Best JMO alternatives: apps like JMO - Jamsostek Mobile

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated November 2026

JMO is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to JMO

2.9😞(74 ratings)
Free
Livin' by Mandiri screenshot 1
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Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

What We Love

  • 🚀 Lightning-fast load times
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Robust security features
  • 🌟 Great overall experience

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Difficult to navigate
  • 🤔 Confusing login process
  • 🔄 Constant need for updates
  • 🕰️ Slow response times
4.9😞(2.1K ratings)
Free
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Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

What We Love

  • 👍 Easy to use
  • 🚀 Fast processing
  • 💡 Useful features

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Unreliable app performance
  • 🔒 Security concerns
  • 💸 Unsatisfactory customer experience
2.6😞(278 ratings)
Free
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Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

What We Love

  • 🚀 Simple, easy and user friendly
  • 🔒 Secure transactions
  • 👍 Useful features like QR code payments

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Outdated and clunky UI
  • ⚠️ Compatibility issues with older devices
  • 🔑 Complicated login and verification process
  • 🔌 Connectivity issues and unreliable service

More apps like JMO

4
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT. Bank Central Asia Tbk
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
💰 Finance
(65)
free
5
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
DANA Dompet Digital Indonesia
Easy Topup, Send Money, QRIS
Free

Manage daily finances with a secure digital wallet. Pay with QRIS, send money to bank accounts or other users, top up games, and grow your balance. Offers bill payments and mobile credit top-ups with advanced security features.

QRIS payments at millions of merchantsSend money to bank accounts and DANA usersPay various bills in one app
💰 Finance
(8.1K)
free
6
POSPAY
POSPAY
POSPAY
Transaksi Keuangan Lebih Mudah
Free

This platform offers mobile access to financial services, including bill payments, money transfers, and account management. It leverages a network of postal service points across Indonesia for convenient transactions.

Bill payment for utilities and loansInstant money transfersGiropos account management
💰 Finance
(11)
free
7
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

Secure and fast mobile paymentsCashback on transactionsExclusive discounts and deals
💰 Finance
(329)
free with in-app purchases
8
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and QRIS transactions. Users can earn rewards, access deals, and manage their finances with features like expense tracking and savings options. It also offers cash loans and secure payment methods.

Free bank transfers up to 100x/monthQRIS payments with cashbackBill payments (PLN, mobile, BPJS)
💰 Finance
(815)
free
9
Halo BCA
Halo BCA
Halo BCA
Halo BCA
Free

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

BCA ID loginFree VoIP and Live Chat customer serviceGlobal accessibility
💰 Finance
(16)
free
10
Bibit - Reksadana & Obligasi
Bibit - Reksadana & Obligasi
Bibit - Reksadana & Obligasi
Obligasi Negara. SBN. Saham.
Free

This investment platform offers a Robo-Advisor to guide beginners in mutual funds, government bonds, and stocks. It provides access to curated funds, secure government-backed bonds, and stock investment ideas for casual investors. Users can start with as little as Rp 10,000 and open an account digitally.

Robo-Advisor for beginnersCurated mutual fund selectionInvest in government bonds (SBN)
💰 Finance
(411)
free