Flagstar Mobile User Reviews

Customer Experience

Positive experience36.7% of reviews
Neutral8.3% of reviews
Negative experience55.0% of reviews

~ Based on 60 written reviews from the US App Store.

What users say

Is Flagstar Mobile Safe?

Flagstar Mobile appears safe based on user ratings. AppsHunter Safety Score for Flagstar Mobile is 93/100.

This assessment is based on 20,937 user ratings, with an App Store average of 4.6/5.

Safety Analysis

91.4% of ratings point to a safe experience
3.5% of ratings suggest some concerns
5.1% of ratings point to a risky experience

~ Based on 20,934 App Store ratings for Flagstar Mobile.

Is Flagstar Mobile Legit?

Flagstar Mobile is no longer available in the App Store. AppsHunter Legitimacy Score for Flagstar Mobile is 35/100.

Based on 35 of 100 points across 7 verification signals from App Store and developer data.

Score capped because this app is no longer listed.

Top reviews

Navigation is off, Touch ID doesn’t work to login

Overall the app isn’t bad. It just gets frustrating when I want to search my account for expenses (Account Activity layout) and when I hit search it gets me to the messages page. Every time. Also, my Touch ID stopped working for some reason and I can’t get it to work or find the settings. The description to activate it in the app needs to be updated.
Show more

Adding to lack of mortgage account support

Didn’t know the App does not allow for accounts that are mortgage only. not a show stopper as browser seems to work & thus can be paid accordingly though site. But it seems to reflect a lack of Sr IT leadership vision cohesiveness & customer experience. Yes, one missing account type (mortgage)showing this. It’s not an unknown limitation, it’s a purposeful decision on the design. This is not a difficult addition, but was specifically chosen to not be included. Now is a good time to add it. the website has the info. get the App to pull the same.
Show more

First Time Success

I ran out to the bank and it was closed. Tried to deposit check through the ATM and it was rejected. I remember the commercial about deposit check by telephone and contacted customer service to walk me through it and it was a success. I was saved a trip from going to the bank again in the rain on tomorrow, a flood has been predicted. Thanks for the service.
Show more

Mobile app stinks

Flagstar bank is the *only* financial institution I would rank less than 4, which emboldens me to assert that the mobile stinks and furthermore the website is difficult. I have 4 investment properties and have been managing them for 20 years, so I N a seasoned pro at this, and I cannot log in to flagstar mobile- every time in says my password or user id are not recognized.

I manage to log into the website, but only from my office desktop. I had to reset the password from my laptop and managed to pay the mortgage while traveling, and when I tried to log in after trying the mobile app., the website stated that I had too many failed log ins and need to reset my password.

So, I would avoid the mobile app, and wish flagstar would transfer the servicing of my mortgage to another company.
Show more

Web 1.0 response times in a web 3.0 world.

Have you ever wanted an app that doesn’t respond to anything you do for several minutes? Ever dreamed of an app where you press the button five times before it hints to you that it’ll ever compute what you’re trying to accomplish? Have you ever watched your friends check their bank account on their phone and thought “wow, I would honestly change my bank just to have a UI experience as easy as theirs?” Look no further, Flagstar’s got you covered.
Show more

Can’t sign in

I have been having a lot of trouble signing in with the new app. I had never had any issues with the previous app, but this one is slow and also when I try to sign in a message pops up saying I can’t sign in right now, to try later; but that has happened for weeks now. There must be a glitch hopefully they fix it soon! Otherwise I really like the app, it’s very convenient!
Show more

Oh my goodness this app changed my life

I cannot explain in words the profound impact this app has made on everyone who uses it. As soon as you download it a bank teller will be on to help you whenever you open the app. They are also there to just listen to you, they pretty much double as a therapist.

NOT User Friendly

Ever since Flagstar has updated their app, I’ve had almost nothing but trouble. This app is a pain in the *** (for lack of a better term).
Majority of the time, I struggle for at least 30 mins to login, have to change my password almost every time and have even had to call customer support to get back into my account when it locked me out after so many attempts.
Half the time, the app would freeze and not even let me try to login, other times it was because of the ridiculous new set of guidelines around password setup and security. For example….if your password isn’t something like GrandmaSugarbum@34mmmbop27hubub or the like, this app doesn’t allow you in…..and who’s ever going to remember a password like that anyway!?
As well as password issues, I’ve wanted to setup the Face ID on my app for some time now because then I wouldn’t even have this issue; but nooo. Face ID is now only available for iPhone X?! So because I have an iPhone 12, I don’t get to login easily, I have to struggle every time I want my balance? Thanks a lot Flagstar and developers. I’m not impressed; go check yourself.
Show more

Worst update ever

This new update has made it slower and more complicated to use. It's to busy for a mobile app. And I have to go through the App Store and update every time I need to log in which is another problem. I can't set up face recognition nor was I able to log in. It has been nothing but issues they need to go back the way it was. This is way to busy! To east to make a mistake when you are in a hurry because of all the info and extra steps you need to do. Not at all a fan..
Show more

Slow

It doesn’t seem to matter where I am or what device I am using that the app is very slow and some time times out. It is very frustrating to do a deposit online there at times. I also get messages that states that the app is unavailable. I have apps for Bank of America in Michigan first credit union they move with lightning speed. I am hoping that their supposable upgrade makes a difference. I just made a deposit with my cell phone and thought for a moment it was going to time out. It spooled for quite a while longer than Bank of America app that I also made a mobile deposit a few minutes before.
Show more

Unexpected Error

Not sure how this app has great ratings when it won’t allow me to login. “An unexpected error has occurred, please try again later” has been happening for two weeks now where I haven’t been able to login. I can log in fine on my computer.

App won’t let me log in

I tried deleting and downloading both Flagstar apps. I still get the same message that it won’t let me log in. I go to the website and I am able to login there just fine. I tried calling customer service and they told me to delete and try again. They also said to check my cookies but did not give me details on what to do. So I guess I’m stuck using the website.
Show more

Military Overseas

So my mortgages gets sold to Flagstar and I have to set up my account only Flagstar blocks foreign IP addresses. After finally getting access through VPN I find out they have made several errors during the transfer and both my mortgages are showing negative multi thousands in escrow. I break down and try to call only to find that the block international numbers as well. Set up a VOIP phone to call and get a hold of them, after hours of providing previous statements and explaining everything they say the will investigate. Three weeks later and my accounts are still not fixed. This bank has issues I would experience even if I was in the US but it’s even worse if you have to travel internationally.
Show more

Question if this is possible

If you can add 2 days early payday to accounts now that you merged with another bank it would attract more customers and also make it possible to link accounts with plaid technology because a lot apps make it impossible for users to link there flagstar account to plaid

Can’t log in

Can easily log into MyLoans on any web browser, but for some reason get an error whenever I try to sign into the app. App is pointless if I can’t manage the basics of my account from it. Maybe it’s just not geared towards mortgage customers. Either way, useless if I can’t sign in here while I can via browser.
Show more

The App Doesn’t Work

To the Developer Team: This app hasn’t worked for a while. Specifically, it doesn’t allow customers to log in. It gives the same message: “ Notice
We're sorry, but an unexpected error has occurred. Please try again later.” After uninstalling and installing the app several times, I get the same message. However, logging into the website (using the same login info) works fine. This has been going on for several months.
Show more

Write a review:

Good service all the time, online - in person - or over the phone .

Fast and easy to use😃

I love how easy this app is to use. Plus when you use it; everything works efficiently and without any problems! Great job Flagstar!

The app doesn’t work.

The app doesn’t let you log in. Continually says your password is incorrect. I’ve changed it numerous times through the website (and have no issue logging in through a web browser), yet the app continues to not work.

Not for I-pad

This latest update has ruined the ability to use my I-pad for banking. I thought after a few weeks or months they would have recognized the mistake and rectified the situation. Being that I have come over from Wells Fargo I feel Flagstar really needs to step it up and get their software department to deliver. It reflects poorly on the good folks who work at the local branches.
Show more