Best Dipay Bisnis alternatives: apps like Dipay Bisnis

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated October 2026

Dipay Bisnis is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Dipay Bisnis

Bank Jago/Jago Syariah#2

Bank Jago/Jago Syariah by Bank Artos

Mobile transfer & track money
Strong Contender
💰 Finance
4.8😐(320 ratings)
Free
Bank Jago/Jago Syariah screenshot 1
Bank Jago/Jago Syariah screenshot 2
Bank Jago/Jago Syariah screenshot 3
Bank Jago/Jago Syariah screenshot 4
Bank Jago/Jago Syariah screenshot 5
Bank Jago/Jago Syariah screenshot 6

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

What We Love

  • 👍 Easy to use interface
  • 💰 Many promotions and bonuses
  • 🔗 Good integration with other apps (Bibit, Gopay, Shoppay)
  • 💳 Convenient for online transactions
  • ✨ Simple and cool banking app
  • 💸 Free transfers (historically, but changing)
  • 📈 Good for saving and budgeting
  • 🚀 Fast transactions (sometimes)
  • 🌐 Useful abroad
  • 🎁 Referral bonuses

Room to Improve

  • 🐛 Frequent app errors and crashes
  • 🐌 Slow customer service response
  • ❌ Account blocking without clear reason
  • 💸 Transfer fees (recent change)
  • 🔒 Login issues and account lockouts
  • 📉 Poor performance on iOS
  • 🔄 UI changes are confusing
  • ⚠️ Money disappearing without explanation
  • 🚫 Inability to switch between Syariah and conventional accounts
  • 🔗 Directing to other apps for investment
  • 📉 High cost of transfers (contradicts some reviews)
  • 🚫 App not running on jailbroken devices
  • 🚷 Difficulty with verification
  • ❓ Unclear reasons for account blocking
  • ⏳ Long waiting times for OTP
  • 📉 Inconsistent transfer times
  • 🚫 Transaction failures with no driver/item received
  • ❌ Customer service is unhelpful and uses templates
Halo BCA#3
3.2😞(16 ratings)
Free
Halo BCA screenshot 1
Halo BCA screenshot 2
Halo BCA screenshot 3
Halo BCA screenshot 4
Halo BCA screenshot 5
Halo BCA screenshot 6

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

What We Love

  • 👍 Helpful for contacting BCA overseas
  • 👍 Can call Halo BCA without using pulses
  • 👍 Good service and staff
  • 👍 Amazing and very helpful
  • 👍 Very helpful, no need to go to the bank

Room to Improve

  • 😞 No sound on calls
  • 😞 Slow verification email
  • 😞 Lost money, balance not returned
  • 😞 Difficult facial verification
  • 😞 Cannot log in
  • 😞 Inappropriate for elderly users
  • 😞 Transaction failed, balance deducted
  • 😞 App blocks phone
  • 😞 Confusing verification questions
  • 😞 ATM delivery issues
  • 😞 Halo BCA busy, call fails
  • 😞 ATM card insertion failed, pulsa deducted
  • 😞 Login requires paid SMS, fails
  • 😞 Call quality poor, cuts off
  • 😞 Selfie verification fails
  • 😞 Failed login, pulsa deducted
  • 😞 Transfer failed, balance deducted
  • 😞 Cannot reset password, long hold music
  • 😞 Phone calls redirected, no answer
  • 😞 Live chat ended abruptly
  • 😞 QR transactions failed, balance deducted
  • 😞 Slow handling of failed transactions
  • 😞 No solution for failed QR transactions
  • 😞 App unreachable, directs to Twitter/WA
  • 😞 CS unresponsive, always busy
  • 😞 Difficult to contact CSO
  • 😞 Activation fails, wastes pulsa
  • 😞 Not helpful
  • 😞 Bad customer service, no response
  • 😞 Poor service, Qris failed, balance deducted
  • 😞 CS hard to contact
  • 😞 OTP not received
  • 😞 CS rude, speaks fast, long wait
  • 😞 Useless, directs to branch office
  • 😞 Failed QR transactions, balance not returned
  • 😞 No solution, directs to Halo BCA
  • 😞 Cannot log in, oops error
  • 😞 Long hold times, wasted time
  • 😞 Difficult to log in, BCA ID blocked
  • 😞 CS unfriendly, causes anger
  • 😞 Not helpful
  • 😞 Cannot log in, unexpected error
  • 😞 Separate app from myBCA adds hassle
  • 😞 Difficult to get OTP
  • 😞 Unclear service activation follow-up
  • 😞 Multiple apps from BCA needed
  • 😞 Very bad service
  • 😞 Chat ended by CS
  • 😞 Useless app, full of bugs
  • 😞 Voice quality unclear, needs redial
  • 😞 CC debit blocked, no solution
  • 😞 CS wants to call back to Indonesia for interlokal
  • 😞 No sound on call, call auto-ends

More apps like Dipay Bisnis

4
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

Secure and fast mobile paymentsCashback on transactionsExclusive discounts and deals
💰 Finance
(329)
free with in-app purchases
5
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
💰 Finance
(65)
free
6
BCA mobile
BCA mobile
BCA mobile
by PT. Bank Central Asia Tbk
Free

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Non-cash transactionsCard management (block/activate/PIN change)Cardless ATM transactions
💰 Finance
(278)
free
7
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(803)
free with in-app purchases
8
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

Manage daily finances with a secure digital wallet. Pay with QRIS, send money to bank accounts or other users, top up games, and grow your balance. Offers bill payments and mobile credit top-ups with advanced security features.

QRIS payments at millions of merchantsSend money to bank accounts and DANA usersPay various bills in one app
💰 Finance
(8K)
free
9
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
💰 Finance
(74)
free with in-app purchases
10
blu by BCA Digital
blu by BCA Digital
blu by BCA Digital
by PT. Bank Digital BCA
Free

This mobile banking application offers a seamless financial experience to help users achieve their goals. It provides secure transactions, multiple savings options, and convenient payment features. Users can also access investment services and enjoy fee-free banking.

20 savings accounts in 1Online group pooling for up to 50 peopleDeposits with early withdrawal without penalty
💰 Finance
(131)
free