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Fidelity Spire®: Save + Invest

Fidelity Spire®: Save + Invest

by Fidelity Investments

304 ratings
50 reviews
💼 Business
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • April 9, 2020
  • January 17, 2023

Developer

Fidelity Investments
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About

Plan, save, and invest smarter with this goal-based financial app. Track progress by linking accounts, explore savings options, and manage transactions like bill pay and stock trading. Improve financial wellness with tools and educational content.

✓Goal setting and progress tracking
✓Link Fidelity and non-Fidelity accounts
✓Explore savings and investment account options
✓Bill Pay and transaction management
✓Stock, mutual fund, and ETF trading
✓Financial wellness tools and education
✓Virtual Assistant support
Show original description

What users say

Summarized from real user reviews of Fidelity Spire®. Based on 304 reviews and a 3.4/5 average, it highlights the 9 positives and 14 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Clean, modern, intuitive user interface
  • 🎯Goals-based financial planning features
  • 📱Mobile-friendly design compared to main app
  • 🔗Ability to link external accounts
  • 📚Educational resources and learning tools
  • 💼Seamless integration with Fidelity accounts
  • ⚡Faster and simpler than legacy Fidelity app
  • 🎨Aesthetic appeal and visual design
  • 📊Portfolio tracking and monitoring capabilities

Negative things

  • 🐛Frequent error messages and technical glitches
  • 🔗External account linking issues and failures
  • ⏱️Slow login times
  • ❌Limited trading functionality compared to competitors
  • 🔄Inconsistent data across multiple Fidelity apps
  • 📉Missing real-time data and streaming quotes
  • 🚫Lacks dark mode option
  • 📱No tablet/iPad compatibility
  • 🎯Goals feature feels unnecessary and clutters interface
  • ⚙️Confusing navigation and account access
  • 🔐Excessive data collection concerns
  • 🏦Account closure without proper communication
  • 📊Limited charting and historical data visualization
  • 🎨Outdated visual design elements despite UI improvements
See all reviews

What's New in Fidelity Spire®

2.27

January 17, 2023

We’ve made some performance enhancements to improve Fidelity Spire® for you: • Updates to your home screen • Bug fixes and performance enhancements Fidelity Brokerage Services, LLC Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02197 935242.49.0

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User reviews

Most RecentHighest RatedLowest Rated

Bogus.

This app AND the website just straight-up didn’t work on my phone. Tons of error messages. I’m gonna have to call them just to close the accounts I opened that I can’t fund because it wouldn’t let me link a bank account…and it took me a few tries to get that far.
jason.s.christopherjason.s.christopher

Great companion app to main Fidelity App

Love this app and it’s goals based nature. It’s a fantastic companion app to the main Fidelity App. Only problem far is I can’t seem to link a 529 account to a goal. I choose to link but it doesn’t work. Would be great if this could be fixed.
iGucciBandanaiGucciBandana

Terrible UX and UI. Hire new people please

Serves no purpose compared the main Fidelity app. I refuse to believe there’s literally any way an actual human being APPROVED of this UX and thought it functioned well. Like the thought of someone at Fidelity got PAID actual dollars to release this crap of a product is absurd to me.

Please do the company a favor and actually TRY to innovate. The entire UX design team needs to get replaced. The company loses so much credibility by allowing this quality of work (or lack their of). Do better.
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boemillsboemills

3 apps from 1 company and they don’t share common user data

I am confused by Fidelity offering three different apps that don’t seem to use common user data. Take price alerts for example. Which account type supports them? How do you set them? Which app supports them? Fidelity has a too many ways to view (or not view) information depending on context and the app being used.
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Was hopefulWas hopeful

What’s the Point? Fidelity Beta

Current Fidelity app rolled the design of Spire as a Beta option. All Spire has is a better Learn page while Fidelity has theirs as “coming soon.” This app should really just sunset while the devs and designers of this app move to focus on Fidelity Beta. Stop adding features to Spire and improve the parity of Fidelity Beta and roll out more features to that app instead. This app was cool as a preview but need to be brought out to pasture.
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Max BessMax Bess
See 45 more reviews

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User experience

🐞

Reported Bugs

9 issues

App crashes and error messages on login

Bug

Bank account linking failures

Bug

External account linking errors with cryptic messages

Bug

529 account linking to goals not functioning

Bug

Account verification and closure issues without explanation

Bug

Features stuck on 'Coming Soon' for extended periods

Bug

Manual refresh required for real-time quotes

Bug

Restricted account access without clear guidance

Bug

Inconsistent data display across apps

Bug
✨

Requested Features

23 requests

Dark mode for OLED screens

Feature

Tablet and iPad compatibility

Feature

Real-time stock quotes and streaming data

Feature

Automatic/recurring investment setup

Feature

Historical portfolio balance and performance charts

Feature

Watchlist functionality with popular tickers

Feature

Customizable home screen and dashboard

Feature

Home screen widget for quick portfolio view

Feature

Ability to view all accounts performance together

Feature

Account-level customization options

Feature

Margin account selling capability

Feature

529 account linking to goals

Feature

Pre-market and after-hours pricing

Feature

Technical analysis tools

Feature

News updates on stocks

Feature

Current holdings view per account

Feature

Portfolio comparison tools

Feature

Disable push notifications for inactivity

Feature

Bill pay functionality

Feature

Spare cash calculator

Feature

Consolidated view across all Fidelity apps

Feature

Larger fonts and improved readability

Feature

Rounded buttons and modern design elements

Feature

FAQ

What does the Fidelity Spire app do?

Fidelity Spire is a free, goal-based app designed to help users plan, save, and invest smarter. It allows you to set financial goals, track your progress by linking various accounts, and provides tools to explore savings and investment options.

What are the key features of Fidelity Spire?

Key features include goal setting and progress tracking, the ability to link both Fidelity and non-Fidelity accounts, options for opening various investment accounts like IRAs, managing transactions such as bill pay and stock trading, and tools to improve financial wellness and understanding.

Is Fidelity Spire free to use?

Yes, Fidelity Spire is a free app. While the app itself is free, fees may vary based on your specific investing decisions and the types of accounts you choose to open and use for trading or management.

What kind of accounts can I open through Fidelity Spire?

You can conveniently open several types of accounts directly through the app, including the Fidelity® Cash Management Account, The Fidelity Account®, Fidelity Go®, and Traditional, Roth, and Rollover IRAs.

How can Fidelity Spire help me improve my financial wellness?

The app offers tools like a spare cash calculator to help you understand your spending and budget. It also provides guidance on where to put spare cash and strategies for living within your means, alongside simplified financial education to grow your financial knowledge.