eRupee by SBI User Reviews

eRupee by SBI
eRupee by SBI
State Bank of India

Customer Experience

Positive experience81.0% of reviews
Neutral4.8% of reviews
Negative experience14.3% of reviews

~ Based on 21 written reviews from the US App Store.

Is eRupee by SBI Safe?

Not enough ratings yet to assess eRupee by SBI.

Is eRupee by SBI Legit?

eRupee by SBI appears legitimate, with a few gaps. AppsHunter Legitimacy Score for eRupee by SBI is 65/100.

Based on 65 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

The Excellent one byf SBI

Great initiative by RBI.
My most of the UPI payments are done by this app.

Requesting you to provide 1.Provide to download or email the statement with custom time duration
2.Provide option to create custom VPA so that we can pay to the VPA like in UPI ecosystem (this is already provided by other bank CBDC apps)
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Withdrawal failure

I have deposited Rs. 5000 from my linked SBI saving account, but now I’m not able to withdraw my money back, they said, transaction failed, limit exceeded… it’s just ₹5000, my money is stuck, I raised a complaint to their support team multiple times but, I don’t get any response from them, I call up the customer care, they told me to email to their support support team , which I had already did multiple times. What am I going to do now? It’s been 17 days now. This app is such a fraud. Scamming people.
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Response from developer

Dear Customer, sorry to hear about the issue you faced. For faster resolution, please send an email to us at cbdc@sbi.co.in with these details: issue in detail, transaction ID or RRN(if any), registered mobile number, and screenshot of the error shown (if any), while mentioning "CBDCAPPCOMPLAINT" in the subject line. Thank you! Team SBI CBDC

Smooth and user friendly Banking app

The SBI eRupee app is simple to use with a clean interface. Transactions are smooth and overall performance is good. It feels secure and reliable for daily banking.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Stepping Into the Future with SBI CBDC

Using the SBI CBDC app honestly feels like stepping into the future—but in a way that still feels simple and familiar.

What I really like is how easy it is to use. Even though the technology behind it is advanced, the app itself doesn’t feel complicated or intimidating. It just works smoothly, and that makes a big difference.

At the same time, there’s something genuinely exciting about it. It feels like more than just another payment app—it’s a new way of thinking about money. Knowing that this kind of technology can help bring more people into the banking system makes me feel proud. It’s nice to see innovation being used for something meaningful.

Overall, the SBI CBDC app feels like a truly important and transformative step toward a more inclusive and modern financial system. It’s simple, it’s thoughtful, and it quietly feels like real progress.

Be a part of this digital eRupee journey. Experience a whole new era of digital currency. Take your first digital coin and feel proud to be part of this revolutionary step forward.
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Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

SBI CBDC

Excellent app! The SBI CBDC app is very user-friendly and secure. Transactions are quick and smooth, and the interface is clean and easy to navigate. It makes using Digital Rupee simple and convenient. Great initiative by SBI towards digital innovation. Highly recommended!

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Ravi

Absolutely the most user-friendly banking app I have ever used. The UI is clean, making it easy to navigate. I particularly love the security measures feel robust without being annoying.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Digital Payments Made Simple and Secure!

I’ve been using the SBI e-RUPI app recently, and it is a game-changer for targeted digital payments. If you're looking for a way to handle vouchers without the complexity of a full bank-to-bank transfer, this is it.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

E Rupee Sbi

The e-Rupee app has truly changed the way I handle digital transactions. It’s fast, secure, and incredibly convenient — almost like carrying your wallet in your phone! The user interface is clean and easy to navigate, so even someone who isn’t tech-savvy can use it without confusion.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Innovative

Simple and easy-to-use app for digital currency transactions. Wallet setup is smooth, payments work well, and the interface is clean. Being backed by RBI gives good confidence and security. Still early, but a promising step by SBI towards the future of digital payments.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Review

This app delivers an excellent user experience with a well-designed interface and smooth performance. Features are thoughtfully implemented, and updates continue to improve functionality.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Smooth and Secure Digital Rupee Experience!

The SBI CBDC app is impressive—fast, reliable, and very easy to use. The interface feels modern and intuitive, making digital rupee transactions quick and effortless. I love how smoothly it integrates with my SBI account and ensures top-notch security at every step. It’s great to see SBI leading the way in India’s digital currency revolution.
Highly recommended for anyone who wants a safe and convenient way to explore the Digital Rupee!
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Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Future in hand

It is a good initiative which is user friendly to a large extent for initial transactions. The digital rupee CBDC is very good substitute for actual cash and will definitely pick momentum in short time. It will end so many issues related to cash like frauds.

Response from developer

Dear Customer! Thanks for the 5-star review! Your support keeps us motivated. Thank You! Team SBI CBDC

Innovation at its best🥳

It truly feels amazing to be part of this digital revolution that’s reshaping the way we handle money. The SBI CBDC app gives a real glimpse into what the future of currency looks like – simple, cashless, and right at your fingertips. It can be used at local shop as well and the entire processs are quick, smooth, and hassle-free – no need for cards, UPI, or even internet in some cases! The app feels secure and easy to use, even for someone who isn’t very tech-savvy. Kudos to SBI for being one of the first to bring the Digital Rupee to our lives. It’s not just another wallet – it’s a smart, futuristic way to pay and get paid.
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Simply superb

Our own apps without any third party interaction. It is secure and best for every Indian.

Please encourage and support our Govt trail don’t blame them because this is the best step in history making every person digital and easy to use, free to use 😊🥰

Excellent and safe app

All you need to add few more features so we no need any other apps for payments, pls add bill payment, payment via mobile is not happing, payment via UPI is not happening, give us more features for all kind of payment and it’s mode 👍🏼

Initial experience of a Senior Citizen Baba in Himachal Pradesh with previous experience in Banking.

Waited patiently to register on my iPhone 6S Plus. Loaded ₹2,000. Already made a couple of merchant payments in the local market. Smooth flow. No different from YONO or BHIM which I was using earlier. Next milestone for ERUPEE BY SBI should be to introduce NO PIN FOR PAYMENTS LESS THAN ₹500 and FINGERPRINT PAYMENTS. I have lost the habit of typing 6 digits on YONO and BHIM both of which give this facility. Seems too boring. Overall great initiative. Hearty Congratulations to RBI, NPCI & SBI. Keep going ahead. You have the best wishes and blessings of citizens like me.
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Looks like a beta version

A long way to go. It is not linking to the bank account. Tried several times and no response from the developer too. Let us wait and see, after all it’s SBI, it’s going to take its time but eventually it will come up with a good solution. I hope.

Response from developer

Dear Customer, We sincerely apologize for any inconvenience caused to you. However, our app has been revamped with a new and exciting interface. We request you to update your eRupee by SBI app to experience new features. Thank you! Team SBI CBDC

Doesn’t integrate with other payment platforms

App installed ok on IPhone. It doesn’t integrate with Apple Pay. So not much use. Unlike gpay there is an extra step to add money to wallet and transfer to mobile number only works with erupee registered users. Doesn’t work even if recipients are registered on PhonePe. So nothing new in this app. Get Apple Pay to work and this will be a huge hit.
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Useless app

One star is more than enough!!
After numerous failed attempts i was somehow able to register and sign in to the app. But still not able to do any txns. Sometimes it shows "network conn. lost" sometimes "unable to process" and sometimes "please try after sometime"..
😂😂😂
All are same!! You won't be able to do anything using this wallet.
May be a better version to come after so many years like in the case of the YONO app.. lets wait for it. Meanwhile we can use gpay or other customer friendly financial apps
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Workaround on SIM Registration

As many reviews here suggest, the SIM registration isn’t perfect.

One workaround is to temporarily disable the second sim, and keep only the sim that is linked to your account as active. Then it just picks the one available sim and completes registration easily!

Yet to try out the use cases, but so far so good!
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Response from developer

Dear Customer, we value your trust in banking with SBI. We believe eRUPEE by SBI is meeting your expectations. Your appreciation with 5 stars rating would encourage our team to bring more customer delights into this app. Thank you! Team SBI CBDC