay

Dose not work. Just a blank screen