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Financial Center First CU

Financial Center First CU

by Financial Center First Credit Union

755 ratings
105 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 29, 2013
  • July 29, 2026

Features

Developer

Financial Center First Credit Union
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Financial Center First CU screenshot #1 for iPhone
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About

Manage your finances on the go with this mobile banking app. Check balances, deposit checks, transfer funds, and pay bills securely from your device. Locate nearby ATMs and branches for added convenience.

✓Check account balances and transaction history
✓Deposit checks via device camera
✓Transfer funds between accounts
✓Electronic bill payment and management
✓View check images
✓Locate ATMs and branches
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What users say

Summarized from real user reviews of Financial Center First CU. Based on 755 reviews and a 4.8/5 average, it highlights the 12 positives and 15 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface and easy navigation
  • 💡New SavvyMoney feature for credit monitoring
  • 🔗External account linking and transfers
  • 💰Savings goals feature
  • 🎨Customizable account names and colors
  • 💳Enhanced card management and settings
  • 📱Mobile deposit functionality
  • 🚀Faster app performance
  • 👥Peer-to-peer payment capability
  • 🎯Dashboard customization options
  • ✨Modern, clean design aesthetic
  • 🏦Excellent in-branch customer service

Negative things

  • 🐛Face ID/Touch ID authentication glitches
  • ❌Removed planned transaction feature
  • ❌Removed true balance tracking
  • 🔐Excessive security questions for internal transfers
  • ❌Removed transaction log option
  • 📊Credit card activity not displayed in app
  • 🐛Mobile deposit issues
  • 🔧Bill pay confusing and unintuitive
  • 🐛Inter-account transfers not working properly
  • ⚠️Incorrect payment addresses stored
  • 🐛Pending transactions visible in app but not to support
  • 📱App incompatible with iPhone 14 Pro Dynamic Island
  • 🐛App crashes on older iOS versions
  • 🔤Small font size for credit card balances
  • ❌Cannot paste passwords from password managers
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What's New in Financial Center First CU

4022.0.0

July 29, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

Mobile

I miss the pending option before the update.
Brittany StillBrittany Still

User friendly

Great convenience
E. V. IndyE. V. Indy

Banking Made Easy

The ease of depositing and the App has saved us a ton of time.
Architects RuleArchitects Rule

Easy to Use

Love the app and how easy and understandable it is for users to access and navigate!
Mitsuko HaynieMitsuko Haynie

Live my Cu

I used to work here and still bank here because I like it so much. Everyone is always very helpful and nice. I usually go to branch on W 86th St and as soon as they see me walk in they’re saying hello and how can we help you. Also very friendly at this branch. Even the manager said hello and goodbye to me from his office!
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Yankees123?Yankees123?

Response from developer

Thank you so much for sharing this wonderful review. It means a great deal to us that you not only continue to bank with Financial Center, but also speak so highly of your experience. We’re proud to hear that our W 86th St team continues to make you feel welcomed the moment you walk through the door. A simple hello, a friendly conversation, and genuine care are at the heart of who we are.

See 100 more reviews

Developer apps

Financial Center Wallet
Financial Center Wallet

by Financial Center First Credit Union

💰 Finance

(15)

Free
See developer apps

User experience

🐞

Reported Bugs

17 issues

Face ID authentication fails repeatedly

Bug

Touch ID authentication fails repeatedly

Bug

App crashes immediately after login

Bug

App opens upside down

Bug

Security question answers not registering

Bug

Mobile deposit rejection issues

Bug

Bill pay feature missing or hard to find

Bug

Inter-account transfers not displaying

Bug

Links require multiple clicks to work

Bug

Manage cards feature non-functional

Bug

Pending transactions not visible to customer service

Bug

App incompatible with iPhone 14 Pro models

Bug

App incompatible with iPhone 13 and iOS 15

Bug

Live chat support unresponsive

Bug

Account lockouts requiring branch visit

Bug

App slow to load (25+ seconds)

Bug

Password field doesn't allow pasting

Bug
✨

Requested Features

18 requests

Credit card activity display in app

Feature

Restore planned transaction feature

Feature

Restore true balance tracking

Feature

Reduce security questions for internal transfers

Feature

Restore transaction log search functionality

Feature

Apple Pay integration

Feature

Apple Watch support

Feature

Apple TV support

Feature

Siri integration for quick balance

Feature

Notification widgets for iOS

Feature

3D Touch options

Feature

Transaction notifications for large purchases

Feature

Low balance alerts

Feature

iPad app version

Feature

Password save functionality

Feature

Branch location directory

Feature

Loan payment due dates and amounts display

Feature

Dark mode option

Feature

FAQ

What can I do with the Financial Center app?

The app allows you to check account balances and transaction history, deposit checks using your device's camera, transfer funds between accounts, pay bills electronically, view check images, and locate ATMs and branches. It offers a comprehensive mobile banking experience.

Is the Financial Center app free to use?

Yes, mobile banking services through the Financial Center app are free. However, standard carrier charges for data usage may apply depending on your mobile service provider.

What are the security features of the app?

The app employs robust security measures including data encryption, password and security question requirements at login, automatic inactivity time-outs, and the ability to quickly deactivate access if your device is lost or stolen to protect your finances.

Who is eligible to use the Financial Center app?

To use the app, you must be a member of Financial Center First Credit Union or Ball State Financial and be registered for Online Banking. You can register for online banking on their website, fcfcu.com.

What are the requirements to use the app?

You need to be a registered member of Financial Center First Credit Union or Ball State Financial and have an active Online Banking registration. You will also need a compatible mobile device with internet access.