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Ideal CU Mobile

Ideal CU Mobile

by Ideal Credit Union

4.9K ratings
43 reviews
💰 Finance
Free

Details

Released
September 24, 2018
Updated
October 14, 2026

Features

Developer

Ideal Credit Union
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Ideal CU Mobile screenshot #1 for iPhone
Ideal CU Mobile screenshot #2 for iPhone
Ideal CU Mobile screenshot #3 for iPhone
Ideal CU Mobile screenshot #4 for iPhone
Ideal CU Mobile screenshot #5 for iPhone
iphone
ipad
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Reviews summary↘︎
⭐43
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📝2+ tags
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🔄6+ apps
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❓5 answered
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📦~ in 4 weeks
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About

Securely manage your finances anytime, anywhere. This app allows you to check balances, transfer funds, pay bills, and deposit checks. You can also open new accounts, manage alerts, and locate ATMs.

✓Secure login with TouchID
✓Balance peek without login
✓Fund transfers and payments
✓Bill pay and check deposit
✓Open new accounts and CDs
✓Account alert management
✓ATM locator
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What users say about Ideal CU Mobile

Reviews of Ideal CU Mobile are mostly positive: the Finance app is rated 4.8/5 from 4.9K App Store ratings. What users like most: exceptional customer service, easy to use mobile banking. Top complaints: bugs in app updates, difficult to use certain features. Summarized from real user reviews.

Positive things

  • 👍Exceptional customer service
  • 🚀Easy to use mobile banking
  • 💡Versatile account access
  • 🚀Fast check deposit
  • 👍Professional and helpful staff

Negative things

  • 🐛Bugs in app updates
  • 🔧Difficult to use certain features
  • 🔧Limited branch access
  • 🔧Restrictive daily transaction limits
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What's New in Ideal CU Mobile

4022.2.2

October 14, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

Ideal CU Customer

I love the App, I can check my balance, find out what’s cleared in my account. It’s made my life so much easier!!!!! Thanks Ideal CU. Busy people love the App.
B💕beautiful unicorn 💕😉😘

Transferring funds

The only thing I absolutely hate is the need to call and transfer funds to someone within our bank. I had the ability and when my accounts weren’t showing the correct information between my accounts I lost the ability. I’m able to with my son but not my boyfriend.
Calling in is annoying with the automated system.
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LDLady & Daisy

Turned awful

The app was great up until this past weekend they shut everything down to do “maintenance” which completely ruined everything. I can’t even login. At this point I may have to completely switch banks because of the so called “maintenance”. You ever hear a saying don’t fix what isn’t broken well they did the complete opposite.
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HHyperExplosion

Best Credit union in the state

I’ve been a member for over 50 years at Ideal credit union and they are the best of all the rest they listen to you the customers.
PUPostal credit union

Love

So easy and convenient!!!!
LILove itx10
See 38 more reviews

Developer apps

Ideal CU Home Mortgage
Ideal CU Home Mortgage

by Ideal Credit Union

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Transfer screen freezing

Bug

Inability to view transaction memos

Bug

Repeated login credential requests

Bug

App not opening or crashing

Bug
✨

Requested Features

4 requests

Face ID login option

Feature

Free credit check feature

Feature

Landscape mode support on iPad

Feature

Improved transaction memo viewing

Feature

FAQ

What can I do with the Ideal CU Mobile app?

The app allows you to manage your finances 24/7. You can check balances, transfer funds between accounts, make payments, pay bills, and deposit checks. It also enables you to open new accounts and CDs, manage account alert preferences, and find nearby ATMs.

Is the Ideal CU Mobile app secure?

Yes, the app is built for secure and convenient access. It offers login with TouchID for enhanced security and allows you to set up balance peek to check balances without fully logging in.

How do I pay bills or deposit checks with this app?

The app provides integrated features for both bill payment and check deposit. You can easily manage your bill payments and deposit checks directly through the mobile interface, streamlining your financial tasks.

Can I manage both personal and business accounts?

Yes, the app is designed to manage both personal and business accounts in one convenient place. This includes managing credit cards, mortgages, and other financial products offered by Ideal Credit Union.

Is the Ideal CU Mobile app free to use?

Based on the provided information, the app is free to download and use. While the app itself is free, it does contain advertisements.